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The Alberta Gazette
Part I
Vol. 109	Edmonton, Wednesday, May 15, 2013	No. 09
PROCLAMATION
[GREAT SEAL] 
CANADA 
PROVINCE OF ALBERTA	Donald S. Ethell, Lieutenant Governor.
ELIZABETH THE SECOND, by the Grace of God, of the United Kingdom, 
Canada, and Her Other Realms and Territories, QUEEN, Head of the 
Commonwealth, Defender of the Faith
P R O C L A M A T I O N
To all to Whom these Presents shall come
G R E E T I N G
Ray Bodnarek Deputy Minister of Justice and 
Deputy Attorney General
WHEREAS section 63 of the Public Interest Disclosure (Whistleblower Protection) 
Act provides that that Act comes into force on Proclamation; and
WHEREAS it is expedient to proclaim section 1 and Part 6 of the Public Interest 
Disclosure (Whistleblower Protection) Act in force:
NOW KNOW YE THAT by and with the advice and consent of Our Executive 
Council of Our Province of Alberta, by virtue of the provisions of the said Act 
hereinbefore referred to and of all other power and authority whatsoever in Us vested 
in that behalf, We have ordered and declared and do hereby proclaim section 1 and 
Part 6 of the Public Interest Disclosure (Whistleblower Protection) Act in force on 
April 24, 2013.
IN TESTIMONY WHEREOF We have caused these Our Letters to be made Patent 
and the Great Seal of Our Province of Alberta to be hereunto affixed.
WITNESS: COLONEL (RETIRED) THE HONOURABLE DONALD S. 
ETHELL, Lieutenant Governor of Our Province of Alberta, in Our City of Edmonton 
in Our Province of Alberta, this 17th day of April in the Year of Our Lord Two 
Thousand Thirteen and in the Sixty-second Year of Our Reign.
BY COMMAND	Jonathan Denis, Provincial Secretary.
APPOINTMENTS
Appointment of Provincial Court Judge
(Provincial Court Act)
April 24, 2013 
Gordon Andrew Gerrard Yake, Q.C.
Appointment of Supernumerary Judge
(Provincial Court Act)
May 2, 2013 
The Honourable Judge Michael George Stevens-Guille
For a term of 2 years to expire on May 1, 2015.
May 11, 2013 
The Honourable Judge Gerald Ross DeBow
For a term of 2 years to expire on May 10, 2015.
Re-appointment of Supernumerary Provincial Court Judge
(Provincial Court Act)
May 26, 2013 
Honourable Judge Lawrence Stuart Witten
For a term of two years to expire on May 25, 2015.
_______________
June 15, 2013 
Honourable Judge James Clayton McCarthy Spence
For a term of two years to expire on June 14, 2015.
CHANGES OF NAME
Change of Name of Non-Presiding Justices of the Peace
(Justice of the Peace Act)
April 18, 2013 
Glassford, Marylee Joy to Boston, Marylee Joy 
Zacharuk, Maureen Adell to Harper, Maureen Adell
TERMINATIONS
Terminations of Non-Presiding Justices of the Peace
(Justice of the Peace Act)
April 18, 2013 
Julie Ann Carrier of Edmonton 
Stacy Ann Deep of Edmonton 
Georgina Hecker of Lethbridge 
Yadvinder Kaur Kahlon of Calgary 
Kuan Lu Loke of Calgary
GOVERNMENT NOTICES
Agriculture and Rural Development
Form 15
(Irrigation Districts Act) 
(Section 88)
Notice to Irrigation Secretariat: 
Change of Area of an Irrigation District
On behalf of the Bow River Irrigation District, I hereby request that the Irrigation 
Secretariat forward a certified copy of this notice to the Registrar for Land Titles for 
the purposes of registration under section 22 of the Land Titles Act and arrange for 
notice to be published in the Alberta Gazette.
The following parcels of land should be added to the irrigation district and the 
notation added to the certificate of title:
LINC Number
Short Legal Description as shown on title
Title Number
0012 960 457
S.W. 25-14-20-W4M
961 042 562 +2
0022 215 843
N.E. 25-14-20-W4M
961 132 882
0022 259 170
N.W. 31-14-19-W4M
071 262 911
0022 317 473
N.E. 13-14-18-W4M
081 225 143
0022 317 481
N.W. 13-14-18-W4M
131 007 407
0022 441 166
N.W. 30-14-16-W4M
021 183 015 +1
0022 502 240 
S.W. 31-14-16-W4M
021 198 079
I certify the procedures required under part 4 of the Irrigation Districts Act have been 
completed and the area of the Bow River Irrigation District should be changed 
according to the above list.
Rebecca Fast, Office Administrator, 
Irrigation Secretariat.
______________
On behalf of the Western Irrigation District, I hereby request that the Irrigation 
Secretariat forward a certified copy of this notice to the Registrar for Land Titles for 
the purposes of registration under section 22 of the Land Titles Act and arrange for 
notice to be published in the Alberta Gazette.
The following parcels of land should be added to the irrigation district and the 
notation added to the certificate of title:
LINC Number
Short Legal Description as shown on title
Title Number
0018 376 450
4;26;26;21;SW
041 266 871
0021 757 729
4;26;26;16;NW
041 266 871 +1
I certify the procedures required under part 4 of the Irrigation Districts Act have been 
completed and the area of the Western Irrigation District should be changed 
according to the above list.
Rebecca Fast, Office Administrator, 
Irrigation Secretariat.
Culture
Hosting Expenses Exceeding $600.00 
For the Period October 1 to December 31, 2012
Function: 27th Annual Ukrainian Cultural Heritage Village Volunteer Appreciation 
Date: October 28, 2012 
Amount: $2,857.23 
Purpose: To acknowledge the outstanding contributions of the Ukrainian Cultural 
Heritage Village's valued volunteers over the past year. 
Location: Chateau Louis Hotel and Conference Centre, Edmonton, AB 
BU #: 022


Function: American Film Market-Reception 
Date: November 2, 2012 
Amount: $1,825.00 (Total cost of $14,669.53 was shared with other provinces and 
territories) 
Purpose: To provide an opportunity to network with key contacts and industry 
stakeholders in the Los Angeles region who are critical to sustaining and growing 
Alberta's film/tv and digital media industry. 
Location: Pizza Antica, Santa Monica Place, Santa Monica, CA, USA 
BU #: 022
Function: Annual Donor, Sponsor and Volunteer Recognition 
Date: November 3, 2012 
Amount: $914.25 
Purpose: To acknowledge the outstanding contributions of the Reynolds-Alberta 
Museum donors, sponsors, and volunteers in the previous year. 
Location: Reynolds-Alberta Museum, Wetaskiwin, AB 
BU #: 022
Function: Alberta Historical Resources Foundation Heritage Awards 
Date: November 30, 2012 
Amount: $3,730.83 
Purpose: To recognize eight recipients for their significant contributions to the 
protection, preservation and promotion of heritage in the province. 
Location: McKay Avenue School, Edmonton, AB 
BU #: 028
Function: Annual Elders Volunteer Dinner 
Date: December 5, 2012 
Amount: $2,700.00 
Purpose: To acknowledge the ongoing contributions of the Blackfoot First Nations. 
Location: Head-Smashed-In Buffalo Jump World Heritage Site, Fort Macleod, AB 
BU #: 024
Education
Hosting Expenses Exceeding $600.00 
Paid during the period January 1, 2013 to March 31, 2013
Function: International Education Week 2012 Reception
Date: November 17, 2012
Amount: $2,102.39
Purpose: To host a reception marking the closing of International Education Week  
2012 to raise awareness of the importance of international education and to recognize 
participants in Alberta's International Exchange programs.
Location: Edmonton, Alberta
Environment and Sustainable Resource Development
Amendment
Code Of Practice For Pipelines And Telecommunication Lines 
Crossing A Water Body
Code Of Practice For Watercourse Crossings,
And
Code Of Practice For Outfall Structures On Water Bodies
Pursuant to s. 3 of the Water (Ministerial) Regulation, A.R.205/98, as amended under 
the Water Act, R.S.A. 2000, c. W-3, the Code of practice For Pipelines and 
Telecommunication Lines Crossing a Water Body and the Code of Practice for 
Watercourse Crossings are amended as set out in the attached Appendix "A".
	Andy Ridge
APPENDIX A 
AMENDMENT TO THE 
CODE OF PRACTICE FOR PIPELINES AND TELECOMMUNICATION LINES 
CROSSING A WATER BODY 
CODE OF PRACTICE FOR WATERCOURSE CROSSINGS, AND 
CODE OF PRACTICE FOR OUTFALL STRUCTURES ON WATER BODIES 
Pursuant to the Water Act
1. The Code Of Practice For Pipelines And Telecommunication Lines Crossing A 
Water Body, Code Of Practice For Watercourse Crossings, and Code Of 
Practice For Outfall Structures On Water Bodies are amended as follows: 
A. the text in Schedule 6 of each of the Code Of Practice For Pipelines And 
Telecommunication Lines Crossing A Water Body, and Code Of Practice For 
Watercourse Crossings is repealed and replaced by the following 	text: Water 
Act Code of Practice Management Area Maps 
1. Peace River Management Area - [2006/12], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
2. Grande Prairie Management Area - [2006/12], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
3. High Prairie Management Area - [2006/12], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
4. Edson Management Area - [2006/12], published by Alberta's Queen's Printer, 
as amended or replaced from time to time 
5. Stony Plain Management Area - [2006/12], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
6. Pincher Creek Management Area - [2013/05], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
7. Lethbridge Management Area - [2006/12], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
8. Medicine Hat Management Area - [2006/12], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
9. Fort McMurray Management Area - [2006/12], published by Alberta's 
Queen's Printer, as amended or replaced from time to time 
10. Lac La Biche Management Area - [2006/12], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
11. St. Paul Management Area - [2013/05], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
12. Camrose Management Area - [2006/12], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
13. Red Deer Management Area - [2006/12], published by Alberta's Queen's 
Printer, as amended or replaced from time to time
14. Rocky Mountain House Management Area - [2013/05], published by 
Alberta's Queen's Printer, as amended or replaced from time to time 
15. Calgary Management Area - [2013/05], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
16. Canmore Management Area - [2006/12], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
17. Brooks Management Area - [2006/12], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
B. 	the text in Schedule 5 of the Code of Practice for Outfall Structures onWater 
Bodies is repealed and replaced by the following text: 
Water Act Code of Practice Management Area Maps
1. Peace River Management Area - [2006/12], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
2. Grande Prairie Management Area - [2006/12], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
3. High Prairie Management Area - [2006/12], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
4. Edson Management Area - [2006/12], published by Alberta's Queen's Printer, 
as amended or replaced from time to time 
5. Stony Plain Management Area - [2006/12], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
6. Pincher Creek Management Area - [2013/05], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
7. Lethbridge Management Area - [2006/12], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
8. Medicine Hat Management Area - [2006/12], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
9. Fort McMurray Management Area - [2006/12], published by Alberta's 
Queen's Printer, as amended or replaced from time to time 
10. Lac La Biche Management Area - [2006/12], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
11. St. Paul Management Area - [2013/05], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
12. Camrose Management Area - [2006/12], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
13. Red Deer Management Area - [2006/12], published by Alberta's Queen's 
Printer, as amended or replaced from time to time 
14. Rocky Mountain House Management Area - [2013/05], published by 
Alberta's Queen's Printer, as amended or replaced from time to time 
15. Calgary Management Area - [2013/05], published by Alberta's Queen's 
Printer, as amended or replaced from time to time
16. Canmore Management Area - [2006/12], published by Alberta's Queen's 
Printer, as amended or replaced from time to time
17. Brooks Management Area - [2006/12], published by Alberta's Queen's 
Printer, as amended or replaced from time to time
Health
Hosting Expenses Exceeding $600.00 
For the period January 1, 2013 to March 31, 2013
Function: Multi-Sector Sodium Engagement Dialogue 
Purpose: To foster greater commitment and facilitate an exchange of ideas for 
reducing sodium levels in the food supply. 
Amount: $5,289.57 
Date of Function: November 11, 2012 
Location: Edmonton, AB
Function: Seniors Tax Deferral Program Stakeholder Consultation 
Purpose: To provide an update on the development of the Seniors Property Tax 
Deferral program and to explore options to expedite the loan process including 
electronic data exchange processes. 
Amount: $3,390.95 
Date of Function: January 14, 2013 
Location: Edmonton, AB
Function: Elder Abuse Train the Trainer ( 3 Days Workshop) 
Purpose: To Provide sector trainers with certified training on Elder Abuse. 
Amount: $4,560.18 
Date of Function: January 22 to 24, 2013 
Location: Calgary, AB
Function: Seniors Tax Deferral Program Stakeholder Consultation 
Purpose: To provide an update on the development of the Seniors Property Tax 
Deferral program and to explore options to expedite the loan process including 
electronic data exchange processes. 
Amount: $1,614.24 
Date of Function: January 16, 2013 
Location: Calgary, AB
Function: Immunization and Communicable Disease Working Sessions 
Purpose: To review the Alberta Immunization Strategy and reviewing the draft 
Communicable Disease Regulation. 
Amount: $3,446.18 
Date of Function: January 23 & 24, 2013 
Location: Edmonton, AB
Function: Age-Friendly Information Workshops 
Purpose: Informational workshop. 
Amount: $970.04 
Date of Function: March 6, 2013 
Location: Medicine Hat, AB
Function: Premier's Award for Healthy Workplaces 
Purpose: To recognize the commitment of Alberta employers that support and 
enhance a healthy workplace. 
Amount: $1,766.46 
Date of Function: February 15, 2013 
Location: Calgary, AB
Function: Age-Friendly Information Workshops 
Purpose: Informational workshop. 
Amount: $807.12 
Date of Function: March 14, 2013 
Location: Red Deer, AB
Function: FCC (Family Care Clinics) Implementation Support Leadership Team-
Orientation Day 
Purpose: Kick-off day and full day orientation and team building. 
Amount: $1,760.09 
Date of Function: February 4, 2013 
Location: Edmonton, AB


Human Services
Office of the Public Trustee
Property being held by the Public Trustee for a period of Ten (10) Years 
(Public Trustee Act)
Section 11 (2)(b)
Name of Person Entitled 
to Property

Description 
 of Property 
held and its 
value or 
estimated value

Property part of 
deceased person's  
Estate or held under 
Court Order: 
Deceased's Name 
Judicial District Court 
File Number

Public Trustee 
Office 
 
Additional 
Information 

Missing Beneficiaries of 
Kenneth James Walker
$541.72
Kenneth James Walker 
JD of Edmonton 
SES03 121235

Dane Thomas Mearns
$7,232.50
Jean Ella Storey 
JD of Calgary 
$urr# 103673

Children of Pavol 
Socovkova
$55,693.85
Mary Choney 
JD of Calgary 
SES01 091049

Sadie Bell
$2,194.82
Herbert Holt 
JD of Calgary	


Infrastructure
Sale or Disposition of Land
(Government Organization Act)
Name of Purchaser:  Highway 43 East Waste Commission 
Consideration:  $1.00 
Land Description:  
First:
Meridian 5, Range 3, Township 55, Section 19
Quarter south east containing 64.7 hectares (160 acre) More or Less



Excepting thereout:

Hectares
(Acres)
More or Less
A)  Plan 6276BB - Railway
3.06
7.56

B)  Plan 0023636 - Descriptive
1.87
4.62

C)  Plan 0024680 - Descriptive
16.62
41.07

D)  Plan 0425905 - Road
5.30
13.10

E)  Plan 1024140 - Road
7.29
18.01

Excepting thereout all mines and minerals and the right to work the same

Second:
Meridian 5, Range 3, Township 55, Section 17, Quarter north west
Excepting thereout:

Hectares
(Acres)
More or Less
A)  Plan 6276BB - Railway
2.60
6.41

B)  Plan 7820644 - Subdivision
11.10
27.38

C)  Plan 0425905 - Road
4.00
9.88

D)  Plan 1024140 - Road
4.33
10.70

Excepting thereout all mines and minerals and the right to work the same

_______________
Name of Purchaser:  Amazon Hauling Ltd. 
Consideration:  $225,000.00 
Land Description:  Plan 9412550, Area 'A'.  Containing 0.631 hectares (1.56 acres) 
More or Less.   Excepting thereout all mines and minerals.  Located in the City of 
Calgary
Justice and Solicitor General
Designation of Designated Analyst Appointment
Royal Canadian Mounted Police 
Chung, Angela
(Date of Designation April 23, 2013)


Safety Codes Council
Corporate Accreditation - Cancellation
(Safety Codes Act)
Pursuant to section 28 of the Safety Codes Act it is hereby ordered that
Alberta Envirofuels Inc., Accreditation No. C000131, Order No. 0753
Is to cease administration under the Safety Codes Act within its jurisdiction for 
Electrical
Consisting of all parts of the Canadian Electrical Code, Code for Electrical 
Installations at Oil & Gas Facilities and Alberta Electrical Utility Code.
		Issued Date: April 22, 2013.
Alberta Securities Commission
AMENDMENTS TO NATIONAL INSTRUMENT 41-101  
GENERAL PROSPECTUS REQUIREMENTS
(Securities Act)
Made as a rule by the Alberta Securities Commission on December 12, 2012 pursuant 
to sections 223 and 224 of the Securities Act.
Amendments to National Instrument 41-101 
General Prospectus Requirements
1.	National Instrument 41-101 General Prospectus Requirements is amended 
by this Instrument.
2.	Section 1.1 is amended
(a)	by adding the following definition:
"Form 41-101F3" means Form 41-101F3 Information Required in a 
Scholarship Plan Prospectus of this Instrument;,
(b)	by replacing the definition of "long form prospectus" with the 
following:
"long form prospectus" means a prospectus filed in the form of Form 
41-101F1, Form 41-101F2 or Form 41-101F3;, and
(c)	by adding the following definition:
"plan summary" means a document prepared in accordance with the 
requirements of Part A of Form 41-101F3;.
3.	Subsection 1.2(6) is amended by replacing "in Form 41-101F1 and Form 41-
101F2," with "in Form 41-101F1, Form 41-101F2 and Form 41-101F3,".
4.	Section 3.1 is amended
(a)	in subsection (1) by replacing "subsection (2) and (3)" with 
"subsections (2), (2.1) and (3)",
(b)	in subsection (2) by adding ", other than a scholarship plan," after 
"investment fund", and
(c)	by adding the following subsection:
(2.1) An issuer that is a scholarship plan filing a prospectus must file the 
prospectus in the form of Form 41-101F3..
5.	The Instrument is amended by adding the following Part:
PART 3A: Scholarship Plan Prospectus Requirements
Plain language and presentation
3.A.1(1) A scholarship plan prospectus must be prepared using plain language 
and in a format that assists in readability and comprehension.
(2) A scholarship plan prospectus must
(a)	present all information briefly and concisely,
(b)	present the items listed in Parts A to D of Form 41-101F3 in the 
order set out in those parts,
(c)	use only the headings and sub-headings prescribed by Form 41-
101F3 unless stated otherwise,
(d)	contain only information that is specifically mandated or 
permitted by Form 41-101F3, and
(e)	not incorporate by reference into the scholarship plan prospectus, 
information that is required to be included in a scholarship plan 
prospectus.
(3) A plan summary must
(a)	be prepared for each scholarship plan offered under a scholarship 
plan prospectus or multiple scholarship plan prospectus, and
(b)	not exceed 4 pages in length.
Combinations of documents
3A.2(1) Subject to subsection (2), a scholarship plan prospectus may be 
consolidated with one or more scholarship plan prospectuses to form a multiple 
scholarship plan prospectus.
(2) A scholarship plan prospectus must not be consolidated with one or more 
scholarship plan prospectuses to form a multiple scholarship plan prospectus 
unless the portions of each scholarship plan prospectus prepared in accordance 
with the requirements of Parts B and D of Form 41-101F3 are substantially 
similar.
Order of contents of bound documents
3A.3 If documents are attached to, or bound with, a scholarship plan 
prospectus or multiple scholarship plan prospectus
(a)	the scholarship plan prospectus or multiple scholarship plan 
prospectus must be the first document contained in the package, 
and
(b)	no pages must come before the scholarship plan prospectus or 
multiple scholarship plan prospectus other than, at the option of 
the scholarship plan, a general front cover and table of contents 
pertaining to the entire package.
Plan summary
3A.4(1) Despite section 3A.3, a plan summary must not be attached to, or 
bound with, any other part of a scholarship plan prospectus, or to any other 
document, except as provided in this section.
(2) A plan summary of a scholarship plan may be attached to or bound with 
one or more plan summaries of other scholarship plans if the binding, to a 
reasonable person, would help present the information in a simple, accessible 
and comparable format.
Documents to be delivered or sent upon request
3A.5(1) On request by a person or company, a scholarship plan must deliver or 
send a copy of one or more the following documents free of charge to the 
person or company:
(a)	the scholarship plan prospectus or multiple scholarship plan 
prospectus;
(b)	any document incorporated by reference into the scholarship plan 
prospectus;
(c)	any portion of a document described in paragraph (a) or (b).
(2) A document requested under subsection (1) must be delivered or sent 
within 3 business days of receipt of the request..
6.	Subsection 4.2(2) is amended by replacing "the form of Form of 41-101F2" 
with "the form of Form 41-101F2 or Form 41-101F3".
7.	Paragraph 5.1(a) is amended by adding the following subparagraph:
(ii.1)	section 9.1 of Part D of Form 41-101F3.
8.	Paragraph 5.1(b) is amended by adding the following subparagraph:
(ii.1)	section 9.3 of Part D of Form 41-101F3.
9.	Section 6.1 is amended by adding the following subsection:
(3) Despite subsections (1) and (2), an amendment to a plan summary must be 
prepared in accordance with Part A of Form 41-101F3 without any further 
identification, and dated as of the date the plan summary is being amended..
10.	Paragraph 9.1(a) is amended by adding the following subparagraph:
(iv.1) if the issuer is a scholarship plan, in addition to the documents filed 
under subparagraph (iv), a copy of the scholarship plan contract for the 
scholarship plan under the prospectus;.
11.	Subparagraph 9.2(a)(iv) is amended by adding "or (iv.1)" after 
"subparagraph 9.1(a)(iv)".
12.	Section 15.1 is amended by deleting ", other than scholarship plans".
13.	Subsection 15.2(1) is replaced with the following:
(1) An investment fund must incorporate by reference into its long form 
prospectus, by means of a statement to that effect, the filed documents listed in
(a) section 37.1 of Form 41-101F2 for investment funds other than 
scholarship plans, and
(b) subsection 4.1(1) of Part B of Form 41-101F3 for scholarship plans..


14.	Subsection 15.2(3) is replaced with the following:
(3) An investment fund must incorporate by reference in its long form 
prospectus, by means of a statement to that effect, the subsequently filed 
documents referred to in
(a) section 37.2 of Form 41-101F2 for investment funds other than 
scholarship plans, and
(b) subsection 4.1(2) of Part B of Form 41-101F3 for scholarship plans..
15.	Subsection 17.1(2) is amended by replacing "Form 41-101F1 or Form 41-
101F2, as applicable," with "Form 41-101F1, Form 41-101F2 or Form 41-
101F3, as applicable,".
16.	The General Instructions of Form 41-101F2 are amended by deleting the 
following sentence in General Instruction (7):
However, scholarship plans may make modifications to the disclosure 
items in order to reflect the special nature of their investment structure 
and distribution mechanism..
17.	Subsection 1.3(1) of Item 1 of Form 41-101F2 is amended by deleting ", 
scholarship plan".
18.	Subsection 1.11(3) of Item 1 of Form 41-101F2 is amended by replacing 
"venture capital fund, commodity pool or scholarship plan," with "venture 
capital fund or commodity pool,".
19.	Section 1.15 of Item 1 of Form 41-101F2 is amended by deleting "other than 
a scholarship plan,".
20.	Section 3.6 of Item 3 of Form 41-101F2 is amended
(i)	by deleting "[for scholarship plans, Fees and Expenses payable by 
Subscribers' Deposits]" in the table to subsection (2), and
(ii)	by deleting "or by Subscribers' Deposits (for scholarship 
plans)" in subsection (3).
21.	Item 37 of Form 41-101F2 is amended by deleting "other than a scholarship 
plan," in Section 37.1 and Section 37.2.
22.	The Instrument is amended by adding the following form after Form 41-
101F2:


Form 41-101F3 
Information Required in a Scholarship Plan Prospectus
General Instructions
(1) This Form describes the disclosure required in a scholarship plan prospectus. 
Each Item of this Form outlines disclosure requirements. Instructions as to how to 
complete this Form are printed in italic type.
(2) The objective of the scholarship plan prospectus is to provide information about 
the scholarship plan that an investor needs in order to make an informed investment 
decision. This Form sets out specific disclosure requirements that are in addition to 
the general requirement under securities legislation to provide full, true and plain 
disclosure of all material facts relating to the securities to be distributed. 
(3) Terms defined in National Instrument 14-101 Definitions, National Instrument 41-
101 General Prospectus Requirements, National Instrument 81-105 Mutual Fund 
Sales Practices, National Instrument 81-106 Investment Fund Continuous Disclosure 
or National Instrument 81-107 Independent Review Committee for Investment Funds 
and used in this Form have the same meanings that they have in those national 
instruments except that references in those instruments to "mutual fund" must be 
read as references to "investment fund" or "scholarship plan" as the context 
requires.
(4) A scholarship plan prospectus must contain only the information that is mandated 
or permitted under this Form. 
(5) A scholarship plan prospectus must present the information in each Part of this 
Form briefly and concisely, in the order provided for by this Form, and use only the 
headings and sub-headings stipulated in this Form except that sub-headings not 
required by this Form may be used where permitted under an Item in this Form.
(6) Specific instructions are sometimes provided in this Form for a single prospectus 
and a multiple prospectus. Portions of Part B and Part D of this Form generally refer 
to disclosure required for "a scholarship plan" in a "prospectus". This disclosure 
must be modified as appropriate to reflect multiple scholarship plans covered by a 
multiple prospectus.
(7) National Instrument 41-101 requires that a prospectus be prepared using plain 
language and in a format that assists in readability and comprehension. For 
additional guidance, see the plain language principles listed in section 4.1 of 
Companion Policy 41-101 CP General Prospectus Requirements. If the use of 
technical terms is required, clear and concise explanations of those terms must be 
included. 
(8) Respond as simply and directly to the requirements of this Form as is reasonably 
possible. 
(9) No reference need be made to inapplicable items and, unless otherwise required 
in this Form, negative answers to items may be omitted.
(10) Certain Items in this Form require that a prospectus include wording that is the 
same or substantially the same as set out in those Items. A scholarship plan may 
modify the prescribed wording to more accurately reflect its features if the wording 
does not apply to the plan. 
(11) Unless otherwise stated, this Form does not mandate the use of a specific font 
size or style but the font used must be legible. If the prospectus is made available 
online, information must be presented in a way that is both readable online and can 
be printed in a readable format.
(12) A prospectus may contain photographs and artwork only if they are relevant to 
the business of the scholarship plan or members of the organization of the 
scholarship plan and are not misleading.
(13) A prospectus must not contain design elements (e.g., graphics, photos, artwork) 
that would, to a reasonable person, detract from the information disclosed in the 
document. 
(14) If disclosure is required as of a specific date and there has been a material 
change or a change that is otherwise significant to a reasonable investor to the 
required information subsequent to that date, present the information as of the date of 
the change or a date subsequent to the change.
Contents of a Scholarship Plan Prospectus
(15) This Form permits two formats: a prospectus for a single scholarship plan and a 
multiple prospectus for multiple scholarship plans.
(16) A scholarship plan prospectus must consist of four parts as set out below. Part A 
is the Plan Summary. Parts B, C and D are collectively the Detailed Plan Disclosure. 
The Plan Summary and the Detailed Plan Disclosure together form the scholarship 
plan prospectus. The four parts may be further described as follows:
(a) Part A contains the responses to the Items in Part A of this Form. The 
information in this Part contains a summary of key information about investing 
in a scholarship plan. 
(b) Part B contains the responses to the Items in Part B of this Form and 
contains introductory information about the scholarship plan and general 
information about the scholarship plan family. 
(c) Part C contains the responses to the Items in Part C of the Form and 
contains plan-specific information about the scholarship plan(s) offered in the 
prospectus.
(d) Part D contains the responses to the Items in Part D of this Form and 
contains information about the scholarship plan organization, the persons and 
entities involved in running the scholarship plan, and the prospectus 
certificates.


Consolidation of Scholarship Plan Prospectuses into a Multiple Prospectus
(17) Section 3A.2 of National Instrument 41-101 requires that a scholarship plan 
prospectus must not be consolidated with one or more scholarship plan prospectuses 
to form a multiple prospectus unless the disclosure in each of the Part B and Part D 
sections of this Form is substantially similar for each scholarship plan. This provision 
permits a scholarship plan organization to create a document that contains the 
disclosure for a number of scholarship plans in the same family.
(18) Similar to a single prospectus, a multiple prospectus must consist of four 
segments:
(a) The first segment consists of a number of Part A sections of this Form. 
Each Part A section must contain the information required under Part A of this 
Form about a single scholarship plan. The information required by the Part A 
section must be disclosed separately for each scholarship plan in the multiple 
prospectus. Each Part A section in a multiple prospectus must start on a new 
page.
(b) The second segment contains the information required under Part B of this 
Form for the scholarship plans described in the document. There must not be 
more than one Part B section for all of the scholarship plans in the prospectus.
(c) The third segment consists of a number of Part C sections of this Form. 
Each Part C section must contain the information required under Part C of this 
Form about a single scholarship plan. The information required by the Part C 
section must be disclosed separately for each scholarship plan in the multiple 
prospectus. Each Part C section in a multiple prospectus must start on a new 
page.
(d) The fourth segment contains the information required under Part D of the 
Form for the scholarship plans described in the document. There must not be 
more than one Part D section for all of the scholarship plans in the prospectus.
Part A - Plan Summary for a Scholarship Plan
Item 1 - Information About the Plan
Include at the top of a new page a heading consisting of
(a)	the title "Plan Summary",
(b)	the name of the scholarship plan to which the Plan Summary pertains 
and, if the scholarship plan has more than one class or series of 
securities, the name of the class or series of securities covered in the 
Plan Summary, 
(c)	the type of scholarship plan, 
(d)	the name of the investment fund manager of the scholarship plan, and 
(e)	the date of the Plan Summary.
INSTRUCTIONS
(1) The title "Plan Summary" and the name of the scholarship plan must be in bold 
type using a substantially larger font size than the other headings and text in the Plan 
Summary.
(2) The "type of scholarship plan" refers to whether the scholarship plan is a group 
scholarship plan, individual or family scholarship plan.
(3) The date for a Plan Summary that is filed as part of a preliminary scholarship 
plan prospectus or scholarship plan prospectus must be the date of the certificate of 
the scholarship plan required under Part D of this Form.
Item 2 - Withdrawal and Cancellation Rights
Immediately following the disclosure in Item 1, state the following using the same or 
substantially similar wording, with the last two sentences in bold type:
This summary tells you some key things about investing in the plan. You 
should read this Plan Summary and the Detailed Plan Disclosure carefully 
before you decide to invest.
If you change your mind 
You have up to 60 days after signing your contract to withdraw from your 
plan and get back all of your money.
If you (or we) cancel your plan after 60 days, you'll get back your 
contributions, less sales charges and fees. You will lose the earnings on your 
money. Your government grants will be returned to the government. Keep in 
mind that you pay sales charges up front. If you cancel your plan in the 
first few years, you could end up with much less than you put in.
INSTRUCTION
The prescribed wording in this Item must be presented using a substantially larger 
font size relative to the rest of the text of the Plan Summary.
Item 3 - Description of the Scholarship Plan
(1) Under the heading "What is the [insert type of scholarship plan] scholarship 
plan?", state the following using the same or substantially similar wording:
The [insert name of plan] is a [insert type of plan] scholarship plan designed to 
help you save for a child's post-secondary education. When you open your 
[insert name of plan], we will apply to the Canada Revenue Agency to register 
the plan as a Registered Education Savings Plan (RESP). This allows your 
savings to grow tax-free until the child named as the beneficiary of the plan 
enrols in their studies. The Government of Canada and some provincial 
governments offer government grants to help you save even more. To register 
your plan as an RESP, we need social insurance numbers for yourself and the 
child you name in the plan as the beneficiary.
In a [insert type of plan] scholarship plan, you are part of a group of investors. 
Everyone's contributions are invested together. When the plan matures, each 
child in the group shares in the earnings on that money. Your share of those 
earnings plus your government grant money is paid to your child as educational 
assistance payments (EAPs).
There are two main exceptions. Your child will not receive EAPs, and you 
could lose your earnings, government grants and grant contribution room, if:
*	your child does not enrol in a school or program that qualifies under this 
plan, or 
*	you leave the plan before it matures.
(2) For a group scholarship plan, state the following using the same or substantially 
similar wording, in bold type:
If you leave the plan, your earnings go to the remaining members of the 
group. However, if you stay in the plan until it matures, you might share 
in the earnings of those who left early.
INSTRUCTION
If the scholarship plan allows a subscriber to name more than one beneficiary at a 
time, amend the wording in section (1) to refer to multiple children or beneficiaries.
Item 4 - Suitability
(1) For a group scholarship plan, under the heading "Who is this plan for?", state the 
following using the same or substantially similar wording:
A group scholarship plan can be a long-term commitment. It is for investors 
planning to save for a child's post-secondary education and who are fairly sure 
that:
*	they can make all their contributions on time
*	they will stay in the plan until it matures
*	their child will attend a qualifying school and program under the plan
[Insert, for plan providers that also offer an individual or family scholarship 
plan - If this doesn't describe you, you should consider another type of plan. 
For example, an individual or family plan has fewer restrictions. See the Plan 
Summar[y/ies] for our [insert as applicable - individual plan/family plan/ 
individual and family plans] or pages [insert applicable page references] in the 
Detailed Plan Disclosure for more information.]
(2) For an individual or family scholarship plan, under the heading "Who is this plan 
for?", state the following using the same or substantially similar wording:
[Insert, as applicable - An individual/ A family] scholarship plan is for 
investors planning to save for a child's post-secondary education and who are 
fairly sure that:
*	[Insert, for family plans only - they want to save for more than one child 
at a time]
*	they want more flexibility over when and how much to contribute to 
their plan
*	[Insert, for individual plans only - their child will attend a qualifying 
school and program under the plan]
*	[Insert, for family plans only - one or more of their children will attend a 
qualifying school or program under the plan]
[Insert, for plan providers that also offer a group scholarship plan - The [insert 
name of plan] generally has fewer restrictions and is more flexible than our 
group scholarship plan.]
Item 5 - The Plan's Investments
Under the heading "What does the plan invest in?", state the following using the same 
or substantially similar wording:
The plan invests mainly in [specify the plan's primary investments]. The plan's 
investments have some risk. Returns will vary from year to year.
INSTRUCTION
The disclosure must state the type or types of securities, such as mortgages, bonds, 
government treasury bills, or equity securities, as applicable, in which the plan will 
be primarily invested under normal market conditions. 
Item 6 - Contributions
(1) For a group scholarship plan, under the heading "How do I make contributions?", 
state the following using the same or substantially similar wording:
With your contributions, you buy one or more "units" of the plan. These units 
represent your share of the plan. You may pay for them all at once, or you may 
make [state the most common contribution frequency options] contributions. 
You may change the amount of your contribution as long as you make the 
minimum contribution permitted under the plan. You may also change your 
contribution schedule after you've opened your plan. [Insert if applicable - A 
fee applies.] All of the different contribution options for the plan are described 
in the Detailed Plan Disclosure, or you can ask your sales representative for 
more information.
(2) For an individual or family scholarship plan, under the heading "How do I make 
contributions?", briefly describe how a subscriber can make contributions to their 
scholarship plan.
(3) State (i) the minimum total investment and (ii) the minimum amount per 
contribution, permitted under the scholarship plan's rules.
INSTRUCTIONS
(1) The disclosure regarding contribution frequency options in the first paragraph of 
subsection (1) of Item 6 must make reference only to the most commonly selected 
contribution options, and not to each contribution option that is available to a 
subscriber.
(2) If the individual or family scholarship plan uses the concept of "units" or has 
prescribed schedules for making contributions, this fact must be described in the 
required disclosure for subsection (2) of Item 6, using wording that is similar to the 
wording in subsection (1) of Item 6.
(3) For the purposes of the disclosure required under subsection (3) of Item 6, the 
"minimum total investment permitted under the scholarship plan's rules" must be 
stated as (i) a dollar amount or (ii) a quantity of units or securities of the scholarship 
plan (if applicable) and the "minimum amount per contribution under the plan's 
rules" must be stated as a dollar amount.
Item 7 - Payments
(1) Under the heading "What can I expect to receive from the plan?", state the 
following using the same or substantially similar wording:
In your child's first year of college or university, you'll get back your 
contributions, less fees. You can have this money paid to you or directly to 
your child.
(2) For a group scholarship plan, state the following using the same or substantially 
similar wording:
Your child will be eligible to receive EAPs in their [state, as applicable - first, 
second, third and fourth] year[s] of post-secondary education. [See instruction 
(1)] For each year, your child must show proof they are enrolled in a school 
and program that qualifies under this plan to get an EAP.
(3) For an individual or family scholarship plan, briefly describe when EAPs can be 
paid to a beneficiary, and whether EAPs can be paid in one year or must be paid in 
instalments for each year of eligible studies.
(4) State the following, in a separate paragraph:
EAPs are taxed in the child's hands.
INSTRUCTIONS
(1) If the group scholarship plan has multiple options for paying EAPs, disclose the 
other options in the disclosure in subsection (2) of Item 7, using a similar format.
(2) For the disclosure in subsection (3) of Item 7, the format set out for the disclosure 
in section (2) must be used.
Item 8 - Risks
(1) Under the heading "What are the risks?", state the following using the same or 
substantially similar wording:
If you do not meet the terms of the plan, you could lose some or all of your 
investment. Your child may not receive their EAPs.
(2) For a group scholarship plan, state the following using the same or substantially 
similar wording:
You should be aware of five things that could result in a loss:
1.	You leave the plan before the maturity date. People leave the plan for 
many reasons. For example, if their financial situation changes and they can't 
afford their contributions. If your plan is cancelled more than 60 days from 
signing your contract, you'll lose part of your contributions to sales charges 
and fees. You'll also lose the earnings on your investment and your 
government grants will be returned to the government. 
2.	You miss contributions. If you want to stay in the plan, you'll have to 
make up the contributions you missed. You'll also have to make up what the 
contributions would have earned if you had made them on time. This could be 
costly.
If you have difficulty making contributions, you have options. You can reduce 
or suspend your contributions, transfer to another of our plans or to an RESP 
offered by a different provider, or cancel your plan. Restrictions and fees apply. 
Some options will result in a loss of earnings and government grants. [Insert if 
applicable - If you miss a contribution and don't take any action within [insert 
the number of months] months, we may cancel your plan].
3.	You miss or your child misses a deadline. This can limit your options 
later on. You could also lose the earnings on your investment. Two of the key 
deadlines for this plan are:
*	Maturity date - the deadline for making changes to your plan 
You have until the maturity date to make changes to your plan. This 
includes switching the plan to a different child, changing the maturity 
date if your child wants to start their program sooner or later than 
expected, and transferring to another RESP.  Restrictions and fees apply.
*	[Insert date] - the EAP application deadline 
If your child qualifies for an EAP, he or she must apply by [insert date] 
before each year of eligible studies to receive a payment for that year. 
Otherwise, your child may lose this money.
4.	Your child doesn't go to a qualifying school or program. For 
example, [State the types of programs or institutions that generally do not 
qualify for EAPs under the plan] don't qualify for EAPs under this plan. 
[Insert, if applicable -Under this plan, fewer programs will qualify for an EAP 
than would otherwise qualify under the government's rules for RESPs. See the 
Detailed Plan Disclosure for more information.] If your child will not be going 
to a qualifying school or program under this plan, you have the option to name 
another child as beneficiary, transfer to another of our plans or to an RESP 
offered by a different provider, or cancel your plan. Restrictions and fees apply. 
Some options can result in a loss of earnings and government grants.
5.	Your child doesn't complete their program. Your child may lose 
some or all of their EAPs if he or she takes time off from their studies, does not 
complete all required courses in a year or changes programs. [Insert if 
applicable - In some cases, your child may be able to defer an EAP for up to 
[insert number of years] year[s]]. [Insert, if applicable - Deferrals are at our 
discretion.]
(3) For an individual or family scholarship plan, list no more than 5 situations that 
could result in a loss of earnings in the scholarship plan for subscribers or EAPs for 
the beneficiary. Briefly describe the losses that could result in these outcomes as well 
as some options to mitigate this loss.
(4) State the following, in bold type:
If any of these situations arise with your plan, contact us or speak with 
your sales representative to better understand your options to reduce your 
risk of loss.
INSTRUCTIONS
(1) For an individual or family scholarship plan, the disclosure required in 
subsection (3) of Item 8 must include the following situations: a subscriber leaving a 
scholarship plan before it matures, a beneficiary failing to enrol in a qualifying 
school or program, and the subscriber or beneficiary failing to meet the scholarship 
plan's key deadlines.
(2) If the individual or family scholarship plan uses the concept of units paid for 
under a fixed contribution schedule, or otherwise requires subscribers to follow a 
prescribed schedule for making contributions to the scholarship plan, the disclosure 
required in subsection (3) of Item 8 must also include a situation in which a 
subscriber misses one or more contributions.
(3) The disclosure in subsection (3) of Item 8 must use a similar format and structure 
as the disclosure required for group scholarship plans in section (2).
Item 9 - Cancellation Rate
For a group scholarship plan, using the margin of the page, add a sidebar under the 
heading "What are the risks?", and state the following using the same or substantially 
similar wording with the title of the sidebar in bold type:
Cancellation Rate
Of the last five beneficiary groups of the [insert name of group scholarship 
plan] plan to reach maturity, an average of [see the Instructions]% of the plans 
in each group were cancelled before their maturity date.
INSTRUCTIONS
(1) To calculate the average percentage as required under Item 9, do the following:
(a) for each of the last five beneficiary groups in the group scholarship plan to 
reach maturity, calculate the percentage of scholarship plans in the beneficiary 
group that were cancelled before their maturity date, and
(b) calculate the simple average of the five percentages calculated pursuant to 
Instruction 1(a).
(2) For a beneficiary group referred to in Instruction (1)(a), calculate the percentage 
of the scholarship plans in each beneficiary group that were cancelled before their 
maturity date by dividing x by y, where
x = the number of scholarship plans with the same maturity date that were 
cancelled before maturity, and
y = the total number of scholarship plans with the same maturity date, 
including plans with the same maturity date that were cancelled before 
maturity.
(3) For the purposes of the disclosure required under Item 9, a "plan that was 
cancelled before maturity" is a scholarship plan that is not eligible to receive a share 
of the EAP account as at the maturity date because the total contributions required by 
the subscriber's contract have not been made by the maturity date. The number of 
scholarship plans with the same maturity date that did not reach maturity will be the 
difference between the total number of scholarship plans with the same maturity date 
and the number of scholarship plans that matured.
(4) Subject to Instruction (6), the number of scholarship plans with the same maturity 
date consists of every scholarship plan sold to subscribers who selected the same 
maturity date, including scholarship plans that were cancelled or transferred before 
maturity.
(5) For the purposes of calculating the percentage of scholarship plans in a 
beneficiary group that were cancelled before maturity, a scholarship plan whose 
subscriber changed the maturity date to an earlier date is considered to have the 
earlier maturity date and must be included in the calculations for the beneficiary 
group with the earlier maturity date. Similarly, a scholarship plan whose subscriber 
changed the maturity date to a later date is considered to have the later maturity date 
and must be included in the calculations for the beneficiary group with the later 
maturity date.
(6) Do not include a plan in the calculation of x or y under Instruction (2) if the 
subscriber withdrew from their scholarship plan within 60 days of the signing the 
contract to open the scholarship plan and received back all of their contributions and 
fees paid.
Item 10 - Costs
(1) Under the heading "How much does it cost?", provide information, in the form of 
the following tables, about the fees and expenses of the scholarship plan. Introduce 
the tables using the following wording or wording that is the same or substantially 
similar:
There are costs for joining and participating in the plan. The following tables 
show the fees and expenses of the plan. [Insert, if applicable - The fees and 
expenses of this plan are different than the other plans we offer.]
Fees you pay 
These fees are deducted from the money you put in the plan. They reduce the 
amount that gets invested in your plan, which will reduce the amount available 
for EAPs.
Fee
What 
you pay
What the fee is for
Who the fee is 
paid to
Sales charge
[Specify 
amount] 

This is the commission 
for selling your plan.

[Insert name of 
entity]
Account 
maintenance fee
[Specify 
amount] 
[Specify the purpose of 
the fee]
[Insert name of 
entity]
[Insert if 
applicable - 
Insurance 
Premium]

[Specify 
amount]
This is for insurance 
that makes sure your 
contributions continue 
if you die or become 
totally disabled.

[Insert name of 
entity]
Fees the plan pays 
You don't pay these fees directly. They're paid from the plan's earnings. 
These fees affect you because they reduce the plan's returns, which reduces 
the amount available for EAPs.
Fee
What the 
plan pays
What the fee is for
Who the fee 
is paid to
Administrative 
fee
[Specify 
amount]

This is for operating 
your plan.
[Insert name of entity]
Portfolio 
management 
fee
[Specify 
amount]

This is for managing 
the plan's investments.
[Insert name of entity]
Custodian fee
[Specify 
amount]

This is for holding the 
plan's investments in 
trust.
[Insert name of entity]
Independent 
review 
committee 
[Specify 
amount]

This is for the services 
of the plan's 
independent review 
committee. The 
committee reviews 
conflict of interest 
matters between the 
investment fund 
manager and the plan.
[Insert name of entity]
(2) If the sales charge listed in the "Fees you pay" table required by subsection (1) is 
deducted from contributions at a higher rate in the early period of participating in the 
scholarship plan, add a sidebar under the heading "How much does it cost", using the 
margin of the page adjacent to the table titled "Fees you pay" , and state the following 
using the same or substantially similar wording with the title of the sidebar in bold 
type:
Paying off the sales charge 
If, for example, you buy one unit of the plan on behalf of your newborn child, 
and you commit to paying for that unit by making monthly contributions until 
your plan's maturity date, then, based on how the sales charge is deducted from 
your contributions, it will take [insert number of months] months to pay off the 
sales charge. During this time, [insert percentage]% of your contributions will 
be invested in the plan.
(3) Using the margin of the page adjacent to the table titled "Fees the plan pays", add 
a sidebar under the heading "How much does it cost?", and state the following using 
the same or substantially similar wording with the title of the sidebar in bold:
Other fees 
Other fees apply if you make changes to your plan. See page [specify page 
number] in the Detailed Plan Disclosure for details.
INSTRUCTIONS
(1) The tables must only summarize the most common fees that (i) all subscribers to 
the scholarship plan are required to pay or (ii) the scholarship plan is required to 
pay, as applicable. Do not include the entire list of fees required to be disclosed 
under Items 14.2 and 14.3 of Part C of the Form, or any of the fees required to be 
disclosed under Item 14.4 and 14.5 of Part C of the Form. Each fee must be listed in a 
separate row of the applicable table.
(2) If there are certain types of fees listed in the tables required under Item 10 above 
that are not payable, either by subscribers or the scholarship plan, in respect of the 
scholarship plan described in the Plan Summary, amend the tables as is necessary to 
reflect that fact.
(3) If certain fees listed in the tables required under Item 10 above are normally 
combined into a single fee payable by either the subscriber or the scholarship plan as 
applicable, the tables may be amended as is necessary to accurately reflect that fact.
(4) State the amount of each fee listed in the tables. In the table titled "Fees you pay" 
state the amount(s) in the column titled "What you pay". In the table titled "Fees the 
plan pays" state the amount(s) in the column titled "What the plan pays". The 
amount of each fee must be disclosed based on how the fee is calculated. For 
example, if a particular fee is calculated as a fixed dollar amount per unit, or a fixed 
amount per year, it must be stated as such. Similarly, if a fee is calculated as a 
percentage of the scholarship plan's assets, that percentage must be stated. A 
statement or note that a fee is subject to applicable taxes, such as goods and services 
taxes or harmonized sales taxes, is permitted, if applicable.
(5) For a group scholarship plan or other type of scholarship plan that normally 
calculates the sales charge payable as a fixed dollar amount linked to the amount of 
contribution by a subscriber (i.e. x.x x$ per unit), in addition to stating the fixed 
amount of sales charge per unit as required under Instruction (3), the disclosure of 
the amount of the sales charge in the table titled "Fees you pay" in the column titled 
"What you pay" must also be expressed as a percentage of the cost of a unit of the 
scholarship plan. If the total cost of a unit of the scholarship plan varies depending 
on the contribution option or frequency selected, the percentage sales charge must be 
expressed as a range, between the lowest and the highest percentage of the unit cost 
the sales charge can represent, based on the different contribution options available 
to subscribers under the scholarship plan. This must be calculated as follows: (i) 
divide the sales charge per unit by the contribution option that has the highest total 
cost per unit, and (ii) divide the sales charge per unit by the contribution option that 
has the lowest total cost per unit. For example, if a scholarship plan calculates its 
sales charge as $200/unit, and the total cost per unit for a subscriber can range from 
$1000 to $5000 (based on the different options available to subscribers), the 
percentage range of the sales charge disclosed in the table would be 4% (200/5000) 
to 20% (200/1000). The disclosure in the table must also state that the exact 
percentage of the sales charge per unit for a subscriber will depend on the 
contribution option selected for contributing to the scholarship plan and how old 
their beneficiary is at the time they open the scholarship plan.
(6) For the table titled "Fees you pay", in the column titled "What you pay" describe 
how the fee is deducted from contributions if the amount deducted from each 
contribution is not the same. For example, if deductions for sales charges are not 
made from each contribution at a constant rate for the duration of a subscriber's 
investment in the scholarship plan or the duration for which contributions are 
required to be made if it is less than the scholarship plan's duration, describe the 
amounts from contributions that are deducted for sales charges. 
(7) In both tables, in the column titled "What the fee is for" provide a concise 
explanation of what the fee is used for, using the same or substantially similar 
wording provided above in the tables. 
(8) In both tables, in the column titled "Who the fee is paid to", state the name of the 
entity to which the fee is paid, e.g. the investment fund manager, the portfolio 
manager, the principal distributor or dealer, the foundation, etc. 
(9) For the table titled "Fees the plan pays", the independent review committee fee 
must be disclosed as the total dollar amount paid in connection with the independent 
review committee for the most recently completed financial year of the scholarship 
plan. 
(10) Disclosure of insurance premiums in the "Fees you pay" table is permitted only 
if the scholarship plan requires a subscriber to purchase insurance coverage in a 
jurisdiction in which the scholarship plan's securities are being distributed. If the 
scholarship plan's rules only require insurance coverage to be purchased by 
subscribers in some, but not all jurisdictions in which the scholarship plan's 
securities are distributed, then include disclosure stating the jurisdictions in which 
the scholarship plan requires subscribers to purchase insurance, under the heading 
titled "What the fee is for" in that table. 
(11) The disclosure required under subsection (2) of Item 10 must be based on the 
following assumptions: (i) the beneficiary is a newborn, (ii) the subscriber is 
purchasing one unit of the scholarship plan, (iii) the subscriber has agreed to a 
monthly contribution schedule with contributions payable until the scholarship plan's 
maturity date, and (iv) all of the mandatory fees that are normally deducted from a 
subscriber's contributions are deducted during the relevant period.
(12) For the disclosure required in subsection (2) of Item 10, if the scholarship plan 
does not offer units but uses a similar method for deducting sales charges as is 
described under subsection (2) of Item 10, the wording may be amended as is 
necessary to properly reflect the scholarship plan's features.
(13) The "Other fees" sidebar required under subsection (3) of Item 10 refers to fees 
for specific transactions, such as changing a beneficiary, that are described in the 
table titled "Transaction Fees" in Item 14.4 of Part C of the Form.
Item 11 - Guarantees
Under the heading "Are there any guarantees?", state the following using the same or 
substantially similar wording:
We cannot tell you in advance if your child will qualify to receive any 
payments from the plan or how much your child will receive. We do not 
guarantee the amount of any payments or that the payments will cover the full 
cost of your child's post-secondary education.
Unlike bank accounts or GICs, investments in scholarship plans are not 
covered by the Canada Deposit Insurance Corporation or any other government 
insurer.
Item 12 - For More Information
(1) Under the sub-heading "For more information", state the following using the same 
or substantially similar wording:
The Detailed Plan Disclosure delivered with this Plan Summary contains 
further details about this plan, and we recommend you read it. You may also 
contact [insert name of investment fund manager] or your sales representative 
for more information about this plan.
(2) State the name, address and toll-free telephone number of the investment fund 
manager of the plan and, if applicable, state the e-mail address and website of the 
investment fund manager of the plan.
Part B - Detailed Plan Disclosure - General Information
Item 1 - Cover Page Disclosure
1.1 - Preliminary Prospectus Disclosure
A preliminary prospectus must have printed in red ink and in italics at the top of the 
cover page of the Detailed Plan Disclosure immediately above the disclosure required 
in section 1.2 the following:
A copy of this preliminary prospectus has been filed with the securities 
regulatory authorit[y/ies] in [insert, as applicable the names of the provinces 
and territories of Canada] but has not yet become final for the purpose of the 
sale of securities. Information contained in this preliminary prospectus may 
not be complete and may have to be amended. The securities may not be sold 
until a receipt for the prospectus is obtained from the securities regulatory 
authorit[y/ies].
INSTRUCTION
A scholarship plan must complete the bracketed information by:
(a) inserting the names of each jurisdiction in which the scholarship plan intends to 
offer securities under the prospectus,
(b) stating that the filing has been made in each of the provinces of Canada or each of 
the provinces and territories of Canada, or
(c) identifying the filing jurisdictions by exception (i.e., every province of Canada or 
every province and territory of Canada, except [insert excluded jurisdictions]).
1.2 - Required Statement
State in italics at the top of the cover page the following:
No securities regulatory authority has expressed an opinion about these 
securities and it is an offence to claim otherwise.
1.3 - Basic Disclosure about the Distribution
(1) State the following immediately below the disclosure required under sections 1.1 
and 1.2:
[Insert as applicable - PRELIMINARY/ PRO FORMA] PROSPECTUS 
CONTINUOUS OFFERING 
DETAILED PLAN DISCLOSURE
[Insert Date]
[Insert Name of Scholarship Plan(s)]
[State the type of securities qualified for distribution under the prospectus, and the 
price per security or minimum subscription amount]
(2) State the following:
[Insert, as applicable - This/These] investment fund[s] [insert, as applicable - 
is a/are] scholarship plan[s] that [Insert, as applicable - is/are] managed by 
[state the name of the investment fund manager of the scholarship plan].
INSTRUCTION
Write the date in full with the name of the month in words. A pro forma prospectus 
does not have to be dated, but may reflect the anticipated date of the prospectus.


Item 2 - Inside Cover Page
2.1 - Introduction
Starting on a new page on the inside cover page under the heading "Important 
information to know before you invest", include an introduction to the information 
provided in response to sections 2.2, 2.3, and 2.4 of this Part using the following 
wording:
The following is important information you should know if you are considering 
an investment in a scholarship plan.
2.2 - No Social Insurance Number
Under the sub-heading "No social insurance number = No government grants, no tax 
benefits", state the following using the same or substantially similar wording with the 
last paragraph in bold type:
We need social insurance numbers for you and each child named as a 
beneficiary under the plan before we can register your plan as a Registered 
Education Savings Plan (RESP). The Income Tax Act (Canada) won't allow us 
to register your plan as an RESP without these social insurance numbers. Your 
plan must be registered before it can:
*	qualify for the tax benefits of an RESP, and
*	receive any government grants.
You can provide the beneficiary's social insurance number after the plan is 
open. If you don't provide the beneficiary's social insurance number when you 
sign your contract with us, we'll put your contributions into an unregistered 
education savings account. During the time your contributions are held in this 
account, we will deduct sales charges and fees from your contributions as 
described under "Costs of investing in this plan" in the prospectus. You will be 
taxed on any income earned in this account.
If we receive the beneficiary's social insurance number within [insert the 
number of months - see Instruction (1)] months of your application date, we'll 
transfer your contributions and the income they earned to your registered plan.
If we do not receive the social insurance numbers within [insert number of 
months - see Instruction (1)] months of your application date, we'll cancel your 
plan. You'll get back your contributions and the income earned, less sales 
charges and fees. Since you pay sales charges up front, you could end up with 
much less than you put in.
If you don't expect to get the social insurance number for your beneficiary 
within [insert number of months - see Instruction (1)] months of your 
application date, you should not enrol or make contributions to the plan.
INSTRUCTIONS
(1) State the maximum number of months after the application date of a subscriber's 
plan the following which the investment fund manager will cancel the scholarship 
plan for failure to provide the social insurance numbers required for registering the 
scholarship plan as an RESP.
(2) If the scholarship plan's rules do not permit a subscriber to open the plan or 
accept contributions without the beneficiary's social insurance number, amend the 
disclosure in this section to reflect that fact.
2.3 - Payments Not Guaranteed
(1) Following the disclosure required under section 2.2, state the following, on the 
inside cover page under the sub-heading "Payments not guaranteed", using the same 
or substantially similar wording:
We cannot tell you in advance if your beneficiary will qualify to receive any 
educational assistance payments (EAPs) [insert, if applicable - or any 
discretionary payments] from the plan or how much your beneficiary will 
receive. We do not guarantee the amount of any payments or that they will 
cover the full cost of your beneficiary's post-secondary education.
(2) For a group scholarship plan, under the sub-heading "Payments from group plans 
depend on several factors", state the following using the same or substantially similar 
wording:
The amount of the EAPs from a group plan will depend on how much the plan 
earns and the number of beneficiaries in the group who do not qualify for 
payments.
(3) If the scholarship plan provides for any discretionary payments, immediately 
following the disclosure required under subsection 2.3(1) or 2.3(2), as applicable, list 
the discretionary payments that may be provided and state the following using the 
same or substantially similar wording with the first sentence in bold type:
Discretionary payments are not guaranteed. You must not count on 
receiving a discretionary payment. The [insert the name of the entity funding 
the discretionary payment] decides if it will make a payment in any year and 
how much the payment will be. If the [insert the name of the entity funding the 
discretionary payment] makes a payment, you may get less than what has been 
paid in the past.
(4) Under the sub-heading "Understand the risks", state the following using the same 
or substantially similar wording in bold type:
If you withdraw your contributions early or do not meet the terms of the 
plan, you could lose some or all of your money. Make sure you understand 
the risks before you invest. Carefully read the information found under 
"Risks of investing in a scholarship plan" and "Risks of investing in this 
plan" in this Detailed Plan Disclosure.
2.4 - Withdrawal and Cancellation Rights
Under the sub-heading "If you change your mind", state the following using the same 
or substantially similar wording with the last two sentences in bold type:
You have up to 60 days after signing your contract to withdraw from your plan 
and get back all of your money.
If you (or we) cancel your plan after 60 days, you'll get back your 
contributions, less sales charges and fees. You will lose the earnings on your 
money. Your government grants will be returned to the government. Keep in 
mind that you pay sales charges up front. If you cancel your plan in the 
first few years, you could end up with much less than you put in.
Item 3 - Table of Contents
3.1 - Table of Contents
(1) Include a table of contents.
(2) Begin the table of contents on a new page.
(3) Include in the table of contents, under the heading "Specific information about our 
plan[s]", a list of all of the scholarship plans offered under the prospectus, with a 
reference to the page numbers where the plan-specific information about each 
scholarship plan required to be provided under Part C of this Form can be found.
Item 4 - Introduction and Glossary
4.1 - Introduction and Documents Incorporated by Reference
(1) On a new page or immediately after the table of contents, under the heading 
"Introduction", incorporate by reference the following documents in the prospectus 
by using the following wording or wording that is substantially similar:
This Detailed Plan Disclosure contains information to help you make an 
informed decision about investing in our scholarship plan[s] and to understand 
your rights as an investor. It describes the plan[s] and how [it/they] work[s], 
including the fees you pay, the risks of investing in a plan and how to make 
changes to your plan. It also contains information about our organization. The 
prospectus is comprised of both this Detailed Plan Disclosure and each Plan 
Summary that was delivered with it.
You can find additional information about the plan[s] in the following 
documents:
*	the plan's most recently filed annual financial statements,
*	any interim financial reports filed after the annual financial statements, 
and
*	the most recently filed annual management report of fund performance.
These documents are incorporated by reference into the prospectus. That means 
they legally form part of this document just as if they were printed as part of 
this document.
You can get a copy of these documents at no cost by calling us at [insert the 
toll-free telephone number or telephone number where collect calls are 
accepted] or by contacting us at [insert the scholarship plan's e-mail address].
[Insert if applicable - You'll also find these documents on our website at 
[insert the scholarship plan's website address]].
These documents and other information about the plan[s] are also available at 
www.sedar.com.
(2) State that any documents of the type described in subsection 4.1(1) above, if filed 
by the scholarship plan after the date of the prospectus and before the termination of 
the distribution, are deemed to be incorporated by reference in the prospectus.
(3) Include a description of each of the documents referred to in subsection 4.1(1) 
above and briefly explain the importance each document.
4.2 - Terms Used in the Prospectus
Under the heading "Terms used in this prospectus", provide the following list of 
defined terms using the same or substantially similar wording:
In this document, "we", "us" and "our" refer to [name of entities involved in 
the administration and distribution of scholarship plan securities]. "You" 
refers to potential investors, subscribers and beneficiaries. 
The following are definitions of some key terms you will find in this 
prospectus:
Accumulated income payment (AIP): the earnings on your contributions 
and/or government grants that you may get from your plan if your beneficiary 
does not pursue post-secondary education and you meet certain conditions set 
by the federal government or by the plan. 
AIP: see Accumulated income payment.
Application date: the date you opened your plan with us, which is the date you 
sign your contract. 
Attrition: under a group plan, a reduction in the number of beneficiaries who 
qualify for EAPs in a beneficiary group. See also pre-maturity attrition and 
post-maturity attrition. 
Beneficiary: the person you name to receive EAPs under the plan.
Beneficiary group: beneficiaries in a group plan who have the same year of 
eligibility. They are typically born in the same year. 
Contract: the agreement you enter into with us when you open your education 
savings plan.
Contribution: the amount you pay into a plan. Sales charges and other fees are 
deducted from your contributions and the remaining amount is invested in your 
plan. 
Discretionary payment: a payment, other than a fee refund, that beneficiaries 
may receive in addition to their EAPs, as determined by [insert name of entity 
funding the discretionary payment] in its discretion.
Discretionary payment account: any account that holds money used to fund 
discretionary payments to beneficiaries. 
EAP: see Educational Assistance Payment. 
EAP account: for group plans, an account that holds the income earned on 
contributions made by subscribers. There is a separate EAP account for each 
beneficiary group. An EAP account includes the income earned on 
contributions of subscribers who have cancelled their plan or whose plan was 
cancelled by us. The money in this account is distributed to the remaining 
beneficiaries in the beneficiary group as part of their EAPs. 
Earnings: any money earned on your (i) contributions and (ii) government 
grants, such as interest and capital gains. For group plans, it does not include 
any income earned in the discretionary payment account, such as interest 
earned on income after the maturity date.
Educational assistance payment (EAP): in general, an EAP is a payment 
made to your beneficiary after the maturity date for eligible studies. An EAP 
consists of your earnings and your government grants. [Insert, if the prospectus 
includes a group scholarship plan - For a group plan, an EAP consists of your 
government grants, earnings on your government grants and your beneficiary's 
share of the EAP account.]  EAPs do not include discretionary payments or fee 
refunds.
Eligible studies: a post-secondary educational program that meets the plan's 
requirements for a beneficiary to receive EAPs. 
Government Grant: any financial grant, bond or incentive offered by the 
federal government, (such as the Canada Education Savings Grant, or the 
Canada Learning Bond), or by a provincial government, to assist with saving 
for post-secondary education in an RESP.
Grant contribution room: the amount of government grant you are eligible 
for under a federal or provincial government grant program. 
Income: has the same meaning as Earnings.
Maturity date: the date on which the plan matures. In general, it is in the year 
your beneficiary is expected to enrol in their first year of post-secondary 
education.
Plan: means [list the name(s) of each of scholarship plan sold under this 
prospectus], [insert for a multiple prospectus - each] a scholarship plan that 
provides funding for a beneficiary's post-secondary education. 
Post-maturity attrition: under a group plan, a reduction in the number of 
beneficiaries who qualify for EAPs in a beneficiary group after the maturity 
date. See also Attrition. 
Pre-maturity attrition: under a group plan, a reduction in the number of 
beneficiaries who qualify for EAPs in a beneficiary group before the maturity 
date. See also Attrition.
Subscriber: the person who enters into a contract with [insert legal name of 
entity entering into contract with subscribers] to make contributions to a plan. 
Unit: under a group plan, a unit represents your beneficiary's proportionate 
share of the EAP account. The terms of the contract you sign determine the 
value of the unit.
Year of eligibility: the year in which a beneficiary is first eligible to receive 
EAPs under a plan. For a group plan, it is typically the year the beneficiary will 
enter his or her [insert as applicable - first or second] academic year of eligible 
studies. In general, the year of eligibility is [insert as applicable - one year 
after/ the same year as] the maturity date. For other types of plans, the year of 
eligibility can be any time after the maturity date.
INSTRUCTIONS
(1) The list of defined terms must not contain material information not found 
elsewhere in the prospectus. The glossary must be limited to the terms provided. 
(2) Use the terms set out in section 4.2 in the prospectus to facilitate comparability 
between scholarship plans.
(3) Include only the terms that are applicable to a scholarship plan included in the 
prospectus. For example, a prospectus that does not include a group scholarship plan 
must not include those terms that would be applicable only to a group scholarship 
plan.


Item 5 - Overview of Scholarship Plans
5.1 - Introductory Heading
Provide, at the top of a new page, the heading "Overview of our scholarship plan[s]".
5.2 - Description of Scholarship Plans
Under the heading "What is a scholarship plan?", state the following using the same 
or substantially similar wording:
A scholarship plan is a type of investment fund that is designed to help you 
save for a beneficiary's post-secondary education. Your plan must be 
registered as a Registered Education Savings Plan (RESP) in order to qualify 
for government grants and tax benefits. To do this, we need social insurance 
numbers for you and the person you name in the plan as your beneficiary. 
You sign a contract when you open a plan with us. You make contributions 
under the plan. We invest your contributions for you, after deducting 
applicable fees. You will get back your contributions, less fees, whether or not 
your beneficiary goes on to post-secondary education. Your beneficiary will 
receive educational assistance payments (EAPs) from us if they enrol in 
eligible studies and all the terms of the contract are met. 
Please read your contract carefully and make sure you understand it before you 
sign. If you or your beneficiary does not meet the terms of your contract, it 
could result in a loss and your beneficiary could lose some or all of their EAPs.
5.3 - List of Scholarship Plans Offered
(1) If the investment fund manager offers more than one type of scholarship plan, 
under the heading "Types of plans we offer", list the scholarship plans offered. 
(2) State, as applicable, that there are differences in the enrolment criteria, 
contribution requirements, fees, eligible studies, payments to beneficiaries, options 
for receiving EAPs and options if the beneficiary does not pursue eligible studies 
among the scholarship plans offered. For a multiple prospectus, include a cross-
reference to the plan-specific disclosure for each scholarship plan provided under Part 
C of this Form.
INSTRUCTION
For each scholarship plan listed under subsection 5.3(1), state the name of the issuer 
of the securities.
Item 6 - General Information about Scholarship Plan Life Cycle
6.1 - Overview of Scholarship Plan Life Cycle
(1) Using the heading "How our plan[s] work[s]", provide a brief description of the 
life cycle of the plan(s) offered under the prospectus, from enrolment in the plan(s) to 
EAPs being paid to the beneficiary.
(2) Using the margin of the page, add a sidebar under the heading "How our plan[s] 
work[s]", and state the following using the same or substantially similar wording with 
the title of the sidebar in bold type:
Make sure your contact information is up to date 
It is important that you keep your address and contact information up to date. 
We will need to communicate important information to you throughout the life 
of your plan. We will also need to find you and the beneficiary when the plan 
matures so we can return your contributions and make payments to the 
beneficiary.
INSTRUCTIONS
(1) The disclosure provided under section 6.1 must not exceed one page in length, and 
may be provided by means of a table or diagram. 
(2) In providing the disclosure required under section 6.1, briefly describe the life 
cycle of the scholarship plan(s) offered under the prospectus, including significant 
stages such as enrolling and registering the scholarship plan as an RESP under the 
Income Tax Act (Canada), making contributions and paying fees from contributions, 
investing contributions and government grants, ceasing investments in accordance 
with the scholarship plan's investment objectives and strategies upon plan maturity, 
returning contributions to subscribers at maturity and paying EAPs to beneficiaries 
for eligible studies. 
(3) Do not provide a separate life cycle description for each scholarship plan offered 
under a multiple prospectus. Provide one life cycle description containing the 
elements that are common to the life cycle of each of the scholarship plans offered 
under the prospectus. 
6.2 - Enrolling in a Scholarship Plan
(1) Under the sub-heading "Enrolling in a plan", describe the enrolment process for 
the scholarship plan(s) offered under the prospectus, including the requirement that 
the subscriber provide a social insurance number at the time of enrolment to register 
the plan as an RESP under the Income Tax Act (Canada).
(2) Describe the requirements for designation of a beneficiary of the scholarship plan, 
including Canadian residency and social insurance number requirements.
6.3 - Unregistered Accounts
(1) Under the sub-sub-heading "If your beneficiary does not have a social insurance 
number", list the options available to a subscriber whose beneficiary does not yet 
have a social insurance number, including the option to wait until the beneficiary has 
a social insurance number to purchase a scholarship plan that is eligible to be held in 
an RESP. 
(2) If the scholarship plan provider offers an unregistered education savings account, 
describe
(a) the features of the unregistered education savings account, including what 
happens to contributions made to the account,
(b) whether the account is eligible to receive government grants, and 
(c) the tax treatment of the account. 
(3) State the deadline for providing the beneficiary's social insurance number after 
which the investment fund manager will close the account. 
INSTRUCTION
Any plan or account offered by the scholarship plan provider that is not eligible for 
registration by the federal government as an RESP or is not held in a registered 
education savings account must be referred to and described as an "unregistered 
education savings account".
6.4 - Government Grants
(1) Under the sub-heading "Government grants", list the government grants that the 
investment fund manager will apply for on a beneficiary's behalf. For each 
government grant program, provide
(a) a brief description of the program, 
(b) the maximum amount that may be granted under the program annually and 
over the duration of an RESP, 
(c) if applicable, the annual contribution amount that would attract the 
maximum annual government grant, and
(d) any requirement to repay government grants.
(2) Describe what happens to the government grants received by the investment fund 
manager on behalf of a beneficiary, including
(a) the legal ownership of the money throughout the life span of an investment 
in the scholarship plan, 
(b) whether the money is pooled with the government grants of other 
beneficiaries, 
(c) whether the money is invested together with subscriber contributions or 
separately from contributions, and
(d) how the money is allocated on distribution to a qualified beneficiary.
(3) State that a subscriber may contact their sales representative or the investment 
fund manager about the applications that the investment fund manager will make on 
behalf of the subscriber and disclose where a subscriber can obtain more information 
about available government grants. 
INSTRUCTION
The disclosure provided under section 6.4 must not exceed two pages. The disclosure 
may be provided in the form of a table.
6.5 - Contribution Limits
(1) Under the sub-heading "Contribution limits", disclose whether the scholarship 
plan imposes a cumulative limit for contributions and indicate whether this is 
exclusive of any government grants.
(2) Disclose whether a subscriber can make contributions annually beyond the 
amount(s) that would result in the receipt of the maximum annual amount in 
government grants.
(3) If a subscriber is permitted to make additional contributions as described in 
subsection (2), disclose that the additional contributions are not eligible to attract 
further government grants and disclose how the additional contributions are invested. 
(4) Disclose the maximum amount that may be contributed to an RESP under the 
Income Tax Act (Canada), and provide a cross-reference to the tax consequences of 
contributions beyond the limit set by the Income Tax Act (Canada) as disclosed under 
section 11.3 of this Part of this Form.
6.6 - Additional Services
If applicable, under the sub-heading "Additional services", describe additional 
services relating to an investment in the scholarship plan that are available to 
subscribers from the investment fund manager or the principal distributor.
INSTRUCTION
If insurance for contributions is offered for purchase by the principal distributor, 
provide a brief description of the insurance coverage, including the name of the 
insurer and whether the insurance is mandatory or optional for the subscriber. 
Include a cross-reference to the disclosure provided under section 14.5 of Part C of 
this Form.
6.7 - Fees and Expenses 
(1) Under the sub-heading "Fees and expenses", state the following using the same or 
substantially similar wording:
There are costs for joining and participating in our plan[s]. You pay some of 
these fees and expenses directly from your contributions. The plan[s] pay[s] 
some of the fees and expenses, which are deducted from the [plan's/plans'] 
earnings. See "Costs of investing in this plan" in this Detailed Plan Disclosure 
for a description of the fees and expenses of [each of] our plan[s]. Fees and 
expenses reduce the plan's returns which reduces the amount available for 
EAPs.
(2) If the investment fund manager offers more than one type of scholarship plan, 
state, if applicable, that each scholarship plan offered requires the subscriber to pay 
different fees and expenses and, if applicable, that the choice of scholarship plan 
affects the amount of compensation paid to the dealer by a member of the 
organization of the scholarship plan or a subscriber. 
6.8 - Eligible Studies
Under the sub-heading "Eligible studies", state the following using the same or 
substantially similar wording:
EAPs will be paid to your beneficiary only if he or she enrols in eligible 
studies. For a summary of the educational programs that qualify for EAPs 
under our plan[s], see "Summary of eligible studies" in this Detailed Plan 
Disclosure. [Insert if applicable -The plans offered under the prospectus each 
have their own criteria for what post-secondary programs qualify as eligible 
studies for receiving EAPs. We recommend that you carefully read the 
"Specific information about the plan" sections for each plan in this Detailed 
Plan Disclosure to better understand the differences among the plans.]
6.9 - Payments from the Scholarship Plan
(1) Under the sub-heading "Payments from the plan" with the sub-sub-heading 
"Return of contributions", state the following using the same or substantially similar 
wording: 
We always return your contributions less fees to you or to your beneficiary. 
Earnings from the plan will generally go to your beneficiary. If your 
beneficiary does not qualify to receive the earnings from your plan, you may be 
eligible to get back some of those earnings as an "accumulated income 
payment (AIP)". See the "Accumulated income payments" section(s) in this 
Detailed Plan Disclosure for more information about AIPs.
(2) Under the sub-sub-heading "Educational assistance payments", state the following 
using the same or substantially similar wording: 
We will pay EAPs to your beneficiary if you meet the terms of your plan, and 
your beneficiary qualifies for the payments under the plan. The amount of each 
EAP depends on the type of plan you have, how much you contributed to it, the 
government grants in your plan and the performance of the plan's investments.
You should be aware that the Income Tax Act (Canada) has restrictions on the 
amount of EAP that can be paid out of an RESP at a time. [See Instruction].
INSTRUCTION
For the disclosure under subsection (2), briefly describe the restrictions under the 
Income Tax Act (Canada) on the amount of EAPs that can be paid at a time.


6.10 - Unclaimed Accounts
(1) Under the sub-heading "Unclaimed accounts", briefly describe what an unclaimed 
account is. 
(2) Describe the steps that the investment fund manager will take to contact the 
subscriber and the beneficiary with respect to an unclaimed account.
(3) Describe what will happen to any unclaimed contributions, unclaimed earnings on 
contributions, government grants and earnings on government grants if the investment 
fund manager is unable to locate the subscriber or the beneficiary.
(4) Describe how a subscriber or beneficiary can obtain payments of any unclaimed 
money.
Item 7 - Scholarship Plans with Same Investment Objectives (Multiple 
Prospectus)
7.1 - Investment Objectives
(1) This section applies to a multiple prospectus for scholarship plans that have the 
same investment objectives, investment strategies and investment restrictions.
(2) Set out, under the heading "How we invest your money" with the sub-heading 
"Investment objectives", the fundamental investment objectives of the scholarship 
plans, including any information that describes the fundamental nature of the 
scholarship plans or the fundamental features of the scholarship plans that distinguish 
them from other types of scholarship plans. 
(3) Describe the nature of any securityholder or other approval that may be required 
to change the investment objectives of the scholarship plans.
(4) Describe any of the material investment strategies to be used to achieve those 
investment objectives. 
(5) If each scholarship plan purports to arrange a guarantee or insurance in order to 
protect all or some of the principal amount of the investments made by subscribers, 
include this fact as a fundamental investment objective of the scholarship plans and
(a) identify the person or company providing the guarantee or insurance,
(b) provide the material terms of the guarantee or insurance, including the 
maturity date of the guarantee or insurance, and
(c) provide the reasons for which the guarantor or insurer, as applicable, could 
limit or avoid execution of the guarantee or insurance policy.
INSTRUCTIONS
(1) State the type or types of securities, such as money market instruments, first 
mortgages and bonds, in which the scholarship plans will be primarily invested under 
normal market conditions.
(2) If a particular investment strategy is an essential aspect of the scholarship plans, 
as evidenced by the manner in which the scholarship plans are marketed, disclose this 
strategy as an investment objective.
Item 8 - Scholarship Plans with Same Investment Strategies (Multiple 
Prospectus)
8.1 - Investment Strategies
(1) This section applies to a multiple prospectus for scholarship plans that have the 
same investment objectives, investment strategies and investment restrictions.
(2) Describe under the sub-heading "Investment strategies" the following:
(a) the principal investment strategies that the scholarship plans intend to use in 
achieving the investment objectives, and
(b) the process by which the scholarship plans' portfolio adviser selects 
investments for the portfolios of the scholarship plans, including any 
investment approach, philosophy, practices or techniques used by the portfolio 
adviser or any particular style of portfolio management that the portfolio 
adviser intends to follow.
(3) Indicate the types of investments, other than those held by the scholarship plans in 
accordance with their fundamental investment objectives, which may form part of the 
portfolio assets of the scholarship plans under normal market conditions.
(4) If the scholarship plans may depart temporarily from their fundamental investment 
objectives as a result of adverse market, economic, political or other considerations, 
disclose any temporary defensive tactics the portfolio adviser may use or intends to 
use in response to such conditions. 
INSTRUCTION
Scholarship plans may, in responding to subsection 8.1(2), provide a discussion of the 
general investment approach or philosophy followed by the portfolio adviser of the 
scholarship plan.
Item 9 - Scholarship Plans with Same Investment Restrictions (Multiple 
Prospectus)
9.1 - Investment Restrictions
(1) This section applies to a multiple prospectus for scholarship plans that have the 
same investment objectives, investment strategies and investment restrictions.
(2) Under the sub-heading "Investment restrictions", describe any restrictions on 
investments adopted by the scholarship plans, beyond what is required under 
securities legislation.
(3) If the scholarship plans have received the approval of the securities regulatory 
authorities to vary any of the investment restrictions and practices contained in 
securities legislation, provide details of the permitted variations.
(4) Describe the nature of any securityholder or other approval that may be required 
in order to change the investment restrictions of the scholarship plans. 
Item 10 - Risks of Investing in a Scholarship Plan 
10.1 - Risks of Investing in a Scholarship Plan
(1) Under the heading "Risks of investing in a scholarship plan", include an 
introduction using the following wording or wording that is substantially similar:
If you or your beneficiary does not meet the terms of your contract, it could 
result in a loss and your beneficiary could lose some or all of their EAPs. 
Please read the description of the plan-specific risks under "Risks of investing 
in this plan" in this Detailed Plan Disclosure. 
(2) Under the sub-heading "Investment risks", include an introduction using the 
following wording or wording that is substantially similar: 
The prices of the investments held by the scholarship plan[s] can go up or 
down. [State, as applicable - [Refer to "Risks of investing in this plan" in this 
Detailed Plan Disclosure for a description of/Below are [some of]] the risks 
that can cause the value of the scholarship plan ['s/s'] investments to change, 
which will affect the amount of EAPs available to beneficiaries.] Unlike bank 
accounts or guaranteed investment certificates, your investment in a 
scholarship plan is not covered by the Canada Deposit Insurance Corporation 
or any other government deposit insurer. 
(3) For a multiple prospectus, list and describe the investment risks applicable to each 
of the scholarship plans offered under the prospectus. 
(4) For a multiple prospectus that contains the disclosure required by section 7.1 of 
this Part of the Form, if, at any time during the 12-month period immediately 
preceding the date of the prospectus, more than 10% of the net assets of a scholarship 
plan were invested in the securities of an issuer other than a government security, 
disclose
(a) the name of the issuer and the securities,
(b) the highest percentage of the net assets of the scholarship plan that 
securities of that issuer represented during the 12-month period, and
(c) the risks associated with the investments, including the possible or actual 
effect on the liquidity and diversification of the scholarship plan. 
INSTRUCTIONS
(1) Each risk factor listed must be described under a separate sub-sub-heading.
(2) Describe the risks in the order of the most serious to the least serious.
(3) Do not de-emphasize a risk factor by including excessive caveats or conditions.
(4) Include a discussion of general market, political, market sector, liquidity, interest 
rate, foreign currency, diversification and credit risks that apply to the portfolio of 
the scholarship plan, as appropriate. 
(5) The term "government security" has the same meaning as in National Instrument 
81-102 Mutual Funds.
Item 11 - Income Tax Considerations
11.1 - Status of the Scholarship Plan
Under the heading "How taxes affect your plan", briefly describe the status of the 
scholarship plan for income tax purposes.
11.2 - Taxation of the Scholarship Plan
Under the sub-heading "How the plan is taxed", state in general terms the basis upon 
which the income and capital received by the scholarship plan are taxed.
11.3 - Taxation of the Subscriber
(1) Under the sub-heading "How you are taxed", state in general terms how the 
subscriber will be taxed. State in general terms, as applicable to the scholarship 
plan(s) offered under the prospectus, using sub-sub-headings, the income tax 
consequences of
(a) a return of contributions at the maturity date,
(b) a withdrawal of contributions before the maturity date, 
(c) a refund of sales charges or other fees,
(d) any other distributions to the subscriber in the form of income, capital or 
otherwise, 
(e) a cancellation of units prior to the maturity date,
(f) a purchase of additional units, 
(g) a transfer between scholarship plans, 
(h) an additional contribution made to address backdating of a plan, 
(i) an additional contribution made to cure defaults under the scholarship plan, 
and 
(j) a contribution beyond the limit set by the Income Tax Act (Canada).
(2) Under the sub-sub-heading "If you receive an Accumulated income payment 
(AIP)", 
(a) state the tax consequences of receiving an AIP,
(b) describe how an AIP may be transferred to a registered retirement savings 
plan, and
(c) describe the tax consequences of a transfer of an AIP to a registered 
retirement savings plan.
11.4 - Taxation of the Beneficiary
Under the sub-heading "How your beneficiary is taxed", state in general terms the 
income tax consequences to a beneficiary of a payment made to the beneficiary under 
the scholarship plan, including, as applicable, an EAP, a discretionary payment and a 
fee refund. 
Item 12 - Organization and Management Details of the Scholarship Plan
12.1 - Organization and Management Details
(1) Provide in a diagram or table, under the heading "Who is involved in running the 
plan[s]", information about the entities involved in operating the scholarship plan, 
including the investment fund manager, foundation, trustee, portfolio adviser, 
principal distributor, independent review committee, custodian, registrar and auditor 
of the scholarship plan. 
(2) For each entity listed in the diagram or table, briefly describe the services 
provided by that entity, and the relationship of that entity to the investment fund 
manager. Include a description of how each of the following aspects of the operations 
of the scholarship plan is administered and who administers those functions:
(a) the management and administration of the scholarship plan, including 
valuation services, fund accounting and securityholder records, other than the 
management of the portfolio assets;
(b) the management of the portfolio assets, including the provision of 
investment analysis or investment recommendations and the making of 
investment decisions;
(c) the purchase and sale of portfolio assets by the scholarship plan and the 
making of brokerage arrangements relating to the portfolio assets;
(d) the distribution of the securities of the scholarship plan;
(e) if the scholarship plan is a trust, the trusteeship of the scholarship plan;
(f) if the scholarship plan is a corporation, the oversight of the affairs of the 
scholarship plan by the directors of the corporation;
(g) the custodianship of the assets of the scholarship plan;
(h) the oversight of the investment fund manager of the scholarship plan by the 
independent review committee;
(i) the oversight of the scholarship plan by any other body.
(3) For each entity listed in the diagram or table, other than the investment fund 
manager, provide, if applicable, the municipality and the province or country where it 
principally provides its services to the scholarship plan. Provide the complete 
municipal address for the investment fund manager of the scholarship plan. 
INSTRUCTION
The "foundation" refers to the not-for-profit entity that is the sponsor of the 
scholarship plan. 
Item 13 - Statement of Rights
13.1 - Statement of Rights
Under the heading "Your rights as an investor", state the following using the same or 
substantially similar wording:
You have the right to withdraw from an agreement to buy scholarship plan 
securities and get back all of your money (including any fees or expenses paid), 
within 60 days of signing the agreement. If the plan is cancelled after 60 days, 
you will only get back your contributions, less fees and expenses.
Any government grants you've received will be returned to the government.
In several provinces and territories, securities legislation also gives you the 
right to withdraw from a purchase and get back all of your money, or to claim 
damages, if the prospectus and any amendment contain a misrepresentation or 
are not delivered to you. You must act within the time limit set by the securities 
legislation in your province [insert if the scholarship plan(s) is/are distributed 
in one or more territories of Canada - or territory]. 
You can find out more about these rights by referring to the securities 
legislation of your province [insert if the scholarship plan(s) is/are distributed 
in one or more territories of Canada - or territory] or by consulting a lawyer.
Item 14 - Other Material Information
14.1 - Other Material Information 
(1) Under the heading "Other important information", state any other material facts 
relating to the securities being offered that are not disclosed under any other item in 
this Form and are necessary for the prospectus to contain full, true and plain 
disclosure of all material facts about the securities to be distributed.
(2) Provide any specific disclosure required to be disclosed in a prospectus under 
securities legislation that is not otherwise required to be disclosed by this Form.
(3) Subsection (2) does not apply to requirements of securities legislation that are 
form requirements for a prospectus. 
INSTRUCTIONS 
(1) Sub-headings that are not mandated by this Form may be used in this Item.
(2) For a single prospectus, provide this disclosure either under this Item or under 
Item 23 of Part C of this Form, whichever is more appropriate. 
(3) For a multiple prospectus, provide this disclosure under this Item if the disclosure 
pertains to all of the scholarship plans described in the document. If the disclosure 
does not pertain to all of the scholarship plans, provide the disclosure under Item 23 
of Part C of this Form.
Item 15 - Back Cover 
15.1 - Back Cover
(1) State on the back cover of the Detailed Plan Disclosure the name of the 
scholarship plan(s) offered under the prospectus, and the name, address and telephone 
number of the investment fund manager of the scholarship plan(s).
(2) State the following using the same or substantially similar wording:
You can find additional information about the plan[s] in the following 
documents: 
 the plan's most recently filed annual financial statements,
 any interim financial reports filed after the annual financial statements, and
 the most recently filed annual management report of fund performance.
These documents are incorporated by reference into this prospectus. That 
means they legally form part of this document just as if they were printed as 
part of this document. 
You can get a copy of these documents at no cost by calling us at [insert the 
toll-free telephone number or telephone number where collect calls are 
accepted] or by contacting us at [insert the scholarship plan's e-mail address]. 
[Insert if applicable - You'll also find these documents on our website at 
[insert the scholarship plan's website address]].
These documents and other information about the plan[s] are also available at 
www.sedar.com.
Part C - Detailed Plan Disclosure - Plan-Specific Information
Item 1 - General
The Items in this Part apply to each type of scholarship plan unless otherwise stated. 
Item 2 - Introductory Disclosure
2.1 - For a Single Prospectus
Include at the top of the first page of the Part C section of the prospectus the heading 
"Specific information about the [insert the name of the scholarship plan]". 
2.2 - For a Multiple Prospectus 
Include,
(a) at the top of the first page of the first Part C section of the prospectus, the 
heading "Specific information about our plans", and 
(b) at the top of each page of a Part C section of the prospectus, a heading 
consisting of the name of the scholarship plan described on that page.
Item 3 - Plan Description 
3.1 - Plan Description
Under the heading "Type of plan", disclose in the form of a table
(a) the type of scholarship plan, and
(b) the date on which the scholarship plan was started.
INSTRUCTION
In disclosing the date on which the scholarship plan was started, use the date on 
which the securities of the scholarship plan first became available for offer to the 
public, which will be on or about the date of the issuance of the first receipt for a 
prospectus of the scholarship plan. 
Item 4 - Eligibility and Suitability
4.1 - Eligibility and Suitability
(1) Under the heading "Who this plan is for", list the eligibility requirements for 
enrolment in the scholarship plan. 
(2) Provide a brief statement of the suitability of the scholarship plan for particular 
investors, describing the characteristics of the subscriber and beneficiary for whom 
the scholarship plan may be an appropriate investment and for whom it may not be an 
appropriate investment.
INSTRUCTION
The disclosure provided under subsection 4.1(2) must be consistent with the 
disclosure provided under Item 4 of Part A of this Form. Discuss whether the 
scholarship plan is particularly suitable for certain types of investors. Conversely, if 
the scholarship plan is particularly unsuitable for certain types of investors, 
emphasize this aspect of the plan and disclose the types of investors who should not 
invest in the scholarship plan, on both a short- and long-term basis. 
Item 5 - Beneficiary Group
5.1 - Beneficiary Group 
(1) This Item applies to a group scholarship plan.
(2) Under the sub-heading "Your beneficiary group", describe 
(a) what a beneficiary group is and the significance of belonging to a 
beneficiary group, and
(b) how the maturity date and year of eligibility are determined and the 
significance of the dates. 
(3) Include the table below, introduced using the following wording or wording that is 
substantially similar:
The table below can help you determine your beneficiary group. In general, the 
beneficiary group is determined by the age of the beneficiary when you sign 
your contract.
Age of beneficiary when 
the plan is purchased
Beneficiary group 
[Insert age of oldest 
beneficiary eligible to join 
the group scholarship plan] 
years old
[Insert year of eligibility for oldest beneficiary]
[Insert age corresponding to 
next year of eligibility in 
descending order] years old
[Insert year of eligibility for next oldest beneficiary]
 

0 years old
[Insert year of eligibility for youngest beneficiary]
INSTRUCTIONS
(1) In responding to subsection 5.1(2), provide disclosure regarding the sharing of 
earnings on contributions based on the number of beneficiaries in a beneficiary 
group, including the sharing of earnings on contributions where there is pre-maturity 
and post-maturity attrition.
(2) The table required under subsection 5.1(3) is used to demonstrate how the year of 
eligibility relates to the age of the beneficiary on the application date. The disclosure 
in the column of this table titled "Age of beneficiary when the scholarship plan is 
purchased" must present the ages of the beneficiaries for whom subscribers may 
purchase a group scholarship plan, starting from the oldest to the youngest. For 
example, if a beneficiary cannot join the group scholarship plan after age 12, then 
that must be the age disclosed in the top row of that column. The ages disclosed in the 
subsequent row must follow in descending order.
(3) For the column titled "Beneficiary Group" in the table required under subsection 
5.1(3), the "year of eligibility" disclosed in each row must be based on the year of 
eligibility that would typically correspond to a beneficiary of the age described in 
adjacent column of that table titled "Typical age of beneficiary when the scholarship 
plan is purchased" as of the date of the prospectus. For example, if the age of the 
beneficiary listed in the table is 12, the disclosure under "Beneficiary Group" must 
show the typical year of eligibility for a 12 year old beneficiary joining the 
scholarship plan as of the date of the prospectus.
Item 6 - Eligible Studies
6.1 - Summary of Eligible Studies
Under the heading "Summary of eligible studies", state the following using the same 
or substantially similar wording:
The following is a description of the post-secondary programs that are eligible 
studies and qualify for EAPs under the [insert name of the scholarship plan]. 
Contact us or your sales representative to find out if the educational programs 
your beneficiary is interested in are eligible studies. We can provide you with a 
current list of qualifying institutions and programs on request. This list is also 
available on the plan's website.
For more information about receiving EAPs, see "Educational assistance 
payments" on page [insert page reference to the disclosure provided under 
section 19.2 of Part C of this Form] of this Detailed Plan Disclosure.
6.2 - Description of Eligible Programs
Under the sub-heading "What's eligible", briefly describe the types of programs that 
qualify for EAPs under the scholarship plan. 
6.3 - Description of Ineligible Programs
(1) Under the sub-heading "What's not eligible", briefly describe the types of 
programs that do not qualify for EAPs under the scholarship plan. 
(2) If any post-secondary program that would qualify for an EAP under the Income 
Tax Act (Canada) would be considered eligible studies under the scholarship plan, 
state this fact. If there are differences between the types of programs eligible for 
payment of an EAP under the Income Tax Act (Canada) and programs recognized as 
eligible studies under the scholarship plan, state this fact and describe how the 
scholarship plan's requirements are different than the Income Tax Act (Canada) 
requirements.
(3) State, if applicable, that beneficiaries who do not enrol in eligible studies under 
the requirements of the scholarship plan will also not receive payments of government 
grants.
(4) If the scholarship plan does not recognize all of the same post-secondary programs 
that would qualify for an EAP under the Income Tax Act (Canada), then state the 
following using the same or substantially similar wording:
If you are interested in a post-secondary program that doesn't qualify for EAPs 
under the [insert the name of the scholarship plan] but would qualify for an 
EAP under the Income Tax Act (Canada), you should consider another type of 
plan. [Insert if applicable - For example, in our [insert, as applicable the name 
of the scholarship plan(s)], any post-secondary program that would qualify for 
an EAP under the Income Tax Act (Canada) is considered eligible studies for 
receiving an EAP under the plan.]
INSTRUCTIONS
(1) The list of institutions and programs that are "eligible studies" under the 
scholarship plan and are referred to in section 6.1 must be provided in a format that 
facilitates comprehension by the investor. The list must also be available on the 
plan's website in a location that does not have restricted access, i.e., it does not 
require a password or login account.
(2)The disclosure required by sections 6.2 and 6.3 may be provided in the form of a 
table to assist readability.
(3) Describe the programs required to be disclosed under sections 6.2 and 6.3 based 
on characteristics such as the type of educational institutions offering the programs, 
the duration of the programs and the location of the educational institutions.
Item 7 - Investment Objectives 
7.1 - Investment Objectives
(1) This section does not apply to a scholarship plan that is required to provide the 
disclosure under section 7.1 of Part B of this Form.
(2) Under the heading "How we invest your money" with the sub-heading 
"Investment objectives", state the fundamental investment objectives of the 
scholarship plan, including any information that describes the fundamental nature of 
the scholarship plan or the fundamental features of the scholarship plan that 
distinguish it from other types of scholarship plans. 
(3) Describe the nature of any securityholder or other approval that may be required 
to change the investment objectives of the scholarship plan.
(4) Describe any of the material investment strategies to be used to achieve the 
scholarship plan's investment objectives. 
(5) If the scholarship plan purports to arrange a guarantee or insurance in order to 
protect all or some of the principal amount of the investments made by subscribers, 
include this fact as a fundamental investment objective of the scholarship plan and
(a) identify the person or company providing the guarantee or insurance,
(b) provide the material terms of the guarantee or insurance, including the 
maturity date of the guarantee or insurance, and
(c) provide the reasons for which the guarantor or insurer could limit or avoid 
execution of the guarantee or insurance policy.
INSTRUCTION
In providing the disclosure required by this Item, follow the Instructions that apply to 
section 7.1 of Part B of this Form. 
Item 8 - Investment Strategies
8.1 - Investment Strategies
(1) This section does not apply to a scholarship plan that is required to provide the 
disclosure under section 8.1 of Part B of this Form.
(2) Describe under the sub-heading "Investment strategies" the following:
(a) the principal investment strategies that the scholarship plan intends to use in 
achieving its investment objectives, and
(b) the process by which the scholarship plan's portfolio adviser selects 
investments for the scholarship plan's portfolio, including any investment 
approach, philosophy, practices or techniques used by the portfolio adviser or 
any particular style of portfolio management that the portfolio adviser intends 
to follow.
(3) Indicate the types of investments, other than those held by the scholarship plan in 
accordance with its fundamental investment objectives, which may form part of the 
scholarship plan's portfolio assets under normal market conditions.
(4) If the scholarship plan may depart temporarily from its fundamental investment 
objectives as a result of adverse market, economic, political or other considerations, 
disclose any temporary defensive tactics the scholarship plan's portfolio adviser may 
use or intends to use in response to such conditions. 
INSTRUCTION
A scholarship plan may, in responding to subsection 8.1(2), provide a discussion of 
the general investment approach or philosophy followed by the portfolio adviser of 
the scholarship plan.
Item 9 - Investment Restrictions
9.1 - Investment Restrictions
(1) This section does not apply to a scholarship plan that is required to provide the 
disclosure specified under section 9.1 of Part B of this Form.
(2) Under the sub-heading "Investment restrictions", describe any restrictions on 
investments adopted by the scholarship plan, beyond what is required under securities 
legislation.
(3) If the scholarship plan has received the approval of the securities regulatory 
authorities to vary any of the investment restrictions and practices contained in 
securities legislation, provide details of the permitted variations.
(4) Describe the nature of any securityholder or other approval that may be required 
in order to change the investment restrictions of the scholarship plan. 
Item 10 - Plan-Specific Risks
10.1 - Plan Risks
(1) Under the heading "Risks of investing in this plan" with the sub-heading "Plan 
risks", include an introduction using the following wording or wording that is 
substantially similar:
You sign a contract when you open a plan with us. Read the terms of the 
contract carefully and make sure you understand the contract before you sign. 
If you or your beneficiary does not meet the terms of your contract, it could 
result in a loss and your beneficiary could lose some or all of his or her EAPs.
Keep in mind that payments from the plan are not guaranteed. We cannot tell 
you in advance if your beneficiary will qualify to receive any EAPs from the 
plan or how much your beneficiary will receive. We do not guarantee the 
amount of any payments or that the payments will cover the full cost of your 
beneficiary's post-secondary education.
In addition to the investment risks described under "Investment risks" on 
page(s) [insert a page reference to the investment risks disclosed under section 
10.1(3) of Part B of this Form or section 10.2 of this Part of the Form, as 
applicable] of the prospectus, the following is a description of the risks of 
participating in this plan: 
(2) List and describe any material risks associated with an investment in the 
scholarship plan, other than the investment risks associated with the portfolio held by 
the scholarship plan that are disclosed under section 10.1 of Part B of this Form or 
section 10.2 of this Part, including, as applicable to the scholarship plan,
(a) the risk of a change in attrition rates affecting the amount of EAPs available 
to beneficiaries, 
(b) the risk of a decision not to provide a discretionary payment affecting the 
amount of money available to beneficiaries who enrol in eligible studies, 
(c) the risk that the current sources of funding for discretionary payments may 
not be available at plan maturity,
(d) if there is no guarantee for any refunds of sales charges or other fees, the 
risk that the current sources of funding for the refunds may not be available at 
or after the maturity date of the subscriber's scholarship plan, and
(e) if the scholarship plan has more than one class or series of securities, the 
risk that the investment performance, expenses or liabilities of one class or 
series may affect the value of the securities of another class or series.
INSTRUCTION
In responding to section 10.2, follow Instructions (1) - (3) to section 10.1 of Part B of 
this Form. 
10.2 - Investment Risks
(1) Subsections (2) to (5) do not apply to a scholarship plan that is required to provide 
the disclosure under section 7.1 of Part B of this Form. 
(2) Under the heading "Risks of investing in this plan" with the sub-heading 
"Investment risks", include an introduction using the following wording or wording 
that is substantially similar:
The prices of the investments held by the scholarship plan can go up or down. 
Below are the risks that can cause the value of the plan's investments to 
change, which will affect the amount of EAPs available to beneficiaries. 
(3) List and describe the investment risks applicable to the scholarship plan, other 
than those risks previously discussed under subsection 10.1(3) of Part B of this Form. 
(4) Include specific cross-references to the risks described in response to subsection 
10.1(3) of Part B of this Form that are applicable to the scholarship plan. 
(5) If, at any time during the 12-month period immediately preceding the date of the 
prospectus, more than 10% of the net assets of a scholarship plan were invested in the 
securities of an issuer other than a government security, disclose
(a) the name of the issuer and the securities,
(b) the maximum percentage of the net assets of the scholarship plan that 
securities of that issuer represented during the 12-month period, and
(c) the risks associated with the investment in the securities, including the 
possible or actual effect on the liquidity and diversification of the scholarship 
plan. 
(6) If the scholarship plan is required to provide the disclosure under section 7.1 of 
Part B of this Form, under the heading "Risks of investing in this plan" with the sub-
heading "Investment risks", state the following using the same or substantially similar 
wording:
The prices of the investments held by the scholarship plan can go up or down. 
You can find a list of risks that can cause the value of the plan's investments to 
change under "Investment risks" on page [insert page reference to the risks 
disclosed under section 10.1(3) of Part B of this Form]. 
INSTRUCTION
In providing disclosure under this section, follow the Instructions to section 10.1 of 
Part B of this Form.
Item 11 - Annual Returns
11.1 - Annual Returns
Under the heading "How the plan has performed", provide, in the form of the 
following table, the annual return of the scholarship plan for each of the past five 
years (or for a scholarship plan that has existed for less than five years, for each year 
the scholarship plan has been in existence) as disclosed in the most recently filed 
annual management report of fund performance of the scholarship plan, introduced 
using the following wording or wording that is substantially similar:
The table below shows how the investments in [insert name of the scholarship 
plan] performed in each of the past five financial years ending on [insert date 
of end of financial year for the scholarship plan]. Returns are after expenses 
have been deducted. These expenses reduce the returns you get on your 
investment.
It's important to note that this doesn't tell you how the plan's investments will 
perform in the future.

[Insert most 
recently 
completed 
Financial 
Year] 
[Insert 
most 
recently 
completed 
Financial 
Year minus 
1]
[Insert 
most 
recently 
completed 
Financial 
Year minus 
2]
[Insert 
most 
recently 
completed 
Financial 
Year minus 
3]
[Insert 
most 
recently 
completed 
Financial 
Year minus 
4]
Annual 
Return
[Specify 
annual 
return]%
[Specify 
annual 
return]%
[Specify 
annual 
return]%
[Specify 
annual 
return]%
[Specify 
annual 
return]%
Item 12 - Contributions
12.1 - Making Contributions
(1) Under the heading "Making contributions", state the minimum investment in the 
scholarship plan permitted under the prospectus and the maximum length of time a 
subscriber can make contributions under the plan.
(2) If the scholarship plan uses units, under the sub-heading "What is a unit?", 
describe the unit and state why the scholarship plan uses units. State if the value of a 
unit is based only on the value of the portfolio assets held by the scholarship plan and, 
if not, state what other factors the value of a unit is based on.
(3) Under the sub-heading "Your contribution options", describe all available 
contribution options.
(4) If the scholarship plan requires subscribers to make contributions to the plan in 
accordance with a contribution schedule, under the sub-heading "Contribution 
schedule", include an introduction to the contribution schedule using the following 
wording or wording that is substantially similar:
The contribution schedule below shows how much you have to contribute to 
buy a unit. The price you pay depends on your beneficiary group and whether 
you pay for your units all at once or make periodic contributions to pay for 
your units. [For a group scholarship plan, state - The prices are calculated so 
that the contributions of each subscriber for a beneficiary group will generate 
the same earnings per unit.] 
Certain fees and expenses are deducted from your contributions. For more 
information, please see "Fees you pay" on page [insert page reference to the 
disclosure provided under section 14.2 of Part C of this Form].
The contribution schedule was prepared by [indicate name of entity/entities 
that prepared the contribution schedule] in [specify year the contribution 
schedule was prepared].
(5) Include the contribution schedule of the scholarship plan in the form of the 
following table, together with the following examples to explain how to use the 
contribution schedule to determine the contributions required to pay for each unit. 
Introduce the table using the following wording or wording that is substantially 
similar with the title "How to use this table" in bold type: 
How to use this table: 
For example, let's assume your beneficiary is a newborn. If you want to make 
monthly contributions until maturity, it will cost $[insert amount payable 
monthly for this option] each month for each unit you buy. You would have to 
make [insert total number of payments for this option] contributions over the 
life of your plan, for a total investment of $[insert total amount payable for this 
option].
If your child is five years old and you want to make annual contributions until 
maturity, it will cost $[insert amount payable annually for this option] each 
year for each unit you buy. You would have to make [insert total number of 
payments for this option] contributions over the life of your plan, for a total 
investment of $[insert total amount payable for this option].



Contribution schedule
Contribution 
options
[See Instruction 
(2)]

[Insert 
youngest 
beneficiary by 
age] [See 
Instruction (3)]
[Insert next 
youngest 
beneficiary 
by age]


...
[Insert 
oldest 
beneficiary 
by age]
Monthly 
contribution
Contribution 
amount
Total number of 
contributions
Total amount of 
contributions


[See Instruction 
(4)]



Annual 
contribution
Contribution 
amount
Total number of 
contributions
Total amount of 
contributions





 




Lump sum 
contribution
Contribution 
amount





(6) State the assumptions on which the contribution schedule is based and confirm 
that the assumptions are still reflective of current conditions and circumstances.
INSTRUCTIONS
(1) The contribution schedule must outline all available contribution options, 
including the lump sum contribution option. 
(2) List the contribution options in the order based on the total number of 
contributions, from the largest number of contributions to the smallest number of 
contributions. For example, if the scholarship plan permits monthly, annual and lump 
sum contributions, list the contribution options in that order. 
(3) The contribution schedule must be presented in the order based on the age of the 
beneficiaries, from the youngest to oldest. 
(4) For each contribution option, set out the amount of each contribution, the total 
number of contributions, and the total amount payable for one unit. 
(5) If the scholarship plan permits a subscriber to date their plan as at a date that is 
earlier than the application date, disclose the conditions or requirements that must be 
met to backdate a plan, including the maximum number of months that a plan may be 
backdated and the basis of calculation of any amount(s) payable by the subscriber in 
addition to the contributions required under the contribution schedule. Include a 
cross-reference to the disclosure provided under paragraph 11.3(1)(h) of Part B of 
this Form. 
(6) The contribution amounts in the contribution schedule must not include fees for 
insurance. 
12.2 - Missing Contributions
(1) Under the sub-heading "If you have difficulty making contributions", state the 
following using the same or substantially similar wording: 
If you miss one or more contributions, you may be in default of your plan. To 
stay in the plan, you'll have to make up the contributions you missed. [State if 
applicable - You'll also have to make up what the contributions would have 
earned if you had made them on time]. This can be costly. 
For information about the steps you have to take to stay in the plan after 
missing contributions, see "Default, withdrawal or cancellation" on page 
[insert page reference to the disclosure provided under Item 17 of Part C of 
this Form].
(2) Under the sub-sub-heading "Your options", describe the options available to 
subscribers having difficulty making contributions, including reducing the amount of 
contributions, suspending contributions, transferring to another RESP and cancelling 
their scholarship plan. 
(3) Describe any restrictions on the availability of the options referred to in subsection 
(2).
(4) For each option set out under subsection (2), disclose the fee payable for the 
option and the losses that may be incurred by the subscriber as a result of the option.
(5) Describe what will happen if a subscriber has difficulty making contributions and 
does not select any of the options set out under subsection (2).
INSTRUCTIONS
(1) A scholarship plan that does not require subscribers to make regular 
contributions to keep their plan in good standing must modify the disclosure under 
subsection 12.2(1) accordingly. 
(2) If the cost of putting a plan in good standing after a voluntary suspension of the 
plan includes the payment of an amount equal to the interest that would have been 
earned on the missing contributions, disclose the current interest rate used as an 
annualized rate of interest and disclose how the interest is calculated.
(3) In disclosing any losses that may be incurred by a subscriber under subsection 
(4), state whether the subscriber may incur any loss of earnings, government grants, 
grant contribution room, amounts paid for sales charges and fees or loss of any other 
amount.
(4) If the disclosure for an option required by subsections (3) and (4) is provided 
elsewhere in Part C of the prospectus, a cross-reference to the disclosure for the 
option may be provided in response to subsections (3) and (4). For example, if 
transferring to another scholarship plan managed by the investment fund manager is 
an option available to the subscriber, a scholarship plan may refer investors to 
details of this type of transfer by providing a cross-reference to the disclosure 
provided under section 16.1 of Part C of this Form.
Item 13 - Withdrawing Contributions
13.1 - Withdrawing Contributions
(1) Under the heading "Withdrawing your contributions", describe a subscriber's 
entitlement to a return of contributions made, less fees, at any time before the 
maturity date of their scholarship plan.
(2) Describe the steps a subscriber must take to withdraw some or all of their 
contributions before the maturity date of their scholarship plan.
(3) Disclose the fee for a withdrawal from their scholarship plan and describe the 
losses that may be incurred by a subscriber upon a withdrawal. 
(4) Disclose whether a subscriber's plan will be cancelled if the subscriber withdraws 
all the contributions made to their plan. If so, provide a cross-reference to the 
disclosure provided under section 17.3 of Part C of this Form. 
INSTRUCTION
In describing any losses that may be incurred by a subscriber under subsection (3), 
disclose whether the subscriber may incur any loss of earnings, government grants, 
grant contribution room, amounts paid for sales charges and fees or loss of any other 
amount.
Item 14 - Fees and Expenses
14.1 - Costs of Investing in the Scholarship Plan 
Under the heading "Costs of investing in this plan", state the following using the 
same or substantially similar wording:
There are costs for joining and participating in the [insert name of scholarship 
plan]. The following tables list the fees and expenses of this plan. You pay 
some of these fees and expenses directly from your contributions. The plan 
pays some of the fees and expenses, which are deducted from the plan's 
earnings. 
14.2 - Fees Payable by Subscriber from Contributions
(1) Under the sub-heading "Fees you pay", provide a list of the fees and expenses that 
are deducted from contributions and that are not required to be provided in the table 
under section 14.4 of Part C of this Form in the form of the following table. Introduce 
the table using the following wording:
These fees are deducted from your contributions. They reduce the amount that 
gets invested in your plan, which will reduce the amount available for EAPs.
Fee
What you pay
What the fee is for
Who the fee is 
paid to
Sales charge
[Specify amount]

[Specify the purpose]
[Insert name of 
entity]
Account 
maintenance 
fee 
[Specify amount]

[Specify the purpose]
[Insert name of 
entity]
[Specify other 
fees and 
expenses] 
[Specify amount]
[Specify the purpose]
[Insert name of 
entity]
(2) If the sales charge listed in the table required by subsection (1) is deducted from 
contributions at a higher rate in the early period of participating in the scholarship 
plan, add a sidebar under the sub-heading "Fees you pay", using the margin of the 
page and state the following using the same or substantially similar wording with the 
title of the sidebar in bold type:
Paying off the sales charges
For example, assume that you buy one unit of the [insert name of scholarship 
plan] on behalf of newborn child, and you commit to making monthly 
contributions until the maturity date to pay for that unit. [All/[specify lower 
percentage, if applicable]] of your first [insert number of contributions] 
contributions go toward the sales charge until [half/[specify other percentage if 
applicable]] of the sales charge is paid off. [State, as applicable - 
[Half/[specify other percentage if applicable]] of your next [insert number of 
contributions] contributions go toward the sales charge until it's fully paid off. 
Altogether, it will take you [insert number of months] months to pay off the 
sales charge. During this time, [insert percentage] of your contributions will be 
used to pay the sales charge and [insert percentage] of your contributions will 
be invested in your plan.
(3) State whether any of the fees listed in the table in subsection (1) may be increased 
without subscriber approval. 
INSTRUCTIONS
(1) In the table required under subsection 14.2(1), list the fees payable by 
subscribers' contributions. Each fee must be listed on a separate row in the table.
(2) In the table required under subsection 14.2(1) in the column titled "What you 
pay" state the amount of each fee. The amount of each fee must be disclosed based on 
how the fee is calculated. For example, if a particular fee is calculated as a fixed 
dollar amount per unit, or a fixed amount per year, it must be stated as such. 
Similarly, if a fee is calculated as a percentage of plan assets, that percentage must 
be stated. A statement or note that a fee is subject to applicable taxes, such as goods 
and services taxes or harmonized sales taxes, is permitted, if applicable.
(3) For a group scholarship plan or other type of scholarship plan that normally 
calculates the sales charge payable as a fixed dollar amount linked to the amount of 
contribution by a subscriber (i.e. $x.xx per unit), in addition to stating the fixed 
amount of sales charge per unit as required under Instruction (2), the disclosure of 
the amount of sales charge in the table required under subsection 14.2(1) in the 
column titled "What you pay" must also be expressed as a percentage of the cost of a 
unit of the scholarship plan. If the total cost of a unit of the scholarship plan varies 
depending on the contribution option or frequency selected, the percentage sales 
charge must be expressed as a range, between the lowest and the highest percentage 
of the unit cost the sales charge can represent, based on the different contribution 
options available to subscribers under the scholarship plan. This must be calculated 
as follows: (i) divide the sales charge per unit by the contribution option that has the 
highest total cost per unit, and (ii) divide the sales charge per unit by the contribution 
option that has the lowest total cost per unit. For example, if a scholarship plan 
calculates its sales charge as $200/unit, and the total cost per unit for a subscriber 
can range from $1000 to $5000 (based on the different options available to 
subscribers), the percentage range of the sales charge disclosed in the table would be 
4% (200/5000) to 20% (200/1000). The disclosure in the table must also state that the 
exact percentage of the sales charge per unit for a subscriber will depend on the 
contribution option selected for contributing to the scholarship plan and how old 
their beneficiary is at the time they open the scholarship plan.
(4) In the table required under subsection 14.2(1) in the column titled "What you 
pay" describe how the fee is deducted from contributions if the fee amount deducted 
from each contribution is not the same. For example, if deductions for sales charges 
are not made from each contribution at a constant rate for the duration of the plan or 
for the period for which contributions are required to be made under the scholarship 
plan if it is less than the scholarship plan's duration, describe the amounts from 
contributions that are deducted to pay sales charges.
(5) In the table required under subsection 14.2(1) in the column titled "What the fee 
is for" provide a concise explanation of what the fee is used for. 
(6) In the table required under subsection 14.2(1) in the column titled "Who the fee is 
paid to", state the name of the entity to which the fee is paid, such as the investment 
fund manager, the portfolio manager, the dealer, the foundation, etc. 
(7) The disclosure required under subsection 14.2(2) must be based on the following 
assumptions: (i) the beneficiary is a newborn, (ii) the subscriber is purchasing one 
unit of the scholarship plan, (iii) the subscriber has agreed to a monthly contribution 
schedule with contributions payable until the scholarship plan's maturity date, and 
(iv) all of the mandatory fees that are normally deducted from a subscriber's 
contributions are deducted during the relevant period. The disclosure provided under 
subsection 14.2(2) must be consistent with the disclosure provided under subsection 
(2) of Item 10 of Part A of the form.
(8) The disclosure required in subsection 14.2(2) may alternatively be provided in a 
text box below the table required under subsection 14.2(1).
(9) For the disclosure required in subsection 14.2(2), if the scholarship plan does not 
offer units but uses a similar method for deducting sales charges as is described 
under subsection 14.2(2), the wording may be amended as is necessary to properly 
reflect the scholarship plan's features.
14.3 - Fees Payable by the Scholarship Plan
(1) Under the sub-heading "Fees the plan pays", provide a list of the fees and 
expenses that are payable by the scholarship plan in the form of the following table 
and introduced using the following wording:
The following fees are payable from the plan's earnings. You don't pay these 
fees directly. These fees affect you because they reduce the plan's returns 
which reduces the amount available for EAPs. 
Fee
What the plan pays
What the fee is 
for
Who the fee is paid 
to
Administrative 
fee
[Specify amount]
[Specify purpose]
[Insert name of 
entity]
Portfolio 
management 
fee
[Specify amount]
[Specify purpose]
[Insert name of 
entity]
Custodian fee
[Specify amount]
[Specify purpose]
[Insert name of 
entity]
Independent 
review 
committee fee
[Specify amount]
[Specify purpose]
[Insert name of 
entity]
[Specify other 
fees and 
expenses] 
[Specify amount]
[Specify purpose]
[Insert name of 
entity]
(2) State whether any of the fees or expenses listed in the table in subsection (1) may 
be increased without subscriber approval. 
INSTRUCTIONS
(1) In the table, show all fees and expenses payable by the scholarship plan, even if it 
is expected that the investment fund manager or other member of the organization of 
the scholarship plan will waive or absorb some or all of those fees and expenses. 
Each fee must be listed in a separate row in the table.
(2) If one or more fees listed or required to be listed in the table are normally 
combined into an "all-inclusive fee" payable by the scholarship plan, the table may 
be amended as is necessary to reflect this fact. 
(3) In the column titled "What the plan pays" state the amount of each fee listed in 
the table. The amount of fee stated must be disclosed based on how the fee is 
calculated. For example, if a fee is calculated based on a percentage of the 
scholarship plan's assets, it must be stated as such. For the "independent review 
committee fee", state the amount of any retainer payable to each member of the 
committee and any additional fees payable for meeting attendance and indicate if 
committee members expenses are reimbursed, and disclose the total dollar amount 
paid in connection with the independent review committee for the most recently 
completed financial year of the scholarship plan. A statement or note that a fee is 
subject to applicable taxes, such as goods and services taxes or harmonized sales 
taxes, is permitted, if applicable.
(4) In the column titled "What the fee is for" provide a concise explanation of what 
the fee is used for. If a fee is charged to the scholarship plan for on-going fund 
expenses, list the main components of those expenses covered by the fee.
(5) In the column titled "Who the fee is paid to", state the name of the entity to which 
the fee is paid, such as the investment fund manager, the portfolio manager, the 
dealer, the foundation, etc. 
14.4 - Transaction Fees
Under the sub-heading "Transaction fees", provide a list of the transaction fees in the 
form of the following table introduced using the following wording:
We will charge the following fees for the transactions listed below.
Fee 
Amount
How the fee is 
paid
Who the fee is paid to
[Insert type 
of fee]
$[Specify 
amount] 
[Insert how the 
fee is charged]
[Insert name of entity]
INSTRUCTIONS
(1) In the column titled "Fee" describe the type of transaction for which the fee is 
charged; for example, replacing a cheque, changing the contribution schedule, 
changing the beneficiary, changing the maturity date, transferring a plan and a late 
application for EAPs. Each fee must be listed on a separate row in the table.
(2) In the column titled "Amount" specify the amount of each fee. The amount must 
be disclosed based on how the fee is calculated. For example if the fee is calculated 
as a fixed dollar amount or a percentage it must be disclosed as such.
(3) In the column titled "How the fee is paid" state how the fee for each transaction is 
charged, for example, if the fee is payable directly by the subscriber or beneficiary, or 
if it is deducted from the earnings of the scholarship plan. 
(4) In the column titled "Who the fee is paid to" specify the entity to which the fee is 
paid, such as the scholarship plan dealer, the investment fund manager, the 
foundation, etc.
14.5 - Fees for Additional Services
If applicable, under the sub-heading "Fees for additional services", provide a list of 
the fees payable for the additional services disclosed under section 6.6 of Part B of 
this Form in the form of the following table and introduced using the following 
wording:


The following fees are payable for the additional services listed below:
Fee
What you pay
How the fee is paid
Who the fee is paid 
to
[Specify type of 
fee]
$[Specify 
amount] 
[Specify how the fee 
is charged]
[Insert name of 
entity]
INSTRUCTIONS
(1) In the column titled "Fee", describe the type of service for which the fee is 
charged (for example, insurance services). Each fee must be listed in a separate row 
in the table.
(2) Under the column titled "What you pay" specify the amount of each fee. The fee 
must be disclosed based on how it is calculated. A statement or note that a fee is 
subject to applicable taxes, such as goods and services taxes or harmonized sales 
taxes, is permitted, if applicable.
(3) If insurance services are provided, under the column "What you pay", disclose 
the fee for insurance and disclose the portion of the fee that is paid by the insurer to 
the principal distributor, the investment fund manager, or an affiliate. 
(4) If the fee payable for an additional service varies so that specific disclosure of the 
amount of the fee cannot be provided in the prospectus, provide the range of fees 
payable under the column titled "What you pay". 
(5) In the column titled "How the fee is paid" state how the fee for each service is 
charged, for example, if the fee is an amount payable by the subscriber on a monthly 
basis in addition to contributions made under the contribution schedule.
(6) In the column titled "Who the fee is paid to" state the name of the entity to which 
the fee is paid, such as the scholarship plan dealer, the investment fund manager, the 
foundation, etc. If insurance services are provided, the name of the insurer must be 
disclosed.
14.6 - Refund of Sales Charges and Other Fees
(1) Under the sub-heading "Refund of sales charges [and other fees]", disclose the 
details of all arrangements for the refunding of sales charges and any other fee paid 
by subscribers.
(2) In the disclosure required by subsection (1), for each fee that may be refunded, 
describe
(a) who pays the fee refund,
(b) who funds the fee refund and the sources of funding for the fee refund,
(c) whether the refund is guaranteed or not and what that means,
(d) the conditions or requirements that must be met to receive the fee refund, 
(e) when the refund will be paid,
(f) whether the amount refunded will include interest, 
(g) whether the refund is paid in cash to the subscriber or is credited to their 
plan,
(h) if applicable, whether the amount refunded will be considered a 
contribution to the scholarship plan for tax purposes, and 
(i) whether the amount refunded is taxable to the subscriber or beneficiary.
(3) Describe the circumstances that may affect the ability of the current sources of 
funding for the fee refunds to continue to fund such payments.
(4) State whether the investment fund manager or any other entity has put any 
mechanism in place to continue to make fee refunds if any of the circumstances 
referred to in subsection (3) occurs. 
(5) If a fee refund is payable on a discretionary basis, state the following wording 
with the first sentence in bold type:
Discretionary refunds are not guaranteed. You should not count on 
receiving a discretionary refund. [Specify entity] decides if it will provide a fee 
refund in any year.
INSTRUCTIONS
(1) A return of an enrolment fee is considered to be a refund of sales charges for the 
purposes of disclosure under this section. 
(2) If a fee refund is paid in instalments, disclose each payment date and the amount 
or proportion of the refund payable at each date. 
Item 15 - Making Changes to a Subscriber's Plan 
15.1 - Changing Contributions
(1) Under the heading "Making changes to your plan" and the sub-heading "Changing 
your contributions", disclose whether or not a subscriber can change the contributions 
under a scholarship plan. 
(2) If a subscriber can change the contributions under a scholarship plan, disclose
(a) the steps the subscriber must take to make the change,
(b) the conditions or requirements that must be met to make the change,
(c) the fee for making the change, and
(d) the losses that may be incurred by the subscriber or the beneficiary if the 
change is made. 
15.2 - Changing Maturity Date
(1) Under the sub-heading "Changing the maturity date", disclose whether or not a 
subscriber can change the maturity date of their plan. 
(2) If a subscriber can change the maturity date, disclose
(a) the steps the subscriber must take to make the change,
(b) the conditions or requirements that must be met to make the change,
(c) the fee for making the change, and
(d) the losses that may be incurred by the subscriber or the beneficiary if the 
change is made. 
15.3 - Changing Year of Eligibility
(1) Under the sub-heading "Changing your beneficiary's year of eligibility", disclose 
whether or not a subscriber can change the year of eligibility of a beneficiary.
(2) If a subscriber can change the year of eligibility, disclose
(a) the steps the subscriber must take to make the change,
(b) the conditions or requirements that must be met to make the change,
(c) the fee for making the change, and
(d) the losses that may be incurred by the subscriber or the beneficiary if the 
change is made. 
15.4 - Changing Subscriber 
(1) Under the sub-heading "Changing the subscriber", disclose whether the contract 
permits the subscriber to be changed at any time during the life of a scholarship plan. 
(2) If the subscriber may be changed, disclose
(a) the steps that are required to make the change,
(b) the conditions or requirements that must be met to make the change,
(c) the fee for making the change, and
(d) the losses that may be incurred by the subscriber or the beneficiary if the 
change is made. 
15.5 - Changing Beneficiary 
(1) Under the sub-heading "Changing your beneficiary", disclose whether or not a 
subscriber can change the beneficiary of a scholarship plan.
(2) If the beneficiary may be changed, disclose
(a) the steps the subscriber must take to make the change,
(b) the conditions or requirements that must be met to make the change,
(c) the fee for making the change, and
(d) the losses that may be incurred by the subscriber or the beneficiary if the 
change is made. 
15.6 - Death or Disability of Beneficiary
(1) Under the sub-heading "Death or disability of the beneficiary", disclose the 
options available to a subscriber in the event of the death or disability of the 
beneficiary of the scholarship plan. 
(2) The disclosure under this item must include
(a) how a disability is defined,
(b) how each option may be initiated and the conditions or requirements that 
must be met for each option, 
(c) the fee for each option, and
(d) the losses that may be incurred by the subscriber or the beneficiary if the 
option is selected.
INSTRUCTIONS
(1) In discussing a change in contributions under a scholarship plan in response to 
section 15.1, state if the change in contributions may be made as a result of changing 
the contribution frequency or the number of units for which contributions are made. 
(2) The disclosure of the conditions or requirements for making a change to the 
subscriber's plan required under this Item must include a description of any amounts 
required to be paid to make the change and the deadline for making the change. 
(3) In disclosing the losses that may be incurred by a subscriber or a beneficiary in 
response to this Item, state if the subscriber or the beneficiary might incur any loss of 
earnings, government grants, grant contribution room, amounts paid for sales 
charges and fees or loss of any other amount. 


Item 16 - Transfer of Scholarship Plan
16.1 - Transferring to Another Plan Managed by the Investment Fund 
Manager 
(1) Under the heading "Transferring your plan" with the sub-heading "Transferring to 
[name the other scholarship plans managed by the investment fund manager of the 
scholarship plan]", state whether or not the scholarship plan allows a subscriber to 
transfer from the current plan to any of the other plans offered by the investment fund 
manager. 
(2) Disclose
(a) the steps a subscriber must take to effect the transfer,
(b) the conditions or requirements that must be met to effect the transfer,
(c) the fee for the transfer, 
(d) the losses that may be incurred by the subscriber or the beneficiary if the 
transfer is made, and
(e) for a group scholarship plan, whether or not a subscriber who has 
transferred out of a group plan may transfer back to the group plan.
16.2 - Transferring to Another RESP Provider 
(1) Under the sub-heading "Transferring to another RESP provider", state whether or 
not the scholarship plan allows a subscriber to transfer to an RESP provider unrelated 
to the investment fund manager.
(2) Disclose
(a) the steps a subscriber must take to effect the transfer,
(b) the conditions or requirements that must be met to effect the transfer,
(c) the fee for the transfer, and
(d) the losses that may be incurred by the subscriber or the beneficiary if the 
transfer is made. 
16.3 - Transferring from Another RESP Provider to the Scholarship Plan 
(1) Under the sub-heading "Transferring to this plan from another RESP provider", 
state whether or not the scholarship plan allows a subscriber to transfer from an RESP 
provider unrelated to the investment fund manager to the scholarship plan.
(2) Disclose
(a) the steps a subscriber must take to effect the transfer,
(b) the conditions or requirements that must be met to effect the transfer, and
(c) the fee for the transfer. 
INSTRUCTIONS
(1) The disclosure of the conditions or requirements that must be met to effect a 
transfer of a plan described under this Item must include a description of any 
amounts required to be paid to effect the transfer and the deadline for effecting the 
transfer. 
(2) In disclosing the losses that may be incurred by a subscriber or a beneficiary in 
response to this Item, state if the subscriber or the beneficiary might incur any loss of 
earnings, government grants, grant contribution room, amounts paid for sales 
charges and fees or loss of any other amount.
Item 17 - Default, Withdrawal or Cancellation
17.1 - Withdrawal or Cancellation by Subscriber
(1) Under the heading "Default, withdrawal or cancellation" with the sub-heading "If 
you withdraw from or cancel your plan", describe how a subscriber can withdraw 
from or cancel a scholarship plan. 
(2) Describe the amounts a subscriber is entitled to receive if the subscriber 
withdraws from a scholarship plan up to 60 days after signing a contract. 
(3) Describe the amounts a subscriber is entitled to receive if the subscriber cancels a 
scholarship plan more than 60 days after signing a contract. 
(4) Disclose the charges payable by a subscriber for a cancellation or withdrawal. 
(5) Disclose the losses that may be incurred by the subscriber or the beneficiary if the 
subscriber cancels or withdraws from their scholarship plan. 
17.2 - Subscriber Default 
(1) Under the sub-heading "If your plan goes into default", describe the circumstances 
in which a subscriber may be noted in default under the scholarship plan. 
(2) Disclose the steps the investment fund manager will take to notify the subscriber 
when a default described in subsection (1) occurs.
(3) Disclose the steps a subscriber can take to remedy a default and disclose the costs 
associated with remedying the default, including any amounts payable by the 
subscriber. For a default due to missed contributions, describe how any amount 
payable by a subscriber as a result of missed contributions is calculated.
(4) For each default, disclose whether remedying the default will qualify a subscriber 
and a beneficiary for the same payments under the scholarship plan as if the default 
had not occurred.
(5) Disclose whether a default results in the cancellation of a subscriber's plan by the 
investment fund manager if the default is not remedied. If an unremedied default does 
not result in the cancellation of the subscriber's plan, disclose the losses that may be 
incurred by the subscriber or the beneficiary due to the default.
17.3 - Cancellation by Investment Fund Manager
(1) Under the sub-heading "If we cancel your plan", describe any circumstances other 
than a subscriber's default in which the investment fund manager of the scholarship 
plan may cancel a subscriber's plan. 
(2) Describe the amounts a subscriber is entitled to receive if the subscriber's 
scholarship plan is cancelled by the investment fund manager. 
(3) Disclose the costs payable by a subscriber in connection with a cancellation by the 
investment fund manager. 
(4) Disclose the losses that may be incurred by the subscriber or the beneficiary if the 
investment fund manager cancels the subscriber's scholarship plan. 
17.4 - Re-activation of Subscriber's Plan
(1) If applicable, under the sub-heading "Re-activating your plan", describe the 
circumstances in which a subscriber may re-activate a plan after cancellation of the 
scholarship plan, and specify the costs associated with re-activation and who bears the 
costs. 
(2) Disclose whether re-activating a plan will qualify a subscriber and a beneficiary 
for the same payments under the scholarship plan as if the cancellation had not 
occurred.
17.5 - Plan Expiration
Under the sub-heading, "If your plan expires", discuss the maximum duration of a 
subscriber's scholarship plan before it must be collapsed and what happens to the 
money from a collapsed scholarship plan.
INSTRUCTIONS
(1) In disclosing the losses that may be incurred by a subscriber or a beneficiary in 
response to Item 17, state whether the subscriber or the beneficiary may incur any 
loss of earnings, government grants, grant contribution room, amounts paid for sales 
charges and fees or loss of any other amount.
(2) If the costs of putting a scholarship plan in good standing after missing 
contributions or re-activating a scholarship plan after cancellation include the 
payment of an amount equal to the interest that would have been earned on 
contributions required by the scholarship plan, disclose the rate as an annualized 
rate of interest and disclose how the rate is calculated.
(3) If an AIP may be received upon cancellation of a scholarship plan, include a 
cross-reference to the disclosure provided under Item 20 of Part C of this Form. 
Item 18 - Plan Maturity
18.1 - Description of Plan Maturity
(1) Under the heading "What happens when your plan matures", briefly explain what 
happens to a subscriber's scholarship plan at the maturity date.
(2) State whether the investment fund manager will notify the subscriber about the 
maturity date of their scholarship plan and how the notice is provided.
INSTRUCTION
In responding to section 18.1, briefly explain what happens to the contributions, 
government grants and earnings at the maturity date, such as the earnings for a 
beneficiary group being transferred into an EAP account for distribution to qualified 
beneficiaries.
18.2 - If the Beneficiary Does Not Enrol in Eligible Studies
(1) Under the sub-heading "If your beneficiary does not enrol in eligible studies", 
state that a beneficiary who does not enrol in eligible studies will not receive EAPs 
from the scholarship plan.
(2) Describe the options for a subscriber whose beneficiary does not enrol in eligible 
studies and disclose the losses that may be incurred by the subscriber under each 
option. 
(3) State whether a subscriber may be eligible to receive an AIP. If an AIP may be 
payable, provide a cross-reference to the disclosure provided under Item 20 of Part C 
of this Form. 
INSTRUCTIONS
(1) In responding to section 18.2, describe options including naming another 
beneficiary before the maturity date, transferring to another RESP or cancelling the 
scholarship plan. 
(2) In describing the losses that may be incurred by the subscriber in response to 
subsection 18.2(2), cross-references to the disclosure provided under Items 15 to 17 
of Part C of this Form may be provided, as applicable. 
Item 19 - Payments from the Scholarship Plan
19.1 - Return of Contributions
(1) Under the heading "Receiving payments from the plan" with the sub-heading 
"Return of contributions", describe when and how contributions are returned to the 
subscriber. State whether the amount returned is net of sales charges and fees 
deducted from contributions. 
(2) If all or a part of a subscriber's contributions are returned, state what happens to 
the government grants. State whether it is possible for government grants to remain in 
the name of the beneficiary and if so, state the conditions or requirements that must be 
met to do so.
19.2 - Payments to Beneficiaries
(1) Under the sub-heading "Educational assistance payments", disclose the conditions 
and requirements necessary for a beneficiary to receive EAPs under the scholarship 
plan, including the deadline for applying for EAPs, and state what happens if the 
beneficiary misses the deadline. 
(2) Describe each option for paying EAPs to beneficiaries. For each option, disclose
(a) the number of payments,
(b) when each payment is made, and
(c) for a group scholarship plan, the percentage of the maximum total amount 
of EAPs payable at each payment date.
(3) For a group scholarship plan, if the total amount of EAPs payable to beneficiaries 
differs based on the number of years of eligible studies, disclose the number of years 
of eligible studies that qualifies for the payment of the maximum total amount of 
EAPs and briefly describe the eligible studies with that duration. 
(4) For a group scholarship plan that does not offer EAP payment options tailored to 
reduced programs, state, if applicable, that beneficiaries who enrol in eligible studies 
of a shorter duration than the full period will not qualify for the maximum number of 
EAPs and will receive a lower total amount of EAPs over the duration of their eligible 
studies than beneficiaries who enrol in eligible studies for the full period.
(5) For a group scholarship plan that offers EAP payment options tailored to reduced 
programs, if the total amount of EAPs payable under an EAP payment option tailored 
to reduced programs is less than the maximum total amount of EAPs, state the total 
amount of EAPs payable under the EAP payment option as a percentage of the 
maximum total amount of EAPs. 
INSTRUCTIONS
(1) In providing the disclosure under subsection 19.2(1), do not repeat the type of 
studies that qualify for EAPs. Instead, include a cross-reference to the disclosure 
provided under section 6.2 of Part C of this Form.
(2) The disclosure under subsection 19.2(1) must include a discussion of any 
requirements for a beneficiary to remain eligible for EAPs under the scholarship plan 
for each successive year of study.
(3) The "maximum total amount of EAPs" is the total amount of EAPs that can be 
received by a beneficiary who meets the requirements of the scholarship plan for 
receiving the maximum number and amount of EAPs.
(4) In providing the disclosure under subsection 19.2(3), describe generally the types 
of programs for which a beneficiary will receive the maximum total amount of EAPs 
(for example, four years of eligible studies that may consist of a 4-year program or 
two 2-year programs). 
(5) The "full period" is the number of years of eligible studies that qualifies for the 
payment of the maximum total number and amount of EAPs. 
(6) An "EAP payment option tailored to reduced programs" is an EAP payment 
option that pays approximately the same total amount of EAPs for eligible studies 
with a shorter duration as the EAPs payable under the scholarship plan for eligible 
studies of longer duration. For example, an EAP payment option that makes two 
payments for a 2-year post-secondary program, where each payment is twice the 
amount of each of the four payments that would be made for a 4-year post-secondary 
program, is an EAP payment option tailored to reduced programs.
(7) A scholarship plan may use a table to illustrate the schedule of payments and the 
amount paid in each year of eligible studies for each EAP payment option offered.
19.3 - Amount of EAPs
(1) Under sub-sub-heading, "How we determine EAP amounts", state the components 
of EAPs paid under the scholarship plan.
(2) Describe how the value of EAPs is determined for each year of eligible study. 
State whether or not any oversight of the calculation of EAPs is provided by an entity 
other than the investment fund manager.
(3) Describe any restrictions, under the Income Tax Act (Canada) or the scholarship 
plan's rules, on the amount of EAP that can be paid for each year of eligible studies. 
(4) Describe, as applicable to the type of scholarship plan,
(a) how unrealized capital gains or losses on investments in the scholarship 
plan are allocated;
(b) how earnings attributable to units or plans cancelled before the maturity 
date are allocated; 
(c) how earnings attributable to units or plans cancelled after the maturity date 
are allocated; 
(d) how the difference between the maximum total amount of EAPs and the 
lower amount collected by beneficiaries who enrol in eligible studies that do 
not qualify for the maximum total amount of EAPs is allocated;
(e) how the government grants accrued in the scholarship plan and the earnings 
from government grants are allocated.


INSTRUCTION
The amount for which disclosure is required under paragraph 19.3(4)(d) is the 
amount that is not collected by beneficiaries in a beneficiary group because they do 
not enrol in eligible studies of sufficient duration to qualify for the maximum total 
amount of EAPs.
19.4 - Payments from the EAP Account
(1) This section applies to a group scholarship plan. 
(2) Under the sub-sub-heading "Payments from the EAP account", provide 
information in the form of the following table about the funding of the EAP account. 
Introduce the table using the following wording or wording that is substantially 
similar with the title of the table "Past breakdown of income in the EAP account" in 
bold type:
A portion of each EAP consists of a beneficiary's share of the EAP account. 
The rest of an EAP is made up of the beneficiary's government grants and the 
earnings on those government grants. 
The EAP account holds the income earned on contributions made by 
subscribers. This includes the income earned on contributions of subscribers 
who have cancelled their plan or whose plan was cancelled by us. There is a 
separate EAP account for each beneficiary group. 
Past breakdown of income in the EAP account 
The table below shows the breakdown of income in the EAP account at the 
maturity date for the five beneficiary groups that most recently reached their 
year of eligibility. 
The breakdown of income can vary by beneficiary group. The amount of 
income earned on contributions depends on the performance of the plan's 
investments. The amount of income from cancelled plans depends on how 
many plans were cancelled, as well as the investment performance of that 
money.




  Beneficiary group 

[Most 
recent 
year]
[Most 
recent 
year 
minus 1]
[Most 
recent 
year 
minus 2]
[Most 
recent year 
minus 3]
[Most 
recent 
year 
minus 4]
Income 
earned on 
contributions 
[Specify as 
percentage 
of total 
EAP 
account]

[Specify as 
percentage 
of total 
EAP 
account]
[Specify as 
percentage 
of total 
EAP 
account]
[Specify as 
percentage 
of total EAP 
account]
[Specify as 
percentage 
of total 
EAP 
account]
Income from 
cancelled 
plans
[Specify as 
percentage 
of total 
EAP 
account]

[Specify as 
percentage 
of total 
EAP 
account]
[Specify as 
percentage 
of total 
EAP 
account]
[Specify as 
percentage 
of total EAP 
account]
[Specify as 
percentage 
of total 
EAP 
account]
EAP 
account 
Total
100%
100%
100%
100%
100%
(3) Provide information in the form of the following table about the historical 
payment of amounts from the EAP account. Introduce the table using the following 
wording or wording that is substantially similar with the title of the table "Past 
payments from the EAP account" in bold type:
Past payments from the EAP account 
The table below shows how much was paid from the EAP account per unit for 
the five beneficiary groups that most recently reached their year of eligibility. 
[For a scholarship plan that offers EAP payment options tailored to reduced 
programs, state - This table shows only the amount paid per unit for 
beneficiaries who selected the [specify EAP payment option for the full period]. 
We also offer [a] payment option[s] that pay[s] EAPs tailored to shorter 
programs].
Keep in mind that scholarship plans are generally long-term investments. The 
payments shown largely reflect investments made years ago. It's important to 
note that this doesn't tell you how much a beneficiary will receive in the future. 
Year of 
studies
Payments from EAP account by beneficiary group 

[Most 
recent 
year]
[Most 
recent 
year 
minus 1]
[Most 
recent year 
minus 2]
[Most 
recent year 
minus 3]
[Most 
recent year 
minus 4]
First year 
[if 
applicable]
[See 
Instruction 
(2)]
$[Specify 
amount] per 
unit

$[Specify 
amount] 
per unit


$[Specify 
amount] per 
unit

$[Specify 
amount] per 
unit

$[Specify 
amount] per 
unit
Second 
year
See note 1

$[Specify 
amount] 
per unit

$[Specify 
amount] per 
unit

$[Specify 
amount] per 
unit

$[Specify 
amount] per 
unit

Third year 
See note 1

See note 1

$[Specify 
amount] per 
unit

$[Specify 
amount] per 
unit

$[Specify 
amount] per 
unit

Fourth year 
See note 1

See note 1

See note 1

$[Specify 
amount] per 
unit

$[Specify 
amount] per 
unit

Note 1: The amount is not shown because the beneficiaries in this beneficiary 
group are not yet enrolled in that year of studies. 
INSTRUCTION
The tables required in section 19.4 must list the five beneficiary groups that most 
recently reached their year of eligibility as at the date of the prospectus.
19.5 - If Beneficiary Does Not Complete or Advance in Eligible Studies
(1) For a group scholarship plan, immediately under the sub-heading "If your 
beneficiary does not complete or advance in eligible studies", state the following 
using the same or substantially similar wording:
If your beneficiary does not complete or advance in their program, they may 
lose one or more EAPs. This can happen if your beneficiary does not complete 
all the courses required to advance to the next year of the program, decides to 
enrol in another program that is not considered an advancement from prior 
study, or drops out of school before completing their program. 
[State, if applicable - Your beneficiary may be able to defer a payment if they 
go back to a qualifying program. Deferrals are at our discretion.]
(2) Under the sub-heading "If your beneficiary does not complete or advance in 
eligible studies", disclose available options if the beneficiary does not complete or 
advance in their program.
(3) Disclose what happens to the earnings of the subscriber's scholarship plan if the 
beneficiary does not complete or advance in their program. For a group scholarship 
plan, also provide a cross-reference to the disclosure provided under section 22.3 of 
Part C of this Form. 
INSTRUCTIONS
(1) If the scholarship plan provides the option for a beneficiary to defer the payment 
of an EAP, state the period of time that an EAP may be deferred and the conditions 
and requirements that must be met to receive a deferred payment after the disclosure 
in the second paragraph of subsection 19.5(1). 
(2) If the details of an option provided under subsection 19.5(2) have been disclosed 
elsewhere in the prospectus, provide a cross-reference to the disclosure contained in 
the prospectus. For example, if a subscriber may cancel their scholarship plan and 
receive an AIP, provide a cross-reference to the disclosure provided under Item 17 
and Item 20 of Part C of this Form. 
Item 20 - Accumulated Income Payments
20.1 - Accumulated Income Payments
(1) Under the sub-heading "Accumulated income payments", disclose
(a) the conditions or requirements necessary to receive an AIP,
(b) the components of an AIP,
(c) the option for a subscriber who has received an AIP to transfer the payment 
to a registered retirement savings plan, and
(d) any costs or other losses that the subscriber or the beneficiary could incur in 
receiving an AIP. 
(2) State whether there may be tax consequences as a result of receiving an AIP and 
provide a cross-reference to the disclosure provided under subsection 11.3(2) of Part 
B of this Form.


Item 21 - Discretionary Payments to Beneficiaries
21.1 - Discretionary Payments to Beneficiaries
(1) Under the sub-heading "Discretionary payments", if discretionary payments may 
be made to beneficiaries, state that beneficiaries may receive a discretionary payment 
in addition to their EAPs. 
(2) Disclose when discretionary payments are made. 
(3) State who decides whether a discretionary payment will be made and state the 
requirements or conditions that must be met in order to be eligible to receive a 
discretionary payment. 
(4) Disclose how the amount of discretionary payments is determined and the sources 
of funding for the discretionary payments.
(5) Describe the circumstances that may affect the ability of the current sources of 
funding for the discretionary payments to continue to fund the discretionary 
payments.
(6) State whether the investment fund manager or any other entity has put any 
mechanism in place to continue to make discretionary payments if any of the 
circumstances referred to in subsection (5) occur. 
(7) State whether the investment fund manager has established a funding and 
investment policy intended to ensure sufficient money is available to continue to fund 
discretionary payments at the historical levels reported in section 21.2 of Part C of 
this Form. Provide details of any funding policy and the current value of any fund. If 
no funding policy exists, state that fact and state the consequences of not having a 
policy.
(8) State the following using the same or substantially similar wording with the first 
sentence in bold type:
Discretionary payments are not guaranteed. You must not count on 
receiving a discretionary payment. The [insert name of the entity funding the 
discretionary payment] decides if it will make a payment in any year and how 
much the payment will be. If the [insert name of the entity funding the 
discretionary payment] makes a payment, you may get less than what has been 
paid in the past. You may also get less than what is paid to beneficiaries in 
other beneficiary groups.
21.2 - Historical Amount of Discretionary Payments
Provide information in the form of the following table about the historical 
discretionary payments made. Introduce the table using the following wording or 
wording that is substantially similar with the title of the table "Past discretionary 
payments" in bold:
Past discretionary payments 
The table below shows the amount of discretionary payments paid per unit for 
the five beneficiary groups that most recently reached their year of eligibility. 
It's important to note that this doesn't tell you if a beneficiary will receive a 
payment or how much they will receive. We may decide not to make these 
payments in future years. If we do make payments, they could be less than 
what we've paid in the past. 

Discretionary payments by beneficiary group
Year of 
studies
[Most 
recent 
year]
[Most 
recent 
year 
minus 2]
[Most 
recent 
year 
minus 3]
[Most 
recent 
year 
minus 4]
[Most 
recent 
year 
minus 5]
First year 
[if applicable]
$[Specify 
amount] 
per unit

$[Specify 
amount] 
per unit


$[Specify 
amount] 
per unit


$[Specify 
amount] 
per unit


$[Specify 
amount] 
per unit


Second year 
See note 1

$[Specify 
amount] 
per unit

$[Specify 
amount] 
per unit

$[Specify 
amount] 
per unit

$[Specify 
amount] 
per unit

Third year 
See note 1

See note 1

$[Specify 
amount] 
per unit

$[Specify 
amount] 
per unit


$[Specify 
amount] 
per unit


Fourth year 
See note 1

See note 1

See note 1

$[Specify 
amount] 
per unit

$[Specify 
amount] 
per unit

Note 1: The amount is not shown because the beneficiaries in this beneficiary 
group are not yet enrolled in that year of studies. 


INSTRUCTIONS
(1) If the scholarship plan offers an EAP payment option tailored to reduced 
programs and the amount of discretionary payment per unit is the same for each EAP 
payment option, state, if applicable, that beneficiaries who select the EAP payment 
option tailored to reduced programs may receive a lesser total amount of 
discretionary payments than beneficiaries who receive the largest number of EAPs.
(2) If the amount of discretionary payments per unit is not the same for each EAP 
payment option, provide information, substantially in the form of the table required in 
section 21.2, for the historical discretionary payments per unit for each EAP payment 
option tailored to reduced programs. 
Item 22 - Attrition
This Item applies to a group scholarship plan.
22.1 - Attrition 
(1) Under the heading "Attrition", state the following using the same or substantially 
similar wording:
You and your beneficiary must meet the terms of the plan in order for your 
beneficiary to qualify for all of the EAPs under the plan. If beneficiaries fail to 
qualify for some or all of their EAPs, there will be fewer beneficiaries 
remaining in the beneficiary group to share the amount of money available for 
paying EAPs. This is known as "attrition". 
Your beneficiary may not qualify for some or all of their EAPs if: 
*	before the maturity date of the plan, you cancel your plan or transfer 
your plan to another RESP, or we cancel your plan because you failed to 
make contributions on schedule and did not take action to keep your 
plan in good standing. This is known as "pre-maturity attrition"; or
*	after the maturity date of the plan, your beneficiary decides not to pursue 
a post-secondary education, does not attend a qualifying education 
program, or does not attend a qualifying education institution for the 
maximum period provided for in the plan. This is known as "post-
maturity attrition".
22.2 - Pre-Maturity Attrition
(1) Under the sub-heading "Pre-maturity attrition", state the following using the same 
or substantially similar wording:
If you leave the plan before it matures, you will get back your contributions 
less fees. You will not get back any earnings. The earnings on your 
contributions up to the time your plan is cancelled will go to the EAP account 
and be paid to the remaining beneficiaries in your beneficiary group as part of 
their EAPs.
(2) If the group scholarship plan permits a subscriber to receive an AIP on the 
earnings from government grants, state the following using the same or substantially 
similar wording:
You may, however, be eligible to receive an AIP on the earnings from the 
government grants in your plan. See "Accumulated income payments" for 
information on how to determine if you are eligible for an AIP from the plan.
(3) Provide information in the form of the following table about the income from 
cancelled units for each beneficiary group as at the scholarship plan's most recent 
financial year end. Introduce the table using the following wording or wording that is 
substantially similar with the title of the table "Income from cancelled units" in bold 
type:
Income from cancelled units 
The table below shows the current value of the income from cancelled units by 
beneficiary group. The amount of income from cancelled plans available to 
beneficiaries after the maturity date will depend on how many subscribers 
cancel their plan, how many beneficiaries qualify for EAPs and the investment 
performance of the scholarship plan. 
Beneficiary 
group 

Percentage of 
units that have 
been cancelled
Total income 
from cancelled 
units available to 
remaining units
Income from 
cancelled units 
available to each 
remaining unit
[Specify year of 
eligibility of oldest 
beneficiary group 
available for 
enrolment under the 
prospectus]
[Specify as 
percentage of 
total number of 
units purchased 
for beneficiary 
group]
$[Specify 
amount]
$[Specify 
amount] per unit
[Specify year of 
eligibility of next 
oldest beneficiary 
group available for 
enrolment under the 
prospectus]
[Specify as 
percentage of 
total number of 
units purchased 
for beneficiary 
group]
$[Specify 
amount]
$[Specify 
amount] per unit
 



[Specify year of 
eligibility of youngest 
beneficiary group 
available for 
enrolment under the 
prospectus]
[Specify as 
percentage of 
total number of 
units purchased 
for beneficiary 
group]
$[Specify 
amount]
$[Specify 
amount] per unit
(4) Provide information in the form of the following table about the pre-maturity 
attrition rate for the scholarship plan. Introduce the table using the following wording 
or wording that is substantially similar with the title of the table "Plans that did not 
reach maturity" in bold type:
Plans that did not reach maturity: 
The table below shows the percentage of plans that did not reach maturity for 
each of the five beneficiary groups shown below. The most common reasons 
why plans did not reach maturity were because the subscriber cancelled their 
plan, we cancelled their plan due to a default, the subscriber transferred to 
another type of plan we offer, or the subscriber transferred to another RESP 
provider. 
Of the last five beneficiary groups of the [insert name of group scholarship 
plan], an average of [see Instruction (1)]% of the plans in each group were 
cancelled before their maturity dates.

Maturity date of beneficiary 
group 
Percentage of plans that did not reach 
maturity
[Most recent maturity date by year]
[See Instruction (2)]%
[Most recent maturity date by year 
minus 1]
[See Instruction (2)]%
[Most recent maturity date by year 
minus 2]
[See Instruction (2)]%
[Most recent maturity date by year 
minus 3]
[See Instruction (2)]%
[Most recent maturity date by year 
minus 4]
[See Instruction (2)]%
Average
[See Instruction (1)]%
INSTRUCTIONS
(1) Disclose the average rate required under subsection 22.2(3) using the same 
calculation set out in the Instructions that apply to Item 9 of Part A of this Form. 
(2) For each beneficiary group that had a maturity date in the five most recent years, 
calculate the percentage of plans that did not reach maturity by following Instructions 
(2) to (5) that apply to Item 9 of Part A of this Form.
22.3 - Post-Maturity Attrition
(1) Under the sub-heading "Post-maturity attrition", state the following using the 
same or substantially similar wording:
If your beneficiary does not pursue or complete eligible studies, you will get 
back your contributions, less fees. You will not get back any earnings. [Insert if 
applicable - A beneficiary may lose one or more EAPs if they do not enrol in 
four years of eligible studies.]
(2) Provide information in the form of the following table about the EAP payment 
rates of the scholarship plan after maturity. Introduce the table using the following 
wording or wording that is substantially similar with the title of the table "Past 
payments of EAPs" in bold:
Past payments of EAPs [state if the scholarship plan offers an EAP 
payment option tailored to reduced programs - four years of eligible 
studies]
The table below shows the percentage of beneficiaries who received the 
maximum of [insert maximum number of EAPs payable under the 
scholarship plan] EAPs under the plan and those who received some or no 
EAPs, for each of the five beneficiary groups that would have most recently 
completed their eligible studies. 

Beneficiary group [See Instruction (1)]

[Most 
recent year]
[Most 
recent year 
minus 1]
[Most recent 
year minus 
2]
[Most recent 
year minus 
3]
[Most 
recent year 
minus 4]
Beneficiaries 
who received 
all [3 or 4] 
EAPs 

[Specify 
percentage]
%

[See 
Instructions 
(2) and (3)]
[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

Beneficiaries 
who received 
only 3 out of 4 
EAPs 
[as applicable]
[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

Beneficiaries 
who received 
only 2 out of [3 
or 4] EAPs
[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

Beneficiaries 
who received 
only 1 out of [3 
or 4] EAPs 
[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

Beneficiaries 
who received 
no EAPs 
[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

Total
100%
100%
100%
100%
100%
(3) If the scholarship plan offers an EAP payment option tailored to reduced 
programs, provide information in the form of the following table about the EAP 
payment rates of the scholarship plan after maturity. Introduce the table using the 
following wording or wording that is substantially similar with the title of the table 
"Past payments of EAPs [ [specify reduced number of years] year program]" in bold:
Past payments of EAPs [- [specify reduced number of years]-year 
program] 
For EAP payment options tailored to eligible studies of [specify reduced 
number of years] years, the table[s] below show[s] the number of beneficiaries 
who received all of their EAPs and the number who received some or none of 
their EAPs, for each of the five beneficiary groups that would have most 
recently completed their eligible studies. 

Beneficiary group [See Instruction (1)]

[Most 
recent year]
[Most 
recent 
year minus 
1]
[Most 
recent year 
minus 2]
[Most 
recent 
year minus 
3]
[Most 
recent year 
minus 4]
Beneficiaries 
who received 
[all] [1, 2, or 
3] EAP[s] 

[Specify 
percentage]
%

[See 
Instructions 
(2) - (4)]
[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

Beneficiaries 
who received 
only 2 out of 
3 EAPs 
[as 
applicable]
[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

Beneficiaries 
who received 
only 1 out of 
[2 or 3] EAPs
[as 
applicable]
[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

Beneficiaries 
who received 
no EAPs 
[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

[Specify 
percentage]
%

Total
100%
100%
100%
100%
100%
(4) Disclose in a footnote to the tables required under subsections (2) and (3) any 
change to the EAP payout option available to beneficiaries, if a change occurred in 
the past five years.
INSTRUCTIONS
(1) In the tables required under subsections 22.3(2) and (3), present the five most 
recent beneficiary groups by year of eligibility for which the maximum number of 
EAPs under the EAP payment option has been paid as at the most recent financial 
year end of the scholarship plan and beneficiaries in the beneficiary group have no 
further opportunity to collect EAPs. For example, do not include a beneficiary group 
that has been eligible to be paid only one EAP if the maximum number of EAPs 
payable is four. 
(2) For a group scholarship plan that does not offer EAP payment options tailored to 
reduced programs, calculate each percentage as a percentage of the total number of 
beneficiaries in the beneficiary group at the maturity date. 
For a group scholarship plan that offers EAP payment options tailored to reduced 
programs, calculate each percentage as a percentage of the total number of 
beneficiaries in the beneficiary group at the maturity date who selected the relevant 
payment option. 
(3) Present the percentages as at the financial year end referred to in Instruction (1). 
(4) For a group scholarship plan that offers EAP payment options tailored to reduced 
programs, in response to subsection 22.3(3), prepare a table for each payout option, 
modifying the number of rows in the table as applicable. For example, for a 
scholarship plan that provides the option to elect payment of two EAPs for a 3-year 
program, present a table containing rows to show the number of beneficiaries who 
received two out of two EAPs, the number of beneficiaries who received only one out 
of two EAPs and the number of beneficiaries who received no EAPs. 
Item 23 - Other Material Information
23.1 - Other Material Information 
(1) Under the heading "Other important information", state any other material facts 
relating to the securities being offered that are not disclosed under any other item in 
this Form and are necessary for the prospectus to contain full, true and plain 
disclosure of all material facts about the securities to be distributed.
(2) Provide any specific disclosure required to be disclosed in a prospectus under 
securities legislation that is not otherwise required to be disclosed by this Form.
(3) Subsection (2) does not apply to requirements of securities legislation that are 
form requirements for a prospectus. 
INSTRUCTIONS
(1) Sub-headings that are not mandated by this Form may be used in this Item.
(2) For a single prospectus, provide this disclosure either under this Item or under 
Item 14 of Part B of this Form, whichever is more appropriate. 
(3) For a multiple prospectus, provide this disclosure under this Item if the disclosure 
does not pertain to all of the scholarship plans described in the document. If the 
disclosure pertains to all of the scholarship plans described in the Detailed Plan 
Disclosure, provide the disclosure under Item 14 of Part B of this Form.
Part D - Detailed Plan Disclosure - Information about the Organization
Item 1 - Legal Structure of the Scholarship Plan
1.1 - Legal Structure
(1) At the top of the first page of the Part D section of the prospectus, under the 
heading "About [insert name of the scholarship plan provider]" with the sub-heading 
"An overview of the structure of our plan[s]", state the full corporate name of the 
scholarship plan or, if the scholarship plan is an unincorporated entity, the full name 
under which it carries on business, and the address of its head or registered office. 
(2) State the names of the scholarship plan's directors, officers, trustees and partners, 
as applicable.
(3) State the laws under which the scholarship plan was formed or, if the scholarship 
plan is an unincorporated entity, the laws under which it carries on business, and the 
date and manner of its formation. 
(4) Identify the constating documents of the scholarship plan and, if any material 
amendments have occurred in the last 10 years, state that the constating documents 
have been amended in the last 10 years and describe the amendments. 
(5) If the scholarship plan's name has changed in the last 10 years, state the 
scholarship plan's former name and the date(s) on which it was changed.
INSTRUCTION
The information required for this Item may be presented in the form of a table.
Item 2 - Organization and Management Details 
2.1 - Directors and Officers of the Plan
(1) Under the sub-heading "Directors and officers of the Plan", list the names, the 
municipality of residence or postal address, and the principal occupations at, or within 
the five years preceding the date of the prospectus, of all directors or executive 
officers of the scholarship plan.
(2) If the principal occupation of a director or executive officer of the scholarship plan 
is that of a partner, director or officer of a company other than the scholarship plan, 
state the business in which the company is engaged.
(3) If a director or executive officer of a scholarship plan has held more than one 
position in the scholarship plan, state only the first and last positions held.
2.2 - Investment Fund Manager
(1) Under the sub-heading "Manager of the scholarship plan", state the name, address, 
telephone number, e-mail address and, if applicable, website address of the 
investment fund manager of the scholarship plan.
(2) Provide particulars of the investment fund manager, including the legal structure 
of the investment fund manager, the history and background of the investment fund 
manager. 
(3) Under the sub-sub-heading "Duties and services to be provided by the manager", 
describe the duties and services provided by the investment fund manager of the 
scholarship plan.
(4) Under the sub-sub-heading "Details of the management agreement", provide a 
brief description of the essential terms of any agreement with the investment fund 
manager entered into or to be entered into with the scholarship plan, including any 
termination rights.
(5) Under the sub-sub-heading "Officers and directors of the manager", state 
(a) the name and municipality of residence of each partner, director and 
executive officer of the investment fund manager and indicate the respective 
positions held with the investment fund manager and their respective principal 
occupations within the five preceding years, 
(b) if a partner, director or executive officer of the investment fund manager 
has held more than one office with the investment fund manager within the 
past five years, state only the current office held, and
(c)	if the principal occupation of a partner, director or executive officer of 
the investment fund manager is with an organization other than the investment 
fund manager, state the principal business in which the organization is 
engaged.
(6) Under the sub-sub-heading "Cease trade orders and bankruptcies", 
(a) if applicable, state if a partner, director or executive officer of the 
investment fund manager, the scholarship plan, the foundation or any other 
entity responsible for the day-to-day administration of the scholarship plan is, 
as at the date of the prospectus or pro forma prospectus, as applicable, or was 
within 10 years before the date of the prospectus or pro forma prospectus, as 
applicable, a director, chief executive officer or chief financial officer of any 
other issuer, that was 
(i) subject to an order that was issued while the partner, director or 
executive officer was acting in the capacity of director, chief executive 
officer or chief financial officer, or
(ii) was subject to an order that was issued after the partner, director or 
executive officer ceased to be a director, chief executive officer or chief 
financial officer and which resulted from an event that occurred while 
that person was acting in the capacity of director, chief executive officer 
or chief financial officer, and
(b) if a statement is required by paragraph (a), describe the basis on which the 
order was made and whether the order is still in effect.
(7) For the purposes of subsection (6), "order" means any of the following, if in effect 
for a period of more than 30 consecutive days:
(a) a cease trade order;
(b) an order similar to a cease trade order; 
(c) an order that denied the relevant issuer access to any exemption under 
securities legislation.
(8) If applicable, state if a partner, director or executive officer of the investment fund 
manager, the scholarship plan, the foundation or any other entity responsible for the 
day-to-day administration of the scholarship plan
(a) is, as at the date of the prospectus or pro forma prospectus, or has been 
within the 10 years before the date of the prospectus or pro forma prospectus, 
as applicable, a partner, director or executive officer of any issuer that, while 
that person was acting in that capacity, or within one year of that person 
ceasing to act in that capacity, became bankrupt, made a proposal under any 
legislation relating to bankruptcy or insolvency or was subject to or instituted 
any proceedings, arrangement or compromise with creditors or had a receiver, 
receiver manager or trustee appointed to hold its assets, or
(b) within the 10 years before the date of the prospectus or pro forma 
prospectus, as applicable, became bankrupt, made a proposal under any 
legislation relating to bankruptcy or insolvency, or become subject to or 
instituted any proceedings, arrangement or compromise with creditors, or had a 
receiver, receiver manager or trustee appointed to hold the assets of the partner, 
director or executive officer.
INSTRUCTIONS
(1) If any of the duties or functions of the investment fund manager are performed by 
another entity, the disclosure required under subsections (2), (3), (4) and (5) must 
also be provided for that entity. 
(2)The disclosure required by subsections (6) and (8) also applies to any personal 
holding companies of any of the persons referred to in subsections (6) and (8). 
(3) A management cease trade order that applies to directors and executive officers of 
the scholarship plan is an "order" for the purposes of paragraph (10)(a) and must be 
disclosed, whether or not the director, chief executive officer or chief financial officer 
was specifically named in the order.
2.3 - Trustee
Under the sub-heading "Trustee", provide details of the trustee of the scholarship 
plan, including the municipality and the province or country where the trustee 
principally provides its services to the scholarship plan.
2.4 - The Foundation
(1) Under the sub-heading "The Foundation", state the name and municipal address of 
the foundation. 
(2) Describe the role of the foundation, including its mandate and responsibilities.
(3) List the names and municipality of residence of the directors and executive 
officers of the foundation, the respective positions and offices held with the 
foundation, and their respective principal occupations at, or within the five years 
preceding, the date of the prospectus.
(4) If a director or executive officer of the foundation has held more than one office 
with the foundation within the last five years, state only the current office held.
(5) If the foundation provides reports of its activities to subscribers, provide 
information about how frequently reports are prepared, how a subscriber may obtain a 
copy of the report, and whether there is any cost to obtaining a report.
2.5 - Independent Review Committee
(1) Under the sub-heading "Independent review committee", briefly describe the 
independent review committee of the scholarship plan, including
(a) the mandate and responsibilities of the independent review committee, and
(b) the composition of the independent review committee, including the names 
of its members, and the reasons for any change in its composition since the 
date of the most recently filed prospectus of the scholarship plan, as applicable.
(2) State the following using the same or substantially similar wording:
At least annually, the independent review committee prepares a report of its 
activities for subscribers that is available on the [scholarship plan's/investment 
fund family's] Internet site at [insert scholarship plan's Internet site address], 
or at the subscriber's request at no cost, by contacting the [scholarship plan/ 
investment fund family] at [scholarship plan's/investment fund family's email 
address].
2.6 - Other Groups
Under separate sub-headings with the name of each applicable body or group, provide 
detailed information describing any other body or group that has responsibility for 
plan governance or performs any kind of oversight function over the scholarship plan 
and its activities, and the extent to which its members are independent of the 
investment fund manager of the scholarship plan. 
INSTRUCTION
For greater certainty, an applicable body or group includes any committees or sub-
committees of the investment fund manager or the foundation that are established for 
a specific purpose in respect of the scholarship plan, as well as any third-party 
dispute resolution service to which the scholarship plans belong or subscribe to.
2.7 - Remuneration of Directors, Officers, Trustees and Independent Review 
Committee Members
(1) Under the sub-heading "Compensation of directors, officers, trustees, and 
independent review committee members", if the management functions of the 
scholarship plan are carried out by employees of the scholarship plan, provide for 
each employee the disclosure concerning executive compensation that is required to 
be provided for executive officers of an issuer under securities legislation. 
(2) Describe any arrangements under which compensation was paid or payable 
directly or indirectly by the scholarship plan during the most recently completed 
financial year of the scholarship plan, for the services of the directors of the 
scholarship plan, the directors of the foundation or other independent board of 
governors or advisory board that may perform a similar function, and the members of 
the independent review committee of the scholarship plan and include the amounts 
paid, the name of the individual and any expenses reimbursed by the scholarship plan 
to the individual:
(a) in any of those capacities, including any additional amounts payable for 
committee participation or special assignments;
(b) in the capacity as a consultant or expert.
(3) For a scholarship plan that is a trust, describe the arrangements, including the 
amounts paid and expenses reimbursed, under which compensation was paid or 
payable by the scholarship plan during the most recently completed financial year of 
the scholarship plan for the services of the trustee or trustees of the scholarship plan.
INSTRUCTION
The disclosure required under subsection 2.5(1) regarding executive compensation 
for management functions carried out by employees of a scholarship plan must be 
made in accordance with the disclosure requirements of Form 51-102F6 Statement of 
Executive Compensation.
2.8 - Portfolio Adviser
(1) Under the sub-heading "Portfolio adviser" if the investment fund manager 
provides portfolio management services in connection with the scholarship plan, state 
that fact.
(2) If the investment fund manager does not provide portfolio management services to 
the scholarship plan, state the name(s) and municipality and the province or country 
of the principal or head office for each portfolio adviser of the scholarship plan.
(3) State
(a) the extent to which investment decisions are made by certain individuals 
employed by the investment fund manager or a portfolio adviser and whether 
those decisions are subject to the oversight, approval or ratification of a 
committee, and
(b) the name, title and length of time of service of the persons employed by or 
associated with the investment fund manager or a portfolio adviser of the 
scholarship plan who are principally responsible for the day-to-day 
management of a material portion of the portfolio of the scholarship plan, 
implementing a particular material strategy or managing a particular segment 
of the portfolio of the scholarship plan, and each person's business experience 
in the last five years.
(4) Under the sub-sub-heading "Details of the portfolio advisory agreement", provide 
a brief description of the essential details of any portfolio advisory agreement that a 
portfolio adviser has entered into or will be entering into with the scholarship plan or 
the investment fund manager of the scholarship plan, including any termination 
rights.
2.9 - Principal Distributor
(1) Under the sub-heading "Principal distributor", state the name and address of the 
principal distributor of the scholarship plan. 
(2) Describe the circumstances under which any agreement with the principal 
distributor of the scholarship plan may be terminated, and include a brief description 
of the essential terms of this agreement.
2.10 - Dealer Compensation
(1) Under the sub-heading "Dealer compensation", describe
(a) all compensation payable by members of the organization of the scholarship 
plan to all principal distributors and any participating dealers of the scholarship 
plan, and
(b) the sales practices followed by the members of the organization of the 
scholarship plan for distribution of securities of the scholarship plan.
(2) Disclose, under the sub-sub-heading "Dealer compensation from management 
fees", the approximate percentage obtained from a fraction
(a) the numerator of which is the aggregate amount of cash paid to registered 
dealers in the last completed financial year of the investment fund manager of 
the scholarship plan, for payments made
(i) by
(A) the investment fund manager of the scholarship plan, or
(B) an associate or an affiliate of the investment fund manager,
(ii) in order to
(A) pay compensation to registered dealers in connection with the 
distribution of securities of the scholarship plan or scholarship 
plans that are members of the same investment fund family as the 
scholarship plan, or
(B) pay for any marketing, fund promotion or educational activity 
in connection with the scholarship plan or scholarship plans that 
are members of the same investment fund family as the 
scholarship plan, and
(b) the denominator of which is the aggregate amount of management or 
administrative fees received by the investment fund manager of the scholarship 
plan and all other scholarship plans in the same investment fund family as the 
scholarship plan in the last completed financial year of the investment fund 
manager.
INSTRUCTIONS
(1) Briefly state the compensation paid and the sales practices followed by the 
members of the organization of the scholarship plan in a concise and explicit manner. 
The term "member of the organization" has the same meaning as in NI 81-105, 
except that "scholarship plan" is substituted for "mutual fund" in this Form.
(2) The disclosure presented under this Item must be described as information about 
the approximate percentage of management fees paid by scholarship plans in the 
same investment fund family as the scholarship plan that were used to fund 
commissions or other promotional activities of the investment fund family in the most 
recently completed financial year of the investment fund manager of the scholarship 
plan.
(3) The calculations made under this Item must take into account the payment of sales 
commissions, other commissions and the costs of participation in co-operative 
marketing, fund promotion and educational conferences.
(4) If the investment fund manager of the scholarship plan charges an "all-inclusive 
fee", which includes the management or administrative fee, and other types of fees 
normally paid by the scholarship plan, such as custodian, trustee or portfolio 
management fees, only the portion of that all-inclusive fee that is attributable to the 
management or administrative fees payable to the investment fund manager must be 
used in calculating the denominator referred to in paragraph 2.10(2)(b).
2.11 - Custodian
(1) Under the sub-heading "Custodian", state the name, municipality of the principal 
or head office, and nature of business of the custodian and any principal sub-
custodian of the scholarship plan.
(2) Describe generally the sub-custodial arrangements of the scholarship plan.
INSTRUCTION
A "principal sub-custodian" is a sub-custodian to whom custodial authority has been 
delegated in respect of a material portion or segment of the portfolio assets of the 
scholarship plan.
2.12 - Auditor
Under the sub-heading "Auditor", state the name and address of the auditor of the 
scholarship plan.
2.13 - Transfer Agent and Registrar
Under the sub-heading "Transfer agent and registrar", for each class or series of 
securities offered by the scholarship plan under the prospectus, state the name of the 
scholarship plan's transfer agent(s), registrar(s), trustee, or other agent appointed by 
the scholarship plan to maintain the securities register and the register of transfers for 
such securities and indicate the location (by municipalities) of each of the offices of 
the scholarship plan or transfer agent, registrar, trustee or other agent where the 
securities register and register of transfers are maintained or transfers of securities are 
recorded.
2.14 - Promoter
(1) Under the sub-heading "Promoter", for a person or company that is, or has been 
within the two years immediately preceding the date of the prospectus or pro forma 
prospectus, a promoter of the scholarship plan, and if that person or company is not 
otherwise identified as the investment fund manager or dealer of the scholarship plan, 
state 
(a) the person or company's name and municipality and the province or 
country of residence,
(b) the number and percentage of each class or series of voting securities and 
equity securities of the scholarship plan or any of its subsidiaries owned, or 
controlled or directed, directly or indirectly, by the person or company,
(c) the nature and amount of anything of value, including money, property, 
contracts, options or rights of any kind, received or to be received by the 
promoter, directly or indirectly from the scholarship plan or from an associate 
or an affiliate of the scholarship plan, and the nature and amount of any assets, 
services or other consideration received or to be received by the scholarship 
plan, or an associate or an affiliate of the scholarship plan, in return, and
(d) for an asset acquired within the two years before the date of the preliminary 
prospectus or pro forma prospectus, or to be acquired, by the scholarship plan 
or by an associate or an affiliate of the scholarship plan from a promoter,
(i) the consideration paid or to be paid for the asset and the method by 
which the consideration has been or will be determined,
(ii) the person or company making the determination referred to in 
subparagraph (i) and the person's or company's relationship with the 
scholarship plan, the promoter or an associate or an affiliate of the 
scholarship plan or of the promoter, and
(iii) the date that the asset was acquired by the promoter and the cost of 
the asset to the promoter.
(2) If a promoter referred to in subsection (1) is, as at the date of the prospectus or pro 
forma prospectus, as applicable, or was within 10 years before the date of the 
prospectus or pro forma prospectus, as applicable, a director, chief executive officer 
or chief financial officer of any person or company that was subject to an order that 
was issued while the promoter was acting in the capacity of director, chief executive 
officer or chief financial officer, state the fact and describe the basis on which the 
order was made and whether the order is still in effect.
(3) If a promoter referred to in subsection (1) is, as at the date of the prospectus or pro 
forma prospectus, as applicable, or was within 10 years before the date of the 
prospectus or pro forma prospectus, as applicable, a director, chief executive officer 
or chief financial officer of any person or company that was subject to an order that 
was issued after the promoter ceased to be a director, chief executive officer or chief 
financial officer and which resulted from an event that occurred while the promoter 
was acting in the capacity as director, chief executive officer or chief financial officer, 
state that fact and describe the basis on which the order was made and whether the 
order is still in effect.
(4) For the purposes of subsections (2) and (3), "order" means any of the following, if 
in effect for a period of more than 30 consecutive days:
(a) a cease trade order;
(b) an order similar to a cease trade order;
(c) an order that denied the relevant person or company access to any 
exemption under securities legislation.
(5) State if a promoter referred to in subsection (1):
(a) is, as at the date of the prospectus or pro forma prospectus, as applicable, or 
has been within the 10 years before the date of the prospectus or pro forma 
prospectus, as applicable, a partner, director or executive officer of any person 
or company that, while the promoter was acting in that capacity, or within a 
year of that person ceasing to act in that capacity, became bankrupt, made a 
proposal under any legislation relating to bankruptcy or insolvency or was 
subject to or instituted any proceedings, arrangement or compromise with 
creditors or had a receiver, receiver manager or trustee appointed to hold its 
assets;
(b) within the 10 years before the date of the prospectus or pro forma 
prospectus, as applicable, became bankrupt, made a proposal under any 
legislation relating to bankruptcy or insolvency, or was subject to or instituted 
any proceeding, arrangement or compromise with creditors, or had a receiver, 
receiver manager or trustee appointed to hold the assets of the promoter.
INSTRUCTIONS
(1) The disclosure required by subsections (2), (3) and (5) also applies to any 
personal holding companies of any of the persons referred to in subsections (2), (3), 
and (5).
(2) A management cease trade order that applies to a promoter referred to in 
subsection (1) is an "order" for the purposes of subsections (2) and (3) and must be 
disclosed, whether or not the director, chief executive officer or chief financial officer 
was named in the order.
(3) The disclosure requirement in subsection (2) applies only if the promoter was a 
director, chief executive officer or chief financial officer when the order was issued 
against the person or company. The scholarship plan does not have to provide 
disclosure if the promoter became a director, chief executive officer or chief financial 
officer after the order was issued.
2.15 - Other Service Providers
Under the sub-heading "Other service providers", state the name, municipality of the 
principal or head office, and the nature of business of each other person or company 
that provides services relating to portfolio valuation, securityholder records, fund 
accounting or other material services, in respect of the scholarship plan, and describe 
the material features of the contractual arrangements by which the person or company 
has been retained.
2.16 - Ownership of the Investment Fund Manager and Other Service 
Providers
(1) The information required in response to this Item must be given as of a specified 
date within 30 days before the date of the prospectus.
(2) Under the sub-heading "Ownership of the manager and other service providers", 
disclose the percentage of securities of each class or series of voting securities of the 
investment fund manager of the scholarship plan owned of record or beneficially by 
each person or company that owns of record, or is known by the investment fund 
manager to beneficially own more than 10% of any class or series of voting securities 
of the investment fund manager, and disclose whether the securities are owned both 
of record and beneficially, of record only, or beneficially only.
(3) For any person or company that is named in response to subsection (2), disclose 
the name of any person or company of which the first-mentioned person or company 
is a "controlled entity".
(4) If any person or company named in subsection (2) owns of record or beneficially, 
more than 10% of any class or series of voting securities of the principal distributor of 
the scholarship plan, disclose the number and percentage of securities of the class or 
series so owned.
(5) Disclose the percentage of securities of each class or series of voting or equity 
securities beneficially owned in aggregate, 
(a) by all the directors and executive officers of the scholarship plan in each of
(i)	the investment fund manager, and
(ii)	any person or company that provides services to the scholarship 
plan or the investment fund manager; and
(b) by all the directors and executive officers of the investment fund manager 
of the scholarship plan in each of
(i) 	the investment fund manager, and
(ii)	any person or company that provides services to the scholarship 
plan or the investment fund manager; 
(c) by all the members of the independent review committee of the scholarship 
plan in each of
(i)	the investment fund manager, and
(ii)	any person or company that provides services to the scholarship 
plan or the investment fund manager; and
(d) by all the directors and executive officers of the foundation in each of
(i)	the investment fund manager, and
(ii)	any person or company that provides services to the scholarship 
plan or the investment fund manager.
INSTRUCTION
A person or company is a "controlled entity" of another person or company if any of 
the following apply:
(a) in the case of the person or company
(i) voting securities of the first-mentioned person or company carrying 
more than 50% of the votes for the election of directors are held, 
otherwise than by way of security only, by or for the benefit of the 
second-mentioned person or company, and
(ii) the votes carried by the securities are entitled, if exercised, to elect a 
majority of the directors of the first-mentioned person or company;
(b) in the case of a partnership that does not have directors, other than a 
limited partnership, the second-mentioned person or company holds more than 
50% of the interests in the partnership; 
(c) in the case of a limited partnership, the general partner is the second-
mentioned entity or company.
2.17 - Affiliates of the Investment Fund Manager
(1) If any person or company that provides services to the scholarship plan or the 
investment fund manager in relation to the scholarship plan is an affiliate of the 
investment fund manager, illustrate the relationships of those affiliates in the form of 
an appropriately labelled diagram, under the sub-heading "Affiliates of the manager".
(2) Identify any individual who is a director or executive officer of the scholarship 
plan or the investment fund manager and also of any affiliate of the investment fund 
manager described in response to subsection (1), and give particulars of the 
relationship. 
Item 3 - Experts 
3.1 - Names of Experts
Under the heading "Experts who contributed to this prospectus", name each person or 
company
(a) who is named as having prepared or certified a report, valuation, statement 
or opinion in the prospectus or any amendment to the prospectus, and 
(b) whose profession or business gives authority to the report, valuation, 
statement or opinion made by the person or company.
3.2 - Interests of Experts
(1) Disclose all registered or beneficial ownership in any securities, assets or other 
property of the scholarship plan or of an associate or an affiliate of the scholarship 
plan received or to be received by a person or company whose profession or business 
gives authority to a statement made by the person or company and who is named as 
having prepared or certified a part of the scholarship plan prospectus or prepared or 
certified a report, valuation, statement or opinion described or included in the 
prospectus.
(2) For the purpose of subsection (1), if the ownership is less than 1%, a general 
statement to that effect is sufficient.
(3) If an individual, or a director, officer or employee of a person or company, 
referred to in subsection (1), is or is expected to be elected, appointed or employed as 
a director, officer or employee of the scholarship plan or of any associate or affiliate 
of the scholarship plan, disclose that fact.
(4) Despite subsection (1), an auditor who is independent in accordance with the 
auditor's rules of professional conduct in a jurisdiction of Canada or has performed an 
audit in accordance with the U.S. GAAS is not required to provide the disclosure 
required by subsection (1) if there is disclosure that the auditor is independent in 
accordance with the auditor's rules of professional conduct in a jurisdiction of Canada 
or that the auditor has complied with the SEC's rules on auditor independence.
INSTRUCTION
In addition to the scholarship plan's current auditor, the disclosure referred to in 
section 3.2 must be provided for the scholarship plan's predecessor auditor for those 
periods for which it was the scholarship plan's auditor. 
Item 4 - Subscriber Matters
4.1 - Subscriber Matters
Under the heading, "Subscriber matters" and the sub-heading "Meetings of 
subscribers", describe the circumstances, processes and procedures for holding a 
subscriber meeting and for any extraordinary resolutions. 
4.2 - Matters Requiring Subscriber Approval
Under the sub-heading "Matters requiring subscriber approval", describe the matters 
that require subscriber approval.
4.3 - Amendments to Declaration of Trust
For a scholarship plan established pursuant to a declaration of trust, under the sub-
heading "Amendments to the declaration of trust", describe the circumstances, 
processes and procedures required to amend the declaration of trust.
4.4 - Reporting to Subscribers and Beneficiaries
Under the sub-heading "Reporting to subscribers and beneficiaries", describe the 
information or reports that will be delivered or made available to subscribers and 
beneficiaries and the frequency with which such information or reports will be 
delivered or made available to subscribers, including any requirements under 
securities legislation.
Item 5 - Business Practices 
5.1 - Policies
Describe, under the heading "Business Practices" with the sub-heading "Our 
policies", the policies, practices and guidelines of the scholarship plan or the 
investment fund manager relating to business practices, sales practices, risk 
management controls and internal conflicts of interest and, if the scholarship plan or 
the investment fund manager of the scholarship plan has no such policies, practices or 
guidelines, state that fact. 


5.2 - Brokerage Arrangements
(1) If any brokerage transactions involving the client brokerage commissions of the 
scholarship plan have been or might be directed to a dealer in return for the provision 
of any good or service, by the dealer or a third party, other than order execution, state, 
under the sub-heading "Brokerage arrangements"
(a) the process for, and factors considered in, selecting a dealer to effect 
securities transactions for the scholarship plan, including whether receiving 
goods or services in addition to order execution is a factor, and whether and 
how the process may differ for a dealer that is an affiliated entity,
(b) the nature of the arrangements under which order execution goods and 
services or research goods and services might be provided,
(c) each type of good or service, other than order execution, that might be 
provided, and
(d) the method by which the portfolio adviser makes a good faith determination 
that the scholarship plan, on whose behalf the portfolio adviser directs any 
brokerage transactions involving client brokerage commissions to a dealer in 
return for the provision of any order execution goods and services or research 
goods and services, by the dealer or a third party, receives reasonable benefit 
considering both the use of the goods or services and the amount of client 
brokerage commissions paid.
(2) Since the date of the last prospectus, if any brokerage transactions involving the 
client brokerage commissions of the scholarship plan have been or might be directed 
to a dealer in return for the provision of any good or service by the dealer or a third 
party, other than order execution, state
(a) each type of good or service, other than order execution, that has been 
provided to the manager or portfolio adviser of the scholarship plan, and
(b) the name of any affiliated entity that provided any good or service referred 
to in paragraph (a), separately identifying each affiliated entity and each type of 
good or service provided by each affiliated entity.
(3) If any brokerage transactions involving the client brokerage commissions of the 
scholarship plan have been or might be directed to a dealer in return for the provision 
of any good or service, by the dealer or a third party, other than order execution, state 
that the name of any other dealer or third party that provided a good or service 
referred to in paragraph (2)(a), that was not disclosed under paragraph (2)(b), will be 
provided upon request by contacting the scholarship plan, and provide a telephone 
number and email address for the scholarship plan. 
INSTRUCTION
Terms defined in National Instrument 23-102 Use of Client Brokerage Commissions 
have the same meaning where used in this Item.


5.3 - Valuation of Portfolio Investments
(1) Under the sub-heading "Valuation of portfolio investments", describe the methods 
used to value the various types or classes of portfolio assets of the scholarship plan 
and its liabilities.
(2) If the valuation principles and practices established by the investment fund 
manager differ from Canadian GAAP, describe the differences.
(3) If the investment fund manager has discretion to deviate from the scholarship 
plan's valuation practices described in subsection (1), disclose when and to what 
extent that discretion may be exercised and, if it has been exercised in the past three 
years, provide an example of how it has been exercised or, if it has not been exercised 
in the past three years, state that fact.
5.4 - Proxy Voting Disclosure for Portfolio Securities Held 
(1) Unless the scholarship plan invests exclusively in non-voting securities, under the 
sub-heading "Proxy voting", describe the policies and procedures that the scholarship 
plan follows when voting proxies relating to portfolio securities, including
(a) the procedures followed when a vote presents a conflict between the 
interests of securityholders and those of the scholarship plan's investment fund 
manager, portfolio adviser, or any associate or affiliate of the scholarship plan, 
its investment fund manager or its portfolio adviser, and
(b) any policies and procedures of the scholarship plan's portfolio adviser, or 
any other third party that the scholarship plan follows, or that are followed on 
the scholarship plan's behalf, to determine how to vote proxies relating to 
portfolio securities.
(2) State the following:
The policies and procedures that the scholarship plan follows when voting 
proxies relating to portfolio securities are available on request, at no cost, by 
calling [insert toll-free/collect call telephone number] or by writing to [insert 
mailing address].
(3) State that the scholarship plan's proxy voting record for the most recent period 
ended June 30 of each year is available free of charge to any securityholder of the 
scholarship plan upon request at any time after August 31 of that year. Provide the 
scholarship plan's website address where the proxy voting record is available for 
review. 
Item 6 - Conflicts of Interest
6.1 - Conflicts of Interest 
Under the heading "Conflicts of interest", disclose particulars of existing or potential 
material conflicts of interest between
(a) the scholarship plan and the foundation or any partner, director or executive 
officer of the foundation, 
(b) the scholarship plan and the investment fund manager or promoter or any 
partner, director or executive officer of the investment fund manager or 
promoter, and
(c) the scholarship plan and the portfolio adviser or any partner, director or 
executive officer of the portfolio adviser of the scholarship plan.
6.2 - Interests of Management and Others in Material Transactions
(1) Under the sub-heading "Interests of management and others in material 
transactions", describe, and state the approximate amount of, any material interest, 
direct or indirect, of any of the following persons or companies in any transaction 
within the three years before the date of the prospectus or pro forma prospectus that 
has materially affected or is reasonably expected to materially affect the scholarship 
plan:
(a) a partner, director or executive officer of the investment fund manager;
(b) a person or company that owns, or controls or directs, directly or indirectly, 
more than 10% of any class or series of the outstanding voting securities of the 
scholarship plan or the investment fund manager;
(c) an associate or an affiliate of any of the persons or companies referred to in 
paragraph (a) or (b).
Item 7 - Material Contracts
7.1 - Material Contracts
(1) Under the heading "Key business documents", list and provide particulars of
(a) the subscribers' sales agreement or contract,
(b) the articles of incorporation, the declaration of trust or trust agreement of 
the scholarship plan or any other constating document,
(c) any agreement of the scholarship plan or trustee with the investment fund 
manager of the scholarship plan,
(d) any agreement of the scholarship plan, the investment fund manager or 
trustee with the portfolio adviser of the scholarship plan,
(e) any agreement of the scholarship plan, the investment fund manager or 
trustee with the custodian of the scholarship plan, 
(f) any agreement of the scholarship plan, the investment fund manager or 
trustee with the principal distributor of the scholarship plan,
(g) any other contract or agreement that can reasonably be regarded as material 
to an investor in the securities of the scholarship plan, and
(h) any contract or agreement with governmental bodies to assist beneficiaries 
in obtaining government grants and incentives.
(2) State a reasonable time and place where the contracts or agreements listed in 
response to subsection (1) may be inspected by prospective or existing subscribers. 
(3) Include, in describing the particulars of a contract, the date of, parties to, 
consideration paid by the scholarship plan under, key terms including termination 
provisions of, and the general nature of the contract.
INSTRUCTION
Provide a list of all the contracts for which particulars must be given under this Item 
and indicating which of those contracts are described elsewhere in the prospectus, if 
applicable. Provide particulars only for those contracts that are not described 
elsewhere in the prospectus.
Item 8 - Legal Matters
8.1 - Exemptions and Approvals
Under the heading "Legal matters" with the sub-heading "Exemptions and approvals 
under securities laws", describe all exemptions from or approvals under securities 
legislation that are not otherwise disclosed under Item 9 of Part B or Item 9 of Part C 
of this Form, as applicable, obtained by the scholarship plan or the investment fund 
manager that continue to be relied upon by the scholarship plan or the investment 
fund manager, including all exemptions to be evidenced by the issuance of a receipt 
for the prospectus pursuant to section 19.3 of the Instrument.
8.2 - Legal and Administrative Proceedings
(1) Under the sub-heading "Legal and administrative proceedings", describe briefly 
any ongoing legal and administrative proceedings material to the scholarship plan, to 
which the scholarship plan, the investment fund manager, the promoter, the 
foundation, or the principal dealer is a party.
(2) For all matters disclosed under subsection (1), state
(a) the name of the court or agency having jurisdiction, 
(b) the date on which the proceeding commenced, 
(c) the principal parties to the proceeding, 
(d) the nature of the proceeding and, if applicable, the amount claimed, and 
(e) whether the proceedings are being contested and the present status of the 
proceedings.
(3) Provide similar disclosure about any proceedings known to be contemplated.
(4) If the investment fund manager, the foundation, or promoter of the scholarship 
plan, or a director or officer of the scholarship plan or the partner, director or officer 
of the investment fund manager or the foundation has, within the 10 years before the 
date of the prospectus, been subject to any penalties or sanctions imposed by a court 
or securities regulator relating to trading in securities, promotion or management of 
an investment fund, or theft or fraud, or has entered into a settlement agreement with 
a regulatory authority in relation to any of these matters, describe the penalties or 
sanctions imposed and the ground on which they were imposed or the terms of the 
settlement agreement.
Item 9 - Certificates
9.1 - Certificate of the Scholarship Plan
Include a certificate of the scholarship plan in the following form:
This prospectus, together with the documents incorporated herein by reference, 
constitutes full, true and plain disclosure of all material facts relating to the 
securities offered by the prospectus, as required by the securities legislation of 
[insert the jurisdictions in which qualified ].
9.2 - Certificate of the Investment Fund Manager 
Include a certificate of the investment fund manager of the scholarship plan in the 
same form as the certificate of the scholarship plan.
9.3 - Certificate of the Principal Distributor 
If there is a principal distributor of the scholarship plan, include a certificate of the 
principal distributor of the scholarship plan in the same form as the certificate of the 
scholarship plan.
9.4 - Certificate of the Promoter
If there is a promoter of the scholarship plan, include a certificate of each promoter of 
the scholarship plan in the same form as the certificate of the scholarship plan.
9.5 - Amendments
(1) For an amendment to a scholarship plan prospectus that does not restate the 
prospectus, change "prospectus" to "prospectus dated [insert date] as amended by this 
amendment" wherever it appears in the statements in sections 9.1 to 9.4.
(2) For an amended and restated scholarship plan prospectus, change "prospectus" to 
"amended and restated prospectus" wherever it appears in the statements in sections 
9.1 to 9.4.
23. This Instrument comes into force on May 31, 2013.
Tourism, Parks and Recreation
Hosting Expenses Exceeding $600.00 
For the Quarter January 1, 2013 to March 31, 2013
Date of Function: February 21, 2013 
Name of Function: Team Alberta Mission Staff Meeting - 2013 Canada Summer 
Games 
Purpose: The Team Alberta Mission Staff (volunteers) meeting supported the 2013 
Canada Summer Games with 19 participants. The session included an orientation to 
the roles and responsibilities of the volunteer Mission Staff and review of the Team 
Alberta, Canada Games Council and Host Society's plans and organizational details 
for the 2013 Canada Summer Games. 
Cost: $925.46 
Location: Edmonton, Alberta
Treasury Board and Finance
Notice of Fees and Disbursements
(Insurance Act)
I, Mark Prefontaine, Superintendent of Insurance, prescribe the fees and 
disbursements as set out in the attached Appendix effective June 1, 2013.
Dated at Edmonton this 24th Day of April, 2013.
Mark Prefontaine, Superintendent of Insurance.
Ref:	Insurance Act
	Automobile Accident Insurance Benefits Regulation, section 4
	Diagnostic and Treatment Protocols Regulation, section 5
APPENDIX
The following amounts are the maximum fees and disbursements to be payable by 
clients (insured persons) or insurance companies for the preparation, completion and 
submission of the respective forms or the performance of the respective Physical 
Therapy services described below. These amounts apply to all Physical Therapists 
that are registered members of the College of Physical Therapists of Alberta.
1	Amount payable for completion of an assessment of the client 		$117.00 
(insured person)
		This amount does not include fees payable under paragraphs  
7, 8 and 9 below.
2	Amount payable for completion of form AB-2, Treatment Plan	$  50.00
3	Amount payable for completion of form AB-3, Progress Report Fee		$  40.00
4	Amount payable for completion of form AB-4, Concluding Report		$  40.00
5	Amount payable for completion of form AB-5, Referral Form		$  50.00
6	Amount payable for completion of an Injury Management Consultant 	
	Report 	$233.00
		This amount includes fees for up to one-hour of an Injury Management 
Consultant's time
		If the time taken by an Injury Management Consultant to complete all aspects 
of this service, including an assessment, is expected to exceed or exceeds 
one-hour, the physical therapist may seek authorization to spend additional 
time from the appropriate insurance company.
		This amount does not include any fees payable under paragraphs 8 and 9 
below.
7	Amount payable for a treatment visit	$  41.00
		This amount applies to all treatment visits authorized by the Diagnostic and 
Treatment Protocols Regulation.
		If treatment is authorized within the Diagnostic and Treatment Protocols 
Regulation for a WAD I injury, a first degree or second degree sprain or 
strain, then the amount payable for the first three (3) treatment visits, 
including supportive care, shall be $83 per treatment visit.
		If treatment is authorized within the Diagnostic and Treatment Protocols 
Regulation for a WAD II injury or a third degree sprain or strain, then the 
amount payable for the first seven (7) treatment visits, including supportive 
care, shall be $83 per treatment visit.
		The first treatment visit may occur on the same day as the assessment.
8	If diagnostic imaging services are required, the amount payable shall not exceed 
the amount set out in the Schedule of Medical Benefits (April 1, 2012) pursuant 
to the Alberta Health Care Insurance Act.
9	If full or partial copies of health records of the client (insured person) are 
required, the amount shall not exceed the amount established by the Health 
Information Regulation pursuant to the Health Information Act.
10	 Necessary Supplies and Service
		If the client (insured person) is being treated within the Diagnostic and 
Treatment Protocols Regulation, the physical therapist may invoice the 
insurance company directly for necessary supplies and services (e.g., exercise 
balls, tensor bandages, cold packs, etc.).
		If the client (insured person) is being treated outside the Diagnostic and 
Treatment Protocols Regulation the physical therapist shall bill the client 
(insured person) unless authorized by the insurance company.
		The physical therapist shall first obtain approval from the insurance company 
for reimbursement of necessary supplies and services if the total amount 
billed is expected to be greater than:
	* $160 for WAD II and Third Degree sprain or strain injuries,
	* $120 for WAD I injuries,
	* $60 for First and Second Degree Sprain or Strain injuries; or,
	* $160 for all sprains, strains or WAD I or II injuries of the client (insured 
person).
______________
Notice of Fees and Disbursements
(Insurance Act)
I, Mark Prefontaine, Superintendent of Insurance, prescribe the fees and 
disbursements as set out in the attached Appendix effective June 1, 2013.
Dated at Edmonton this 24th Day of April, 2013.
Mark Prefontaine, Superintendent of Insurance.
Ref:	Insurance Act
	Automobile Accident Insurance Benefits Regulation, section 4
	Diagnostic and Treatment Protocols Regulation, section 5
APPENDIX
The following amounts are the maximum fees and disbursements to be payable by 
clients (insured persons) or insurance companies for the preparation, completion and 
submission of the respective forms or the performance of the respective Chiropractor 
services described below. These amounts apply to all Chiropractors that are registered 
members of the College of Chiropractors of Alberta.
1	Amount payable for completion of an assessment of the client 	$117.00 
(insured person)
		This amount does not include fees payable under paragraphs  
7, 8 and 9 below.
2	Amount payable for completion of form AB-2, Treatment Plan	$  50.00
3	Amount payable for completion of form AB-3, Progress Report Fee		$  40.00
4	Amount payable for completion of form AB-4, Concluding Report		$  40.00
5	Amount payable for completion of form AB-5, Referral Form		$  50.00
6	Amount payable for completion of an Injury Management Consultant 	
	Report 	$233.00
		This amount includes fees for up to one-hour of an Injury 
Management Consultant's time
		If the time taken by an Injury Management Consultant to complete all aspects 
of this service, including an assessment, is expected to exceed or exceeds 
one-hour, the chiropractor may seek authorization to spend additional time 
from the appropriate insurance company.
		This amount does not include any fees payable under paragraphs 8 and 9 
below.
7	Amount payable for a treatment visit	$  38.00
		This amount applies to all treatment visits authorized by the Diagnostic and 
Treatment Protocols Regulation.
		The first treatment visit may occur on the same day as the assessment.
8	If diagnostic imaging services are required, the amount payable shall not exceed 
the amount set out in the Schedule of Medical Benefits (April 1, 2012) pursuant 
to the Alberta Health Care Insurance Act.
9	If full or partial copies of health records of the client (insured person) are 
required, the amount shall not exceed the amount established by the Health 
Information Regulation pursuant to the Health Information Act.
10	Necessary Supplies and Service
		If the client (insured person) is being treated within the Diagnostic and 
Treatment Protocols Regulation, the chiropractor may invoice the insurance 
company directly for necessary supplies and services (e.g., exercise balls, 
tensor bandages, cold packs, etc.).
		If the client (insured person) is being treated outside the Diagnostic and 
Treatment Protocols Regulation the chiropractor shall bill the client (insured 
person) unless authorized by the insurance company.
		The chiropractor shall first obtain approval from the insurance company for 
reimbursement of necessary supplies and services if the total amount billed is 
expected to be greater than:
	* $160 for WAD II and Third Degree sprain or strain injuries,
	* $120 for WAD I injuries,
	* $60 for First and Second Degree Sprain or Strain injuries; or,
	  $160 for all sprains, strains or WAD I or II injuries of the client (insured 
person).
Standard Automobile Insurance Policy (SPF # 1)
Notice is hereby given pursuant to section 551 of the Insurance Act that,
Superintendent of Insurance has approved the following Standard Automobile 
Policy (SPF # 1) for use in Alberta, effective September 1, 2013.

Brad Geddes
Deputy Superintendent of Insurance


 


 


 


 


 


 


 


 


 


 


ADVERTISEMENTS
Public Sale of Land
(Municipal Government Act)
City of Leduc
Notice is hereby given that, under the provisions of the Municipal Government Act, 
the City of Leduc will offer for sale, by public auction, in the Lede Room B, #1 
Alexandra Park, Leduc, Alberta, on Monday, July 22, 2013, at 2:00 p.m., the 
following lands:
Lot
Block
Plan
6
7
1760RS
76A
19
7921710
35
22
9222014
34
6
7821098
24
16
7521761
28
3
0525365
28
5
0625854
9
4
0625290
16
8
0727013
10
10
0727011
Unit 2

0728359
Unit 1

1220457
Unit 2

1220457
Unit 3

1220457
Unit 4

1220457
Unit 5

1220457
Unit 6

1220457
Unit 7

1220457
Unit 8

1220457
Unit 9

1220457
Unit 10

1220457
Unit 11

1220457
Unit 12

1220457
Unit 13

1220457
Unit 14

1220457
Unit 15

1220457
Unit 16

1220457
Each parcel will be offered for sale, subject to a reserve bid and to the reservations 
and conditions contained in the existing certificate of title.
The City of Leduc may, after the public auction, become the owner of any parcel of 
land not sold at the public auction.
Terms: Cash, bank draft, or certified cheque made payable to City of Leduc on the 
date of the public auction.
Redemption may be affected by payment of all arrears of taxes and costs at any time 
prior to the sale.
The lands are being offered for sale on an "as is, where is" basis and the City of 
Leduc makes no representation and gives no warranty whatsoever as to the adequacy 
of services, soil conditions, land use districting, building and development conditions, 
absence or presence of environmental contamination, vacant possession, or the 
developability of the lands for any intended use by the successful bidder.  No bid will 
be accepted where the bidder attempts to attach conditions to the sale of any parcel or 
land.  No terms and conditions will be considered other than those specified by the 
City of Leduc.  The successful bidder shall be required to execute a Sale Agreement 
in a form and substance acceptable to the City of Leduc.  No further information is 
available at the auction regarding the lands to be sold.
Dated at City of Leduc, Alberta, April 30, 2013.
Irene Sasyniuk, Director Finance.
______________
Thorhild County
Notice is hereby given that, under the provisions of the Municipal Government Act, 
Thorhild County will offer for sale, by public auction, in the County Administration 
Office, Thorhild, Alberta, on Tuesday, July 23, 2013, at 10:00 a.m., the following 
lands:



Lot
Block
Plan
C of T
Subdivision/Hamlet
11,12
1
1750CL
022 403 985
Egremont
2
9
835HW
952 092 182
Thorhild
Each parcel will be offered for sale, subject to a reserve bid and to the reservations 
and conditions contained in the existing certificate of title.
These properties are being offered for sale on an "as is, where is" basis and Thorhild 
County makes no representation and gives no warranty whatsoever as to the adequacy 
of services, soil conditions, land use districting, building and development conditions, 
absence or presence of environment contamination, or the developability of the 
subject land for any intended use by the Purchaser.
No bid will be accepted where the bidder attempts to attach conditions precedent to 
the sale of any parcel. No terms or conditions of sale will be considered other than 
those specified by Thorhild County.
Thorhild County may, after the public auction, become the owner of any parcel of 
land not sold at the public auction.
Terms: Cash or Certified Cheque and GST will apply on lands sold at the Public 
Auction. A 10% deposit is payable upon the acceptance of the bid at Public Auction. 
The balance of the accepted bid is due within 30 days.
Redemption may be effected by payment of all arrears of taxes and costs at any time 
prior to the sale.
Dated at Thorhild County, Alberta, April 26, 2013.
Jim Squire, CMA,CLGM, County Manager.
______________
Town of Calmar
Notice is hereby given that, under the provisions of the Municipal Government Act, 
the Town of Calmar will offer for sale, by public auction, at the Calmar Town 
Council Chambers in Calmar, Alberta located at 4901 - 50 Avenue, on Thursday, 
June 27, 2013, at 9:00 a.m., the following land:
Lot
Block
Plan
C. of T.
1
7
8122892
052 334 456
Each parcel will be offered for sale, subject to a reserve bid and to the reservations 
and conditions contained in the existing certificate of title.
The land is being offered for sale on an "as is, where is" basis, and the Town makes 
no representation and gives no warranty whatsoever as to the adequacy of services, 
soil conditions, land use districting, building and development conditions, absence or 
presence of environmental contamination, vacant possession, or the developability of 
the subject land for any intended use by the Purchaser. No bid will be accepted where 
the bidder attempts to attach conditions precedent to the sale of any parcel. No terms 
and conditions of sale will be considered other than those specified by the Town.
The Town of Calmar may, after the public auction, become the owner of any parcel of 
land not sold at the public auction.
Terms: Cash, Money Order, or Certified Cheque
Redemption may be affected by payment of all arrears of taxes and costs at any time 
prior to the sale.
Dated at Calmar, Alberta, May 15, 2013.
Kathy Rodberg, Chief Administrative Officer.
______________
Village of Standard
Notice is hereby given that, under the provisions of the Municipal Government Act, 
the Village of Standard will offer for sale, by public auction, in the office of the 
Village of Standard, 120 Elsinore Avenue, Standard, Alberta, on Wednesday, June 
26, 2013, at 10:00 a.m., the following land:
Plan
Block
Lot
Certificate 
of Title
8210221
3
3
061 027 429
Each parcel will be offered for sale, subject to a reserve bid and to the reservations 
and conditions contained in the existing certificate of title.
The land is being offered for sale on an "as is, where is" basis, and the Village of 
Standard makes no representation and gives no warranty whatsoever as to the 
adequacy of services, soil conditions, land use districting, building and development 
conditions, absence or presence of environmental contamination, or the develop 
ability of the subject land for any intended use by the successful bidder.  No bid will 
be accepted where the bidder attempts to attach conditions precedent to the sale of 
any parcel.  No terms and conditions of sale will be considered other than those 
specified by the Village of Standard.
Terms: 10% cash down on the day of auction, balance due by cash or certified cheque 
within 30 days. 
The Village of Standard may, after the public auction, become the owner of any 
parcel of land not sold at the public auction.
Redemption may be affected by payment of all arrears of taxes and costs at any time 
prior to the sale.
Dated at Standard, Alberta, April 18, 2013.
Leah Jensen, Chief Administrative Officer.
_______________
Village of Strome
Notice is hereby given that, under the provisions of the Municipal Government Act, 
the Village of Strome will offer for sale, by public auction, in the Village Office 
(5025 - 50th Street, Strome, Alberta), on Thursday, July 18, 2013, at 1:00 p.m., the 
following land:
Roll #
Certificate of 
Title
Legal Address
17800
942 311 916
Plan 3736ET, Block 1 (Part of Block 1) All that 
portion of Block 1 described as follows:  
commencing at a point on the west boundary of the 
said block, 102 feet southerly from the north west 
corner thereof, thence easterly at right angles to the 
said west boundary 10 feet, thence southerly and 
parallel to the said west boundary 16 feet, thence 
westerly and at right angles to the said west 
boundary to a point therein, thence northerly along 
the said west boundary to the point of 
commencement excepting thereout all mines and 
minerals.

This parcel will be offered for sale subject to a reserve bid, and to the reservations and 
conditions contained in the existing certificate of title.
The land is being offered for sale on an "as is, where is" basis, and the Village of 
Strome makes no representation and gives no warranty whatsoever as to the adequacy 
of services, soil conditions, land use districting, building and development conditions, 
absence or presence of environmental contamination, or the developability of the 
subject land for any intended use by the purchaser.  The successful bidder may be 
required to execute a Sale Agreement in a form and substance acceptable to the 
Village of Strome.
The Village of Strome may, after the public auction, become the owner of any parcel 
of land that is not sold at the public auction.
Terms: Cash or Certified Cheque or Bank Draft.
All sales may be subject to current taxes.
Redemption may be affected by certified payment of all arrears of taxes, penalties and 
costs at any time prior to the date of Public Auction.
Dated at Sedgewick, Alberta, April 24, 2013.
Shelly Armstrong, Chief Administrative Officer.







NOTICE TO ADVERTISERS
The Alberta Gazette is issued twice monthly, on the 15th and last day.
Notices and advertisements must be received ten full working days before the 
date of the issue in which the notices are to appear. Submissions received after 
that date will appear in the next regular issue.
Notices and advertisements should be typed or written legibly and on a sheet separate 
from the covering letter. An electronic submission by email or disk is preferred. 
Email submissions may be sent to the Editor of The Alberta Gazette at 
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the names of all signing officers typed or printed. Please include name and complete 
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Proof of Publication: Statutory Declaration is available upon request.
A copy of the page containing the notice or advertisement will be mailed to each 
advertiser without charge.
The dates for publication of Tax Sale Notices in The Alberta Gazette are as follows:
 
Issue of
Earliest date on which 
sale may be held
May 31
July 11


June 15
July 26
June 29
August 9


July 15
August 25
July 31
September 10


August 15
September 25
August 31
October 11


September 14
October 25
September 30
November 10


October 15
November 25
October 31
December 11


November 15
December 26
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Notices, advertisements and documents that are 5 or fewer pages	$20.00
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Please add 5% GST to the above prices (registration number R124072513).


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