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"Fair Trading Act "

Fair Trading Act

Enhances consumer protection through remedies, enforcement tools and tougher penalties intended to discourage unfair practices in the marketplace. The Act simplifies procedures for business, providing clearer standards to ensure a more level playing field.
 
    Chapter/Regulation: F-2 RSA 2000
    Status: Office Consolidation
    Ministry Responsible: Service Alberta
    Current to 11/30/2016
    Item/ISBN#: 9780779793990
    Pages 129
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Following are the associated Regulations for the Fair Trading Act ...

Administrative Penalties (Fair Trading Act) Regulation

Grants the Director of Fair Trading Act the authority to levy administrative penalties to businesses regulated by the Act.
 
    Chapter/Regulation: 135/2013
    Status: Current
    Related Act
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Appeal Board Regulation

Establishes procedures for the appointment of appeal boards by the Minister when a business appeals a licensing decision or a Director’s Order under the Act.
 
    Chapter/Regulation: 195/1999
    Status: Office Consolidation
    Related Act
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Automotive Business Regulation

Establishes classes of licences for regulated automotive businesses and sale representatives. Also specifies procedures for establishing an automotive compensation fund and required terms of automotive consignment sales agreements.
 
    Chapter/Regulation: 192/1999
    Status: Office Consolidation
    Related Act
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Collection and Debt Repayment Practices Regulation

Establishes licensing requirements for collection agencies, debt repayment agencies and their agents under Part 11 of the Fair Trading Act. Requires the collection agency to maintain proper books and records. Specifies prohibited practices that collection agencies and debt repayment agencies must not engage in.
 
    Chapter/Regulation: 194/1999
    Status: Office Consolidation
    Related Act
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Consumer Transaction Cancellation and Recovery Notice Regulation

Specifies how consumers can cancel a contract with a supplier who has acted unfairly and the obligation of that supplier to respond to the consumer within a set time.
 
    Chapter/Regulation: 287/2006
    Status: Office Consolidation
    Related Act
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Cost of Credit Disclosure Regulation

Requires that consumers who borrow or receive credit are fully informed of the cost and conditions of borrowing. Covers various forms of credit, including fixed credit, open credit, time sales agreements and leases. Contains formulas required for calculating the annual interest rate in a credit contract.
 
    Chapter/Regulation: 198/1999
    Status: Office Consolidation
    Related Act
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Credit and Personal Reports Regulation

Designates credit reporting agencies regulated under Part 5 of the Act and sets out types of personal information that cannot be reported in a credit file. Also contains offence provisions and requires credit reporting agencies to maintain records for at least three years.
 
    Chapter/Regulation: 193/1999
    Status: Office Consolidation
    Related Act
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Designation of Trades and Businesses Regulation

Defines categories of businesses that must be licensed under Part 10 of the Act and exempts certain businesses from this requirement.
 
    Chapter/Regulation: 178/1999
    Status: Office Consolidation
    Related Act
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Direct Sales Cancellation and Exemption Regulation

Sets out the cancellation rights which must be included in direct sales contracts and exempts certain businesses from this requirement.
 
    Chapter/Regulation: 191/1999
    Status: Office Consolidation
    Related Act
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Direct Selling Business Licensing Regulation

Establishes licensing and security requirements for direct selling businesses and requires direct sellers to carry a company identification card.
 
    Chapter/Regulation: 190/1999
    Status: Office Consolidation
    Related Act
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Employment Agency Business Licensing Regulation

Establishes licensing and record keeping requirements for employment agencies. Sets out prohibited practices, including prohibitions on charging employees fees and sending substitute workers to strike or lockout situations without informing them of the employment circumstances.
 
    Chapter/Regulation: 45/2012
    Status: Office Consolidation
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Energy Marketing and Residential Heat Sub-metering Regulation

Establishes licensing, security and cooling-off rights for natural gas and electricity marketing contracts. Requires marketing companies to adhere to a Code of Conduct and provide mandatory disclosure of information in their telephone, internet and written contracts. Also establishes a standard plain-language contract.
 
    Chapter/Regulation: 246/2005
    Status: Office Consolidation
    Related Act
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Exemption Regulation (Fair Trading Act)

Exempts insurance contracts and insurance companies licensed under the Insurance Act from the application of Parts 2 and 4 of the Act.
 
    Chapter/Regulation: 188/1999
    Status: Office Consolidation
    Related Act
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General Licensing and Security Regulation

Sets out those licensing and record keeping requirements that are common to all types of licences except those for automotive businesses and establishes procedures for making claims and forfeiting securities of regulated businesses. Allows for the use of arbitration as an alternative to court action when a claim is disputed.
 
    Chapter/Regulation: 187/1999
    Status: Office Consolidation
    Related Act
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Gift Card Regulation

Establishes restrictions to protect consumers who purchase and use gift cards by ensuring the merchants disclose all restrictions on the use of the card in its packaging. This includes prohibiting the cards from expiring, eliminating gift card fees after to refuse to honour gift cards for purchases that are more or less than the specific amount on the card.
 
    Chapter/Regulation: 146/2008
    Status: Office Consolidation
    Related Act
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Home Inspection Business Regulation

Establishes licensing, insurance and security requirements for home inspection businesses and sets out specific rules for home inspectors and home inspection businesses. All inspectors must have completed a minimum level of education. This regulation also sets out the requirements for home inspections contracts and inspection reports provided to consumers.
 
    Chapter/Regulation: 75/2011
    Status: Office Consolidation
    Related Act
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Internet Sales Contract Regulation

Establishes specific ground rules for internet sellers. These rules require sellers to disclose specific information to consumers before they enter into the sales contract and require sellers to provide a copy of the contract to the consumer within 15 days of the contract being formed. Gives consumers the right to cancel the sales contract if these rules are not followed.
 
    Chapter/Regulation: 81/2001
    Status: Office Consolidation
    Related Act
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Payday Loans Regulation

Establishes the requirement for all online and storefront payday loan businesses to be licensed and comply with the terms of the regulation if they wish to continue operating. The regulation also sets a cap on the maximum fees charged to borrowers and sets out a list of prohibited practices.
 
    Chapter/Regulation: 157/2009
    Status: Office Consolidation
    Related Act
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Prepaid Contracting Business Licensing Regulation

Establishes licensing and security requirements for prepaid contracting businesses and sets out minimum contract requirements when the value of goods or services exceeds $200.
 
    Chapter/Regulation: 185/1999
    Status: Office Consolidation
    Related Act
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Public Auctions Regulation

Establishes licensing, security and trust account requirements for businesses regulated under Part 12 of the Act. Sets out the minimum qualifications of auctioneers bid calling and standards of conduct to be followed when conducting auction sales.
 
    Chapter/Regulation: 196/1999
    Status: Office Consolidation
    Related Act
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Retail Home Sales Business Licensing Regulation

Sets out licensing and security requirements for retail sellers of mobile homes and modular homes. Also establishes minimum sales contract requirements.
 
    Chapter/Regulation: 197/1999
    Status: Office Consolidation
    Related Act
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Time Share and Points-based Contracts and Business Regulation

Establishes minimum disclosure requirements for time share contracts, including a statement about seven day cancellation rights, which must be contained in all time share contracts.
 
    Chapter/Regulation: 105/2010
    Status: Office Consolidation
    Related Act
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